321 Rancho, Chula Vista, California 91911, Chula Vista, 91911 - 2 bed, 1 bath
321 Rancho
Chula Vista, California 91911
Property Price
SUMMARY
Analysis of 321 Rancho, Chula Vista, California 91911 is currently available with a list price of $395,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Chula Vista Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and features several modern updates including granite countertops in the kitchen, tile flooring, crown molding, and custom paint. Although the building dates back to 1978, the interior has been well-maintained and updated to provide a turnkey living experience without the need for immediate renovations.
PROSSTRENGTHS & OPPORTUNITIES
- Modern Interior Updates
The unit features tasteful upgrades including granite countertops, custom paint, and elegant crown molding, offering a move-in-ready experience for buyers.
- Strategic Location
Situated with easy access to the 805 freeway and local amenities, this property is ideally positioned for commuters and those seeking proximity to shopping and dining.
- Comprehensive HOA Benefits
The monthly association fee covers essential utilities like water and trash while providing access to community amenities like a pool and lush green belts.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =168526, other record lot size in square feet = 168438.
- High Monthly HOA Dues
At $527 per month, the association fee is a significant recurring expense that may impact the overall affordability and debt-to-income ratio for some buyers.
- Compact Living Area
With only 836 square feet of living space for a two-bedroom layout, the unit may feel restrictive for those requiring more generous room proportions or storage.
About 321 Rancho
This charming 2-bedroom, 1-bathroom condo in the desirable Shadow Pine community offers an ideal blend of comfort, convenience, and value in the heart of Chula Vista. Spanning approximately 836 square feet, this cozy unit (built in 1978) features thoughtful updates including granite countertops in the kitchen, custom paint, elegant crown molding, and a spacious master bedroom complete with a walk-in closet. The kitchen has granite countertops with tile flooring with a small eating area, and the living areas feel bright and inviting. Step out onto your private balcony to enjoy outdoor relaxation or take in the surrounding greenery. The HOA covers water and trash services, making monthly expenses more predictable. Residents of Shadow Pine enjoy access to a refreshing community pool nestled amid lush green belts, creating a serene, resort-like atmosphere. The location provides easy access to the 805 freeway, nearby shopping, dining, schools, and all that Chula Vista has to offer—perfect for commuters, first-time buyers, or investors seeking a turnkey opportunity in a well-established complex.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1978
- Lot Size
- 168,526 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $527.0 / Month
Neighborhood Insights
Chula Vista Unified Schools
Otay Elementary School
Grades K-6 • 1.2 mi
Castle Park Middle School
Grades 7-8 • 1.6 mi
Castle Park Senior High School
Grades 9-12 • 1.4 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 46% |
| Baths | 1.0 | 3.0 | 21% |
| Square foot | 836 | 1,210.5 | 13% |
| Lot Size | 168,526 | - | 88% |
| Price | $395.0K | $552.5K | 17% |
| Price per sq ft | $472 | $467 | 58% |
| Built year | 1978 | 1983 | 29% |
| HOA | $527.0 | $362 | 92% |
| Days on market | 17 | 185 | 4% |
Pricing History
Listed for Sale
Mar 5, 2026
$395,000
$394,900
+0% Price Increase
Initial Listing
Price Change
Feb 19, 2026
$394,900
Initial Listing
Sold
Sep 1, 2015
$205,000
Public Record
Sold
Mar 4, 2009
$130,000
Public Record
Sold
May 12, 2006
$399,000
Public Record