3270 20th Street, San Francisco, CA 94110, San Francisco, 94110 - 3 bed, 1 bath
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3270 20th Street
San Francisco, CA 94110
ACTIVE
CONDITION: EXCELLENT
3Beds
1Baths
1,380Sq Ft
2,374Lot Size
Property Price
LIST PRICE$1,398,000
EST. MARKET VALUE
$1,504,418
7% BelowMARKET VALUE
SUMMARY
This Turnkey San Francisco Condominium is a Strong Value Opportunity, listed at $1,398,000—positioned well below the $1,504,419 Fair Market Value by 7%. This valuation gap offers $106,419 in Instant Equity for the buyer. Featuring a remodeled chef's kitchen, in-unit laundry, and dedicated parking, the property maintains an Excellent Condition Rating. Located in the vibrant Mission District, it offers a sophisticated urban lifestyle. This is an ideal acquisition for Owner-Occupants or first-time buyers seeking a move-in ready home.
Estimated Market Value
$1,504,418+$106,418 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in San Francisco.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3270 20th Street Subject 3 bd · 1 ba · 1,380 sqft · $1,090 | $1,398,000* List Price | 3 | 1 | 1,380 | $1,090 | - |
A 804 York Street Sold 2 bd · 2 ba · 1,497 sqft · $1,009 · 0.3 mi | $1,510,000 | 2 | 2 | 1,497 | $1,009 | 0.3 mi |
B 3470 20th Street 1 Sold 3 bd · 2 ba · 1,390 sqft · $1,097 · 0.2 mi | $1,525,000 | 3 | 2 | 1,390 | $1,097 | 0.2 mi |
C 1152 Potrero Avenue Sold 2 bd · 3 ba · 1,315 sqft · $985 · 0.6 mi | $1,295,000 | 2 | 3 | 1,315 | $985 | 0.6 mi |
D 800 York Street Sold 2 bd · 2 ba · 1,173 sqft · $1,087 · 0.3 mi | $1,275,000 | 2 | 2 | 1,173 | $1,087 | 0.3 mi |
E 600 Capp Street Sold 3 bd · 2 ba · 1,532 sqft · $979 · 0.3 mi | $1,500,000 | 3 | 2 | 1,532 | $979 | 0.3 mi |
F 3528 17th Street Active 3 bd · 1 ba · 1,620 sqft · $799 · 0.4 mi | $1,295,000 List Price | 3 | 1 | 1,620 | $799 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
The property features a high-end, recent renovation including a modern chef's kitchen with Heath Ceramics tile and stainless steel appliances, alongside a stylishly remodeled bathroom. Despite the 1909 build date, the interior finishes, in-unit laundry, and overall mint condition indicate a comprehensive update within the last 5 years.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- Prime Mission Location
Situated on a quiet, Victorian-lined block, the property offers immediate access to the Mission's renowned dining scene, including Flour and Water and Penny Roma, while maintaining a peaceful residential feel.
- Top-Floor Light and Volume
As a top-floor unit with high ceilings and an open-concept layout, the home benefits from exceptional natural light throughout the day and a sense of airy spaciousness rare in historic buildings.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1380, other record living area = 1269. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
- Limited Bathroom Count
Despite offering three bedrooms and 1,380 square feet of living space, the unit only features one bathroom, which may be a logistical challenge for families or co-living arrangements.
- Local School Ratings
While the area offers access to some high-performing alternative schools, the immediate neighborhood public schools carry lower performance ratings, which could impact long-term appeal for education-focused buyers.
About 3270 20th Street
Natural light fills the rooms from sunrise to sunset; high ceilings feel clear and airy, and the open-concept layout lets living, dining, and kitchen flow naturally together. The modern chef's kitchen has a Heath Ceramics tile backsplash, a small detail that becomes something you genuinely appreciate every morning. A quintessential San Francisco top-floor experience. The stylish, remodeled bathroom offers clean finishes that feel calm and fresh, while in-unit laundry and included parking take the friction out of city life. A shared garden gives you a nice spot to reset. Step outside, and the neighborhood delivers. Flour and Water, Penny Roma, and Lost Resort are all close by for great food, and The Pottery Studio San Francisco is just around the corner. Beautiful Victorians line the quiet block, yet everything the Mission is known for, like the great food, great weather, and great energy, is right at your doorstep.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1909
- Lot Size
- 2,374 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $500 / Month
Neighborhood Insights
San Francisco Unified Schools
Moscone (George R.) Elementary School
Grades K-5 • 0.2 mi
5/10
Chavez (Cesar) Elementary School
Grades K-5 • 0.3 mi
3/10
Bryant Elementary School
Grades K-5 • 0.7 mi
4/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 2.0 |
| Baths | 1.0 | 2.0 |
| Square foot | 1,380 | 1,111.771 |
| Lot Size | 2,374 | 9,271.706 |
| Price | $1.40M | $1.25M |
| Price per sq ft | $1.0K | $1.1K |
| Built year | 1909 | 1989 |
| HOA | $500 | $804 |
| Days on market | 23 | 67 |
Pricing History
Listed for Sale
Oct 1, 2026
$1,398,000
Initial Listing
Sold
Nov 7, 2024
$1,250,000
Public Record