3281 Garden Terrace Drive, Folsom, CA 95630, Folsom, 95630 - 5 bed, 3 bath
3281 Garden Terrace Drive
Folsom, CA 95630
Property Price
SUMMARY
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3281 Garden Terrace Drive Subject | $1,075,000* List Price | 5 | 3 | 3,008 | $337 | - |
A 4699 Flagstaff Drive Sold | $1,075,000 | 5 | 4 | 3,331 | $323 | 1.0 mi |
B 4686 Scenic Vista Drive Sold | $925,000 | 4 | 4 | 3,159 | $293 | 0.8 mi |
C 14965 Prairie Gold Circle Sold | $1,375,000 | 5 | 5 | 3,309 | $416 | 0.7 mi |
D 3406 Loggerhead Circle Sold | $1,117,000 | 5 | 6 | 3,773 | $296 | 0.4 mi |
E 5092 Gold Rush Drive Sold | $1,060,000 | 4 | 4 | 3,312 | $320 | 0.5 mi |
F 4981 Gold Rush Drive Active | $1,049,000 List Price | 5 | 3 | 3,028 | $346 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This property was built in 2023, making it virtually brand new and well within the 5-year window for an excellent rating. It features over $125,000 in high-end upgrades, including a modern kitchen with quartz countertops, premium appliances, and upgraded cabinetry. The bathrooms are spa-inspired with contemporary fixtures, and the home includes high-quality flooring, enhanced carpets, and advanced systems like a water softener and reverse osmosis. There is no deferred maintenance, and the property meets the highest current quality standards.
PROSSTRENGTHS & OPPORTUNITIES
- Extensive Luxury Upgrades
With over $125,000 in premium upgrades including quartz countertops, high-end cabinetry, and a reverse osmosis system, this nearly-new home offers a turnkey luxury experience that exceeds standard builder finishes.
- Versatile Multigenerational Layout
The 3,008-square-foot floor plan features a rare main-level bedroom and full bathroom, providing an ideal setup for guests, a private home office, or multigenerational living arrangements.
- Premium View Lot
Positioned on a superior lot within Sterling Hills, the property offers breathtaking sunset views and a private primary suite deck, significantly enhancing the home's aesthetic appeal and resale value.
CONSRISKS & DEFICIENCIES
- Aggressive Price Appreciation
The listing price reflects a significant increase from its late 2023 sale price of $815,000, which may present appraisal challenges or require strong market justification for potential buyers.
- Recurring Carrying Costs
The $195 monthly association fee, while providing access to community amenities, adds a permanent overhead cost to the property's monthly mortgage obligations.
About 3281 Garden Terrace Drive
Located in the highly desired Sterling Hills community by Lennar, this stunning home offers modern design and an open-concept floor plan ideal for both everyday living and entertaining. With over $125,000 in upgrades, including premium appliances, quartz countertops, upgraded cabinetry, enhanced carpet, and a water softener with reverse osmosis system, this home combines luxury finishes with everyday functionality. The thoughtfully designed layout features abundant natural light and seamless flow between the kitchen, dining, and living areas. The main level includes a convenient downstairs bedroom and full bathroom, ideal for guests, multigenerational living, or a private office. The beautifully upgraded kitchen serves as the heart of the home, featuring quartz countertops, upgraded cabinetry, premium appliances, and a spacious island perfect for gatherings and daily living. Upstairs, a spacious loft provides versatile additional living space, while three additional bedrooms offer comfort and privacy. The primary suite is a true retreat, featuring its own private deck to enjoy breathtaking views and stunning sunsets. The spa-inspired primary bathroom offers dual vanities, a walk-in shower, and generous closet space. Situated on a premium view lot, the backyard is perfect for entertaining, offering a beautiful setting to host guests or unwind while enjoying scenic sunset views. Residents enjoy access to the exclusive Russell House amenities, including resort-style pools, spa, fire pits, and inviting gathering spaces. Conveniently located near parks, top-rated schools, shopping, and dining, this exceptional home offers the perfect blend of modern luxury, thoughtful upgrades, and elevated community living. Don't miss this rare opportunity to own a beautifully upgraded view home in Sterling Hills.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2023
- Lot Size
- 6,460 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $195 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 5.0 | 3.0 | 88% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 3,008 | 2,086 | 83% |
| Lot Size | 6,460 | 7,192 | 40% |
| Price | $1.07M | $760.0K | 85% |
| Price per sq ft | $357 | $375 | 42% |
| Built year | 2023 | 1999 | 86% |
| HOA | $195 | $53 | 79% |
| Days on market | 11 | 171 | 0% |
Pricing History
Listed for Sale
Feb 24, 2026
$1,075,000
Initial Listing
Sold
Dec 28, 2023
$815,000
Public Record