3281 Loma Riviera Drive, San Diego, California 92110, San Diego, 92110 - 4 bed, 3 bath
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San Diego, California 92110
This Turnkey Coastal Townhome represents a High-Potential Investment Opportunity with a List Price of $950,000—positioned well below the $1,079,706 Fair Market Value by 12%. This valuation gap secures $129,706 in Instant Equity for the incoming buyer. Boasting a High-End Condition Rating, the interior features a remodeled quartz kitchen, restored hardwood flooring, and central A/C. Located in a premier district with access to the 10/10 rated Ocean Beach Elementary, the property offers multiple private patios for an elevated lifestyle. This is an ideal acquisition for Owner-Occupants seeking a move-in-ready sanctuary or Buy-and-Hold Investors looking for a high-equity asset.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3281 Loma Riviera Drive Subject | $930,000* List Price | 4 | 3 | 1,716 | $554 | - |
A 4248 Loma Riviera Ln Sold | $730,000 | 4 | 3 | 1,716 | $425 | 0.1 mi |
B 3104 Orleans E Sold | $850,000 | 2 | 2 | 1,552 | $548 | 0.2 mi |
C 3820 Groton Street 2 Sold | $840,000 | 3 | 2 | 1,260 | $667 | 0.3 mi |
D 3821 Basilone St 2 Sold | $845,000 | 3 | 2 | 1,260 | $671 | 0.3 mi |
E 3023 Barnard 2 Sold | $860,000 | 3 | 2 | 1,260 | $683 | 0.3 mi |
F 3017 Orleans E Sold | $805,000 | 2 | 2 | 1,477 | $545 | 0.1 mi |
G 3832 Groton St 2 Pending | $845,000 List Price | 3 | 2 | 1,260 | $671 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Although built in 1965, the property has undergone extensive recent renovations within the last 5 years that meet current quality standards. Key updates include a fully modernized kitchen with quartz countertops and a new island, completely renovated bathrooms with upgraded plumbing and designer tile, restored hardwood flooring throughout, and the inclusion of central A/C, making it a turn-key, high-end residence.
Elementary School: Ocean Beach Elementary School (10/10).
The property features a fully remodeled kitchen with quartz countertops and modernized bathrooms with upgraded plumbing and designer tiling, offering a turn-key interior.
With a large private back patio, a front patio, and two private balconies, the home provides rare and abundant outdoor space to enjoy San Diego’s coastal climate.
The monthly HOA fee of $740 is significant and may impact the overall affordability and monthly carrying costs for potential buyers.
Built in 1965, the property may require ongoing attention to aging infrastructure or common area maintenance typical of mid-century condominium complexes.
Welcome to this beautifully appointed townhome in the highly sought-after Loma Riviera community of Point Loma, with thoughtfully updated living spaces that blend comfort and functionality in an exceptional coastal location. Step inside the light-filled living space to an inviting open layout. The updated kitchen serves as the heart of the home, featuring a new kitchen island, quartz countertops with matching backsplash, and new SS sink, creating a modern and functional space ideal for everyday living and entertaining. The home has undergone extensive updates, including refreshed and modernized bathrooms with upgraded plumbing, new vanities, tile flooring, new tub surround tile, and full shower renovation. Restored and revitalized hardwood flooring and new baseboards throughout the property enhance both the style and comfort of the interior spaces. Additional highlights include central A/C, laundry room, abundant storage, and adjacent carport with the parking spots. The generous living area flows seamlessly to a large private back patio, creating ideal indoor-outdoor living. The home also offers multiple outdoor spaces, including a front patio and two private balconies, perfect for enjoying coastal breezes and San Diego’s year-round sunshine. Residents of Loma Riviera enjoy resort-style amenities including a community pool, clubhouse, BBQ area, and beautifully maintained grounds. Ideally located minutes from San Diego’s beaches, shopping, dining, and major freeways, this home offers the perfect blend of relaxed coastal living and everyday convenience. FHA and VA approved!
No exterior & parking available.
Grades K-4 • 1.1 mi
Grades K-4 • 1.1 mi
Grades K-4 • 1.4 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 2.0 | 97% |
| Baths | 3.0 | 2.0 | 92% |
| Square foot | 1,716 | 1,018 | 96% |
| Lot Size | 228,251 | 4,730 | 85% |
| Price | $930.0K | $600.0K | 97% |
| Price per sq ft | $542 | $592 | 25% |
| Built year | 1965 | 1980 | 18% |
| HOA | $740.0 | $545 | 94% |
| Days on market | 48 | 167 | 7% |
Apr 8, 2026
$930,000
$950,000
-2% Price Drop
Initial Listing
Mar 5, 2026
$950,000
Initial Listing
Apr 12, 2023
$895,000
Public Record
Aug 25, 2021
$741,000
Public Record
May 11, 2017
$525,000
Public Record
Apr 16, 1999
$181,000
Public Record