3281 Loma Riviera Drive, San Diego, California 92110, San Diego, 92110 - 4 bed, 3 bath

3281 Loma Riviera Drive
San Diego, California 92110
Property Price
SUMMARY
Analysis of 3281 Loma Riviera Drive, San Diego, California 92110 is currently available with a list price of $950,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although built in 1965, the property has undergone extensive recent renovations that meet the 'excellent' criteria. The kitchen is fully modernized with quartz countertops, a new island, and stainless steel fixtures. Bathrooms have been completely renovated with new plumbing, vanities, and tile work. The interior features restored hardwood flooring, new baseboards, and central A/C, representing a turn-key home with no deferred maintenance and high-quality contemporary finishes.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Ocean Beach Elementary School (10/10).
- Extensive Modern Updates
The property features a fully remodeled kitchen with quartz countertops and updated bathrooms with new plumbing and vanities, offering a turn-key living experience.
- Exceptional Outdoor Living
With a large private back patio, a front patio, and two private balconies, the home provides multiple spaces to enjoy San Diego’s coastal climate and indoor-outdoor flow.
CONSRISKS & DEFICIENCIES
- High Monthly HOA Fees
The association fee of $740 per month is relatively high, which may impact the overall affordability and monthly carrying costs for prospective buyers.
- Mid-Century Construction
Built in 1965, the property is part of an older complex, which may lead to concerns regarding long-term infrastructure maintenance or potential future special assessments.
About 3281 Loma Riviera Drive
Welcome to this beautifully appointed townhome in the highly sought-after Loma Riviera community of Point Loma, with thoughtfully updated living spaces that blend comfort and functionality in an exceptional coastal location. Step inside the light-filled living space to an inviting open layout. The updated kitchen serves as the heart of the home, featuring a new kitchen island, quartz countertops with matching backsplash, and new SS sink, creating a modern and functional space ideal for everyday living and entertaining. The home has undergone extensive updates, including refreshed and modernized bathrooms with upgraded plumbing, new vanities, tile flooring, new tub surround tile, and a full shower renovation. Restored and revitalized hardwood flooring and new baseboards throughout the property enhance both the style and comfort of the interior spaces. Additional highlights include central A/C, laundry room, abundant storage, and adjacent carport with the parking spots. The generous living area flows seamlessly to a large private back patio, creating ideal indoor-outdoor living. The home also offers multiple outdoor spaces, including a front patio and two private balconies, perfect for enjoying coastal breezes and San Diego’s year-round sunshine. Residents of Loma Riviera enjoy resort-style amenities including a community pool, clubhouse, BBQ area, and beautifully maintained grounds. Ideally located just minutes from San Diego’s beaches, shopping, dining, and major freeways, this home offers the perfect blend of relaxed coastal living and everyday convenience.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1965
- Lot Size
- 228,251 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $740.0 / Month
Neighborhood Insights
San Diego Unified Schools
Loma Portal Elementary School
Grades K-4 • 1.1 mi
Dewey Elementary School
Grades K-4 • 1.1 mi
Ocean Beach Elementary School
Grades K-4 • 1.4 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 2.0 | 97% |
| Baths | 3.0 | 2.0 | 91% |
| Square foot | 1,716 | 1,018 | 96% |
| Lot Size | 228,251 | - | 83% |
| Price | $950.0K | $600.0K | 99% |
| Price per sq ft | $554 | $578 | 41% |
| Built year | 1965 | 1980 | 17% |
| HOA | $740.0 | $545 | 91% |
| Days on market | 2 | 161 | 4% |
Pricing History
Listed for Sale
Mar 5, 2026
$950,000
Initial Listing
Sold
Apr 12, 2023
$895,000
Public Record
Sold
Aug 25, 2021
$741,000
Public Record
Sold
May 11, 2017
$525,000
Public Record
Sold
Apr 16, 1999
$181,000
Public Record









































