3320 Hill, San Diego, California 92106, San Diego, 92106 - 3 bed, 4 bath

3320 Hill
San Diego, California 92106
Property Price
SUMMARY
Analysis of 3320 Hill, San Diego, California 92106 is currently available with a list price of $2,699,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1995, the property is explicitly described as a 'mild fixer' requiring 'TLC' to reach its full potential. While the kitchen features some updates like a farmhouse sink and custom lighting, and the home includes modern systems like owned solar and dual A/C, the 29-year age and the need for cosmetic or minor repairs align with the 'fair' condition criteria. The property is functional and well-located but shows signs of being outdated relative to current high-end standards.
PROSSTRENGTHS & OPPORTUNITIES
- Panoramic Bay Views
The property features sweeping bay and city light vistas, highlighted by a spacious top-floor retreat and a large covered rooftop deck designed for high-end entertaining.
- Instant Equity & Flexible Financing
Listed below its recent $2,850,000 appraisal, the property offers immediate value and rare flexibility with seller financing and creative purchase options.
- Energy Efficiency & Systems
Equipped with an owned solar system and dual A/C units, the home provides modern climate control and significant long-term utility cost savings.
CONSRISKS & DEFICIENCIES
- Fixer Condition
The home is noted as a 'mild fixer' requiring TLC, which implies immediate additional capital investment is needed for repairs and cosmetic upgrades.
- Bedroom-to-Square-Footage Ratio
With only three bedrooms across nearly 3,500 square feet, the layout may feel inefficient for larger families or buyers seeking more private sleeping quarters.
About 3320 Hill
This beautifully appointed home sits in one of Point Loma’s most sought-after neighborhoods, offering timeless style, an ideal layout, and sweeping bay views. The bright, open kitchen features custom lighting, a farmhouse sink, and abundant cabinetry, flowing seamlessly into the main living spaces for effortless entertaining. Upstairs, a spacious top-floor retreat captures panoramic bay vistas and opens to a large covered rooftop deck—perfect for relaxing sunsets or gatherings under the stars. The private backyard provides a serene escape with mature landscaping and plenty of room to unwind. Additional highlights include owned solar, dual A/C units, and enduring Point Loma charm throughout. The property is a mild fixer and has potential for upside with a little TLC. Seller will entertain creative finance, seller finance, and subject 2 offers. Best of all, this property is attractively priced, having just appraised for $2,850,000.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1995
- Lot Size
- 7,022 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 4.0 | 3.0 | 80% |
| Square foot | 3,486 | 2,219 | 94% |
| Lot Size | 7,022 | 5,294 | 71% |
| Price | $2.70M | $1.85M | 89% |
| Price per sq ft | $774 | $927 | 22% |
| Built year | 1995 | 1953 | 85% |
| HOA | $0 | $0 | 50% |
| Days on market | 120 | 162 | 40% |
Pricing History
Listed for Sale
Feb 3, 2026
$2,699,000
$2,750,000
-2% Price Drop
Initial Listing
Price Change
Nov 7, 2025
$2,750,000
Initial Listing






































