34 E Alpine Avenue, Stockton, CA 95204, Stockton, 95204 - 2 bed, 1 bath
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Stockton, CA 95204
This Strong Value Opportunity is a Turnkey Bungalow listed at $360,000—positioned well below the $380,367 Fair Market Value by 5%. This valuation gap provides $20,367 in Instant Equity. Featuring a Condition Rating of 2, the home includes a remodeled kitchen, updated electrical, and a private patio. The rare 2.625% assumable FHA loan significantly lowers monthly overhead. While local school ratings are modest, this property is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking immediate move-in readiness.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 34 E Alpine Avenue Subject | $360,000* List Price | 2 | 1 | 1,099 | $346 | - |
A 547 E Atlee Street Sold | $377,500 | 3 | 1 | 1,201 | $314 | 0.6 mi |
B 3978 N American Street Sold | $390,000 | 3 | 1 | 1,001 | $390 | 0.6 mi |
C 2154 N Yosemite Street Sold | $385,000 | 2 | 1 | 1,120 | $344 | 0.9 mi |
D 3210 N American Street Pending | $328,000 List Price | 2 | 1 | 953 | $344 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Although built in 1943, the home has undergone a recent high-quality renovation within the last 5 years. Key updates include a fully remodeled kitchen with quartz countertops and new cabinetry, a modernized bathroom, updated flooring and paint throughout, and a newer electrical panel, making it move-in ready with no immediate maintenance required.
The property features a rare 2.625% assumable FHA loan, offering a significant financial advantage and substantially lower monthly payments compared to current market interest rates.
The home boasts a thoughtfully remodeled kitchen and bathroom with quartz countertops, new cabinetry, and updated flooring, complemented by a peace-of-mind electrical panel upgrade.
This 1943 bungalow retains its original character and charm while providing a private, spacious backyard ideal for gardening, play, or outdoor entertaining.
The local public schools assigned to this address have relatively low ratings, ranging from 2 to 4, which may be a deterrent for families prioritizing high-performing education districts.
With only two bedrooms and a single bathroom across 1,099 square feet, the compact layout may feel restrictive for growing families or those requiring a dedicated home office.
Charming Bungalow with Rare 2.625% Assumable FHA Loan. Curb appeal, character, and a once-in-a-market financing opportunity this sweet two-bedroom, one-bathroom bungalow checks all the boxes. From the moment you arrive, the home's charm draws you in, and the updates inside make it easy to picture yourself staying a while. The kitchen has been thoughtfully remodeled with new tile flooring, fresh cabinetry, and sleek quartz countertops. The bathroom has received the same attention to detail a new vanity, updated light fixtures, and quartz tile in the shower surround give it a clean, polished feel. Additional updates include an updated electrical panel, giving you peace of mind on the systems side. Out back, a private yard offers plenty of room to play, garden, or entertain. And then there's the rate. This home carries an assumable FHA loan at 2.625% a rare opportunity to step into today's market with yesterday's financing. At current rates, that's a difference that shows up in your payment every single month.
No exterior & parking available.
Grades K-8 • 0.1 mi
Grades K-8 • 0.2 mi
Grades K-8 • 0.9 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 29% |
| Baths | 1.0 | 2.0 | 46% |
| Square foot | 1,099 | 1,295 | 33% |
| Lot Size | 5,158 | 5,775 | 35% |
| Price | $360.0K | $387.5K | 29% |
| Price per sq ft | $328 | $286 | 67% |
| Built year | 1943 | 1949 | 21% |
| HOA | $0 | $0 | 50% |
| Days on market | 2 | 191 | 3% |
Jun 4, 2026
$360,000
Initial Listing
Jun 15, 2021
$294,000
Public Record
Aug 13, 2010
$85,000
Public Record