340 D Street, Cayucos, California 93430, Cayucos, 93430 - 4 bed, 3 bath
340 D Street
Cayucos, California 93430
Property Price
SUMMARY
Analysis of 340 D Street, Cayucos, California 93430 reveals a Prime Investment Opportunity with a current list price of $2,700,000—significantly undercutting the $2,929,628 Fair Market Value by 7%. This valuation gap indicates a +$229,628 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Cayucos Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 340 D Street Subject | $2,700,000* List Price | 4 | 3 | 2,960 | $990 | - |
A 159 Ash Avenue Active | $2,700,000 List Price | 4 | 3 | 2,362 | $1,143 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This property is a turnkey, beautifully remodeled coastal home featuring modern finishes, vaulted ceilings, and an open floor plan. While originally built in 2000, the extensive recent renovations, updated kitchen and bathrooms, and overall high-quality maintenance meet the criteria for excellent condition with no deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Prime Coastal Location
Situated just one block from the beach and the heart of downtown Cayucos, this property offers unparalleled walkability to local boutiques, dining, and the shoreline.
- Turnkey Remodeled Interior
The home features a modern, move-in-ready design with vaulted ceilings, an open floor plan, and a downstairs primary suite, providing both luxury and functional versatility.
- Exceptional Outdoor Living
A generous 7,500 sqft lot includes a thoughtfully designed backyard with a pergola and seamless indoor-outdoor flow, ideal for coastal entertaining and family gatherings.
CONSRISKS & DEFICIENCIES
- High-Traffic Proximity
The home's location steps away from popular tourist destinations like Brown Butter Cookie may result in increased pedestrian noise and limited street parking during peak vacation seasons.
- Market Value Appreciation
The current list price represents a significant premium over the 2020 sale price of $1.58M, which may require strong comparable sales to justify the valuation to lenders.
About 340 D Street
Welcome to your coastal escape! Ideally situated one block from the beach, boutique shops, restaurants, a charming neighborhood park, and steps away from Brown Butter Cookie. This beautifully remodeled 4 bedroom, 2.5 bathroom home offers the perfect blend of beachside charm and modern comfort. Ocean views and breezes compliment this move in ready home with an open floor-plan and vaulted ceilings. The downstairs primary suite provides a private sanctuary, while two spacious living rooms and a dining room offer versatility for relaxing, hosting guests, or creating a game room or extra bedroom. Flexible space will allow room to make this beach house fit your families needs. Central air is an added bonus. Step outside to a generous backyard complete with a cozy pergola offering the perfect setting for family barbecues, game nights, and outdoor dining. The thoughtfully designed layout creates seamless indoor-outdoor flow ideal for gathering with friends after a day at the beach. Whether you're hosting weekend get togethers, enjoying morning walks along the shore, or relaxing in your own coastal retreat near top rated schools, this home delivers the ultimate beach lifestyle in a highly sought after location. A rare opportunity to own a turnkey beach house where everyday feels like a vacation.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2000
- Lot Size
- 7,500 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 85% |
| Baths | 3.0 | 2.0 | 60% |
| Square foot | 2,960 | 1,716 | 85% |
| Lot Size | 7,500 | 3,805 | 75% |
| Price | $2.70M | $1.38M | 75% |
| Price per sq ft | $912 | $838 | 65% |
| Built year | 2000 | 1978 | 75% |
| HOA | $0 | $0 | 50% |
| Days on market | 46 | 230 | 5% |
Pricing History
Listed for Sale
Mar 2, 2026
$2,700,000
$2,950,000
-8% Price Drop
Initial Listing
Price Change
Jan 20, 2026
$2,950,000
Initial Listing
Sold
Oct 26, 2020
$1,587,500
Public Record
Sold
Aug 12, 2005
$1,100,000
Public Record
Sold
Nov 3, 2000
$545,000
Public Record