3414 Villa Terrace, San Diego, California 92104, San Diego, 92104 - 6 bed, 6 bath
3414 Villa Terrace
San Diego, California 92104
Property Price
SUMMARY
Analysis of 3414 Villa Terrace, San Diego, California 92104 reveals a Fairly Priced Property with a current list price of $2,550,000 aligned with the estimated $2,550,000 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3414 Villa Terrace Subject | $2,550,000* List Price | 6 | 6 | 3,966 | $643 | - |
A 2920 Bancroft Street Pending | $2,499,900 List Price | 7 | 6 | 3,384 | $739 | 0.8 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property features a newly built ADU (2021) which is in excellent, modern condition with contemporary finishes, appliances, and fixtures. The main house, built in 1957, has received significant upgrades including a brand new HVAC system and owned solar panels. While some areas of the main house, such as the bathrooms and the downstairs kitchen, show signs of being outdated and could benefit from cosmetic 'personal updates,' the property is well-maintained and move-in ready. The combination of new construction, updated major systems, and generally well-kept interiors places the overall property in good condition.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: McKinley Elementary School (9/10).
- Exceptional Location & Lifestyle
The property boasts a prime location in North Park, 'doors down from Morley Field and blocks from trendy 30th St,' offering walkable access to bars, restaurants, coffee shops, tennis courts, a dog park, and hiking trails, catering to an active lifestyle.
- Significant Income Potential / Versatile Living
Designed for 'house hacking' or multi-generational living, the main house features separate 3-bed/2-bath upstairs and 2-bed/2-bath downstairs units, each with its own entrance and full kitchen, complemented by a new ADU built in 2021.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 3966, other record living area = 3605. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 6, other record bedroom count = 4.
- Requires Personal Updates
While well-maintained, the description notes the home is 'ready for your personal updates,' suggesting that some areas may require additional investment for cosmetic or functional renovations to meet modern tastes.
- Age of Main Structure
Built in 1957, the main house, despite recent upgrades like HVAC, may still have original components or design elements that could require future maintenance or renovation beyond the explicitly mentioned 'personal updates'.
About 3414 Villa Terrace
Check out this great investment property doors down from Morley Field and blocks from trendy 30th St! This beautiful well maintained property has a location and a spectacular lot to wish for. With a brand new HVAC system and owned solar panels the home is ready for your personal updates. The main house has 3 beds/2 baths upstairs and 2 beds/2baths downstairs with separate entrance and a full kitchen on EACH floor. The new ADU built in 2021 makes this the perfect house hack as an investment or a multi-generational household. With gorgeous sunset views from the back patio, the home is a great fit for those with an active lifestyle, centrally located and a short walk to bars, restaurants, book stores, coffee shops, tennis courts, dog park, & hiking trails. Come see for yourself what this home has to offer!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1957
- Lot Size
- -
Interior
- Total Bedrooms
- 6
- Total Bathrooms
- 6 (6 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Diego Unified Schools
Jefferson Elementary School
Grades K-5 • 0.4 mi
McKinley Elementary School
Grades K-5 • 0.9 mi
Garfield Elementary School
Grades K-5 • 1.2 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 6.0 | 3.0 | 97% |
| Baths | 6.0 | 2.0 | 98% |
| Square foot | 3,966 | 1,156 | 98% |
| Lot Size | - | 4,348 | 13% |
| Price | $2.55M | $1.19M | 98% |
| Price per sq ft | $643 | $981 | 6% |
| Built year | 1957 | 1935 | 75% |
| HOA | $0 | $0 | 50% |
| Days on market | 93 | 155 | 22% |
Pricing History
Listed for Sale
Dec 4, 2025
$2,550,000
Initial Listing
Sold
Aug 7, 2006
$840,000
Public Record