3414 Villa Terrace, San Diego, California 92104, San Diego, 92104 - 6 bed, 6 bath
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San Diego, California 92104
Analysis of 3414 Villa Terrace, San Diego, California 92104 is currently available with a list price of $2,550,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Property is moderate renovation needed.
The property is well-maintained but largely reflects its 1957 construction, with the listing explicitly stating it is 'ready for personal updates.' While it features a new ADU built in 2021 and updated mechanical systems like HVAC and solar, the primary residence contains dated kitchens and bathrooms with older cabinetry and tile work. It fits the 'Fair' criteria as an aged home maintained through regular upkeep that shows signs of being outdated and requires cosmetic modernization.
Elementary School: McKinley Elementary School (9/10).
With three distinct living spaces—including a main house with kitchens on both floors and a separate 2021 ADU—this property is a premier candidate for house hacking, multi-generational living, or a high-yield investment portfolio.
Situated in the heart of North Park near Morley Field and 30th Street, the property offers an ultra-convenient lifestyle with immediate access to trendy restaurants, hiking trails, tennis courts, and local boutiques.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 3966, other record living area = 3605. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 6, other record bedroom count = 4.
The property is noted as being ready for 'personal updates,' suggesting that the 1957 interior finishes may require additional capital investment to meet modern luxury standards.
At a $2.55M price point, buyers may find the combination of a premium list price and the need for cosmetic renovations a challenge compared to fully turnkey options in the area.
Unique investment opportunity doors down from Morley Field and blocks from trendy 30th St! This beautiful, well maintained property has a location and a spectacular lot to wish for. With a brand new HVAC system and owned solar panels the home is ready for your personal updates. The main house has 3 beds/2 baths upstairs and 2 beds/2baths downstairs with separate entrance and a full kitchen on EACH floor. The new ADU built in 2021 makes this the perfect house hack as an investment or a multi-generational household. With gorgeous sunset views from the back patio, the home is a great fit for those with an active lifestyle, centrally located and a short walk to bars, restaurants, book stores, coffee shops, tennis courts, dog park, & hiking trails. Come see for yourself what this home has to offer!
No exterior & parking available.
Grades K-5 • 0.4 mi
Grades K-5 • 0.9 mi
Grades K-5 • 1.2 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 6.0 | 3.0 | 99% |
| Baths | 6.0 | 2.0 | 99% |
| Square foot | 3,966 | 1,240 | 99% |
| Lot Size | - | 4,399 | 14% |
| Price | $2.55M | $1.21M | 99% |
| Price per sq ft | $643 | $958 | 7% |
| Built year | 1957 | 1936 | 75% |
| HOA | $0 | $0 | 50% |
| Days on market | 139 | 147 | 49% |
Dec 4, 2025
$2,550,000
Initial Listing
Aug 7, 2006
$840,000
Public Record