342 Upper Terrace, San Francisco, CA 94117, San Francisco, 94117 - 2 bed, 1 bath

342 Upper Terrace
San Francisco, CA 94117
Property Price
SUMMARY
Analysis of 342 Upper Terrace, San Francisco, CA 94117 is currently available with a list price of $1,495,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
While originally built in 1927, this penthouse flat has undergone extensive recent renovations that meet modern luxury standards. The property features a fully remodeled mid-century style kitchen, a luxury-renovated bathroom, newly refinished hardwood floors, and custom light fixtures throughout. The addition of modern electrical upgrades like an EV charger and the pristine condition of the interior finishes indicate a home with no deferred maintenance and high-quality contemporary appeal.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- Iconic Panoramic Views
The property features rare 180-degree views of the Golden Gate Bridge, Pacific Ocean, and Marin Headlands from the living room and both bedrooms, providing significant aesthetic and market value.
- Prime Central Location
Situated on a quiet cul-de-sac in the Mt. Olympus neighborhood, the home offers a serene residential atmosphere while remaining minutes from the vibrant commercial hubs of Cole Valley, Haight Street, and the Castro.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1156, other record living area = 1049.
- Limited Bathroom Count
With only one bathroom serving two bedrooms and an office, the layout may be a drawback for families or those who frequently host guests.
- Compact Square Footage
At 1,156 square feet, the interior living space is relatively modest for a penthouse at this price point, which may limit appeal for buyers seeking more expansive indoor areas.
About 342 Upper Terrace
Imagine waking to 180 degrees of pure possibility - across the city to the Golden Gate commanding the horizon, the Pacific stretching to forever. This is a view that recalibrates you, fills your lungs and reminds you, every single day, why you chose this city and this life. At the end of the day, you return to your quiet cul-de-sac at the geographic heart of San Francisco, high above the hum of the city. The sky transforms gold, rose, violet. You settle in, exhale. You're home. Penthouse flat with panoramic views - Pacific Ocean, GG Bridge, GG Park, Marin Headlands, Sutro Hts, St Ignatius. Top-floor 2BD/1BA + office in a well-run 2-unit building in the iconic Mt. Olympus neighborhood. Sweeping views from living room and both bedrooms. Big living room with fireplace and plate glass window. Full-size dining room flooded with light. Remodeled kitchen in mid-century style with Twin Peaks views. Luxury bath. Separate laundry room. Newly refinished hardwood floors, custom fixtures, roof rights deeded to unit. 1-car garage with EV charger, additional storage, exercise room. Location puts you in the middle of the city but above the fray. Quiet residential neighborhood but just minutes from Cole Valley's coffee shops and eateries, Haight Street's unique commercial offerings, the Castro's iconic cultural heft. Beautifully terraced Mt Olympus Park at end of block; huge Buena Vista Park & Corona Hts Park just a bit further for dog walks & recreation. MUNI all around. A rare opportunity to live above it all without leaving the heart of the city.This is the balance San Franciscans spend years searching for - vibrant city life, genuine neighborhood serenity, and a home that takes your breath away every time you walk through the door.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1927
- Lot Size
- 2,016.83 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $250 / Month
Neighborhood Insights
San Francisco Unified Schools
Grattan Elementary School
Grades K-5 • 0.3 mi
Chinese Immersion School At Deavila
Grades K-5 • 0.5 mi
McKinley Elementary School
Grades K-5 • 0.6 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 1.0 | 2.0 | 45% |
| Square foot | 1,156 | 1,309 | 37% |
| Lot Size | 2,016.83 | 3,125 | 11% |
| Price | $1.50M | $1.48M | 51% |
| Price per sq ft | $1.3K | $1.1K | 79% |
| Built year | 1927 | 1912 | 70% |
| HOA | $250 | $410 | 21% |
| Days on market | 130 | 176 | 23% |
Pricing History
Listed for Sale
Oct 28, 2025
$1,495,000
Initial Listing
Sold
Aug 31, 2022
$1,380,000
Public Record



































