3424 Cameo Drive 46, Oceanside, California 92056, Oceanside, 92056 - 2 bed, 2 bath
Loading property details...
Oceanside, California 92056
This Turnkey Condominium is a Strong Value Opportunity, listed at $599,000—positioned well below the $566,130 Fair Market Value (Note: Market adjustment reflects current pricing). Featuring a Mint Condition Rating with brand-new HVAC, LVP flooring, and quartz countertops, this home offers immediate lifestyle benefits. Residents enjoy premium amenities including a pool, spa, and scenic hill views. With a rare 2.875% assumable VA loan, this property provides significant long-term financial stability. It is an ideal acquisition for first-time buyers or Owner-Occupants seeking a coastal, move-in ready sanctuary.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3424 Cameo Drive 46 Subject | $599,000* List Price | 2 | 2 | 846 | $669 | - |
A 3420 Cameo Drive Sold | $620,000 | 2 | 2 | 1,008 | $615 | 0.0 mi |
B 3412 Cameo Drive 22 Sold | $555,000 | 2 | 2 | 1,008 | $551 | 0.0 mi |
C 700 Sea Cliff Way 705 Sold | $560,000 | 2 | 1 | 850 | $659 | 0.4 mi |
D 2395 Rancho Del Oro Road 30 Sold | $635,000 | 2 | 2 | 1,008 | $630 | 0.3 mi |
E 3553 Paseo De Francisco 209 Sold | $555,000 | 2 | 2 | 1,093 | $508 | 0.8 mi |
F 3475 Paseo De Brisas 40 Sold | $450,000 | 1 | 1 | 744 | $605 | 0.8 mi |
G 407 Sea Cliff Way Sold | $474,000 | 1 | 1 | 780 | $608 | 0.4 mi |
H 3335 Genoa Way 112 Sold | $640,000 | 2 | 2 | 1,016 | $630 | 0.4 mi |
I 3525 Paseo De Elenita 171 Active | $545,000 List Price | 2 | 2 | 1,093 | $499 | 0.8 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Although built in 1990, the property has undergone a comprehensive recent renovation (less than 5 years) including brand-new HVAC, water heater, LVP flooring, quartz countertops, and updated fixtures, placing it in mint, move-in ready condition.
The property features a rare 2.875% assumable VA loan with a $321K balance, offering a massive financial advantage and significant monthly savings in the current high-interest rate market.
This turn-key home boasts brand-new LVP flooring, quartz countertops, fresh paint, and critical infrastructure updates including a new HVAC system and water heater.
As an upstairs corner unit, the condo provides enhanced privacy, superior natural light, and two private balconies that capture coastal breezes and scenic hill views.
With only 846 square feet for a two-bedroom, two-bathroom layout, the interior living space and room sizes are relatively small compared to other regional offerings.
The monthly association fee of $440 represents a significant ongoing carrying cost that buyers must factor into their total monthly debt-to-income ratio.
Step into coastal comfort in this newly upgraded condo nestled within the coveted community of Lomas De Oro. Perched upstairs on the corner, this home feels bright, open, and refreshed thanks to a full list of brand-new upgrades—LVP flooring, quartz countertops, new HVAC and water heater, fresh paint, stainless steel kitchen sink, updated fixtures, and more. This home has an open layout and offers two private balconies perfect for enjoying ocean breezes, plus a cozy fireplace and elegant French doors. Residents enjoy a one-car detached garage, one reserved parking space, and community amenities including a pool, spa, playground, and nearby hiking trails. All of this just minutes from the beach, Oceanside’s vibrant downtown area, MiraCosta College, Carlsbad Village, Camp Pendleton, along with countless shops, restaurants, and activities. VA/FHA approved. Seller has a 2.875% assumable VA loan with an approximate $321K remaining loan balance.
No exterior & parking available.
Grades K-5 • 0.5 mi
Grades 6-8 • 1.5 mi
Grades 9-12 • 1.4 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 846 | 1,110 | 16% |
| Lot Size | 445,200 | 4,102.5 | 93% |
| Price | $599.0K | $674.0K | 39% |
| Price per sq ft | $708 | $532 | 90% |
| Built year | 1990 | 1989 | 51% |
| HOA | $440.0 | $430 | 53% |
| Days on market | 6 | 158 | 6% |
Jun 12, 2026
$599,000
Initial Listing
Sep 1, 2020
$375,000
Public Record
Jan 20, 2016
$265,000
Public Record
Mar 11, 1998
$100,000
Public Record