3430 Loma Alta Ln, Santa Cruz, California 95065, Santa Cruz, 95065 - 2 bed, 3 bath
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Santa Cruz, California 95065
Analysis of 3430 Loma Alta Ln, Santa Cruz, California 95065 is currently available with a list price of $3,479,900. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Santa Cruz Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Property is move-in ready.
The property is in move-in ready condition and has been well-maintained since its 1975 construction. The kitchen has been updated with granite countertops, shaker-style cabinetry, and stainless steel appliances. The home features a mix of quality flooring including terracotta-style tile and hardwood, along with custom architectural details like vaulted wood-beam ceilings and arched doorways. The inclusion of modern functional systems such as an owned solar-electric system and a backup generator further supports a 'good' rating, as the home has clearly been updated and maintained within the 5 to 15-year window for major components.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 129286, living area = 1966.
The property features breathtaking, unobstructed views of Monterey Bay and daily sunsets, significantly increasing its luxury appeal and market value.
Situated on nearly 3 acres with horse zoning, a heritage olive orchard, and versatile outbuildings, the lot offers rare agricultural and recreational potential.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1966, other record living area = 1838. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 2, other record bedroom count = 1.
With only two bedrooms, the home may not accommodate larger families or buyers requiring multiple dedicated guest spaces at this premium price point.
At nearly $3.5 million for under 2,000 square feet of living space, the property represents a high cost per square foot that may challenge some appraisals.
PANORAMIC OCEAN VIEW Custom-built Residence on 2.97 acres in private neighborhood above DeLaveaga Golf Course. Tri-level architecture with meticulous custom-craftsmanship throughout. Spacious gourmet kitchen with granite countertops, electric appliances. Owned solar-electric system and back-up generator included. Century-old, heritage orchard of 60 Italian olive trees. Large, bonus room above garage currently used as an office. Additional outbuilding useful for hobbies, storage, or barn. Property is zoned for horses... Enjoy those exquisite, Monterey Bay sunsets every day.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 25% |
| Baths | 3.0 | 2.0 | 58% |
| Square foot | 1,966 | 1,908.5 | 58% |
| Lot Size | 129,286 | 8,808 | 75% |
| Price | $3.48M | $1.51M | 92% |
| Price per sq ft | $1.8K | $911 | 92% |
| Built year | 1975 | 1973 | 50% |
| HOA | $0 | $0 | 50% |
| Days on market | 9 | 114 | 8% |
Apr 13, 2026
$3,479,900
Initial Listing