
Santa Cruz, California 95065
Analysis of 3430 Loma Alta Ln, Santa Cruz, California 95065 is currently available with a list price of $2,999,800. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Santa Cruz Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Property is move-in ready.
While built in 1975, the property has been meticulously maintained and updated. The kitchen features granite countertops and stainless steel appliances, and the bathrooms show modern tile work and fixtures consistent with a 5-15 year old renovation. The inclusion of modern systems like owned solar and a whole-house backup generator, combined with the overall move-in ready condition, justifies a Good rating.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 129286, living area = 1966.
The property offers exceptional, unobstructed vistas of the Pacific Ocean and Monterey Bay from a private, gated location above the DeLaveaga Golf Course, significantly enhancing its luxury appeal.
Situated on nearly 3 acres, the estate features a functional barn with stalls, fenced pastures, and a heritage orchard of 60 Italian olive trees, providing rare versatility for hobbyists or agricultural enthusiasts.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1966, other record living area = 1838. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 2, other record bedroom count = 1.
Despite the high price point and nearly 2,000 square feet of space, the home is currently configured with only two primary bedrooms, which may limit its appeal to larger families.
A significant price reduction of nearly $500,000 and over 50 days on the market suggest that the property's 1975 tri-level design and niche amenities have struggled to find immediate alignment with buyer expectations.
Rare opportunity to own one of Santa Cruz County’s most distinctive properties, offering panoramic ocean and Monterey Bay views, equestrian facilities, and potential for future expanded living opportunities. Situated on 2.97 acres within a private, gated neighborhood above DeLaveaga Golf Course, this custom-built tri-level residence showcases meticulous craftsmanship and timeless design throughout. The spacious kitchen features granite countertops and abundant workspace, while the owned solar-electric system and whole-house backup generator provide efficiency and peace of mind. The beautifully maintained grounds include a century-old heritage orchard of approximately 60 Italian olive trees, creating a truly exceptional setting. The spacious 3rd bedroom above the garage, currently furnished as an office, offers potential for a guest suite, caretaker’s quarters, or possible ADU conversion, subject to applicable approvals. Additional space exists elsewhere for the potential addition of another bedroom, if desired. Equestrian amenities include a barn with 2 covered stalls, tack room, hay storage and fenced pasture. This outbuilding provides flexibility for use as a studio, hobby space, workshop, home gym, or additional storage. Perfectly positioned to capture sweeping Pacific Ocean and Monterey Bay vistas, this remarkable property offers a rare combination of privacy, versatility, natural beauty, and unforgettable sunrise and sunset views.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 30% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 1,966 | 1,757 | 60% |
| Lot Size | 129,286 | 8,342 | 80% |
| Price | $3.00M | $1.40M | 90% |
| Price per sq ft | $1.5K | $893 | 90% |
| Built year | 1975 | 1973 | 50% |
| HOA | $0 | $0 | 50% |
| Days on market | 54 | 119 | 10% |
Jun 4, 2026
$2,999,800
$3,479,900
-14% Price Drop
Initial Listing
Apr 13, 2026
$3,479,900
Initial Listing