344 Holladay Avenue, San Francisco, CA 94110, San Francisco, 94110 - 2 bed, 1 bath

344 Holladay Avenue
San Francisco, CA 94110
Property Price
SUMMARY
Analysis of 344 Holladay Avenue, San Francisco, CA 94110 reveals a Prime Investment Opportunity with a current list price of $1,095,000—significantly undercutting the $1,171,391 Fair Market Value by 6%. This valuation gap indicates a +$76,391 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 344 Holladay Avenue Subject | $1,095,000* List Price | 2 | 1 | 1,036 | $1,131 | - |
A 236 Holladay Avenue Sold | $1,361,000 | 3 | 2 | 1,168 | $1,165 | 0.1 mi |
B 1670 York Street Sold | $1,300,000 | 3 | 1 | 1,075 | $1,209 | 0.2 mi |
C 656 Banks Street Sold | $975,000 | 2 | 1 | 900 | $1,083 | 0.7 mi |
D 201 Prentiss Street Sold | $1,340,000 | 2 | 1 | 1,150 | $1,165 | 0.4 mi |
E 607 Anderson Street Sold | $1,320,000 | 3 | 2 | 1,318 | $1,002 | 0.8 mi |
F 496 Ellsworth Street Sold | $1,068,000 | 1 | 1 | 840 | $1,271 | 0.7 mi |
G 160 Andover Street Pending | $1,198,000 List Price | 2 | 2 | 1,000 | $1,198 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although originally built in 1907, the property has undergone an extensive recent renovation that brings it to modern standards. Key updates include a voluntary seismic retrofit with a new front foundation, a fully remodeled contemporary kitchen with quartz countertops and new appliances, a modern marble-tiled bathroom, and new flooring throughout. The integration of recessed lighting, skylights, and high-end finishes indicates a complete overhaul within the last 5 years with no visible deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- Structural & Modern Updates
This 1907 Victorian has been significantly enhanced with a voluntary seismic retrofit and a new front foundation, offering rare structural peace of mind alongside a fully remodeled kitchen and new flooring.
- Prime Bernal Heights Location
Situated on the desirable east slope, the home benefits from a sunny microclimate, bay views, and exceptional proximity to Cortland Avenue’s shops, restaurants, and local hiking trails.
CONSRISKS & DEFICIENCIES
- Limited Bathroom Count
With only one bathroom serving two bedrooms, the layout may be a drawback for families or those who frequently host guests.
- Local School Performance
The majority of the immediate neighborhood public schools have lower performance ratings, which could be a concern for buyers prioritizing high-ranking educational facilities.
About 344 Holladay Avenue
Built in the early 1900s and thoughtfully updated by the current owners, this charming Bernal Heights late Victorian home blends classic character with modern comfort. Recent improvements include a voluntary seismic retrofit including brand new front foundation, a remodeled kitchen and new flooring throughout. The main level features a bright, open entertaining space with a formal dining area and a contemporary kitchen appointed with new cabinetry, new quartz countertops, new sink, updated appliances, fixtures, and clean, modern finishes. Just off the kitchen, you'll find a convenient laundry area and a marble tiled bathroom designed for everyday relaxation. The laundry area and bathroom are both filled with natural light from skylights. Upstairs, two inviting bedrooms with attic access offer flexible storage and abundant natural light. One of the bedrooms is outfitted with a Murphy-style bunkbed that offers a smart, space-saving solution ideal for guests, children, or a home office. A private, fenced rear yard provides a peaceful outdoor retreat, complete with a patio ideal for lounging and entertaining, along with a turf area and a mature fruiting lemon tree. The basement offers generous additional storage, single-car parking, and easy access beneath the home. Ideally situated on the east slope of Bernal Heights, the home enjoys bay views, a sunny microclimate and close proximity to neighborhood hiking trails, staircases, parks, and recreation. Just moments from Cortland Avenue's vibrant restaurants, shops, and farmer's market, with convenient access to public transportation and freeways, this lovingly maintained home offers the best of Bernal Heights living.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1907
- Lot Size
- 1,638 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Francisco Unified Schools
Flynn (Leonard R.) Elementary School
Grades K-5 • 0.4 mi
Bryant Elementary School
Grades K-5 • 0.5 mi
King (Starr) Elementary School
Grades K-5 • 0.7 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 31% |
| Baths | 1.0 | 2.0 | 31% |
| Square foot | 1,036 | 1,370 | 27% |
| Lot Size | 1,638 | 2,000 | 10% |
| Price | $1.09M | $1.54M | 26% |
| Price per sq ft | $1.1K | $997 | 53% |
| Built year | 1907 | 1909 | 45% |
| HOA | $0 | $0 | 50% |
| Days on market | 47 | 191 | 2% |
Pricing History
Listed for Sale
Jan 19, 2026
$1,095,000
Initial Listing
Sold
Jan 13, 2020
$1,085,000
Public Record
Sold
Apr 22, 2005
$610,000
Public Record
Sold
Dec 22, 1998
$239,000
Public Record






















