344 Holladay Avenue, San Francisco, CA 94110, San Francisco, 94110 - 2 bed, 1 bath

344 Holladay Avenue, San Francisco, CA 94110 home-pic-0

344 Holladay Avenue

San Francisco, CA 94110

ACTIVE
CONDITION: EXCELLENT
2Beds
1Baths
1,036Sq Ft
1,638Lot Size

Property Price

LIST PRICE$1,095,000
EST. MARKET VALUE
$1,171,391
6% BelowMARKET VALUE

SUMMARY

Analysis of 344 Holladay Avenue, San Francisco, CA 94110 reveals a Prime Investment Opportunity with a current list price of $1,095,000—significantly undercutting the $1,171,391 Fair Market Value by 6%. This valuation gap indicates a +$76,391 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$1,171,391 +$76,391 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in San Francisco.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
344 Holladay Avenue
Subject
$1,095,000*
List Price
211,036$1,131-
A
236 Holladay Avenue
Sold
$1,361,000321,168$1,1650.1 mi
B
1670 York Street
Sold
$1,300,000311,075$1,2090.2 mi
C
656 Banks Street
Sold
$975,00021900$1,0830.7 mi
D
201 Prentiss Street
Sold
$1,340,000211,150$1,1650.4 mi
E
607 Anderson Street
Sold
$1,320,000321,318$1,0020.8 mi
F
496 Ellsworth Street
Sold
$1,068,00011840$1,2710.7 mi
G
160 Andover Street
Pending
$1,198,000
List Price
221,000$1,1980.6 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

Although originally built in 1907, the property has undergone an extensive recent renovation that brings it to modern standards. Key updates include a voluntary seismic retrofit with a new front foundation, a fully remodeled contemporary kitchen with quartz countertops and new appliances, a modern marble-tiled bathroom, and new flooring throughout. The integration of recessed lighting, skylights, and high-end finishes indicates a complete overhaul within the last 5 years with no visible deferred maintenance.

PROSSTRENGTHS & OPPORTUNITIES

  • Great Schools

    Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).

  • Structural & Modern Updates

    This 1907 Victorian has been significantly enhanced with a voluntary seismic retrofit and a new front foundation, offering rare structural peace of mind alongside a fully remodeled kitchen and new flooring.

  • Prime Bernal Heights Location

    Situated on the desirable east slope, the home benefits from a sunny microclimate, bay views, and exceptional proximity to Cortland Avenue’s shops, restaurants, and local hiking trails.

CONSRISKS & DEFICIENCIES

  • Limited Bathroom Count

    With only one bathroom serving two bedrooms, the layout may be a drawback for families or those who frequently host guests.

  • Local School Performance

    The majority of the immediate neighborhood public schools have lower performance ratings, which could be a concern for buyers prioritizing high-ranking educational facilities.

About 344 Holladay Avenue

Built in the early 1900s and thoughtfully updated by the current owners, this charming Bernal Heights late Victorian home blends classic character with modern comfort. Recent improvements include a voluntary seismic retrofit including brand new front foundation, a remodeled kitchen and new flooring throughout. The main level features a bright, open entertaining space with a formal dining area and a contemporary kitchen appointed with new cabinetry, new quartz countertops, new sink, updated appliances, fixtures, and clean, modern finishes. Just off the kitchen, you'll find a convenient laundry area and a marble tiled bathroom designed for everyday relaxation. The laundry area and bathroom are both filled with natural light from skylights. Upstairs, two inviting bedrooms with attic access offer flexible storage and abundant natural light. One of the bedrooms is outfitted with a Murphy-style bunkbed that offers a smart, space-saving solution ideal for guests, children, or a home office. A private, fenced rear yard provides a peaceful outdoor retreat, complete with a patio ideal for lounging and entertaining, along with a turf area and a mature fruiting lemon tree. The basement offers generous additional storage, single-car parking, and easy access beneath the home. Ideally situated on the east slope of Bernal Heights, the home enjoys bay views, a sunny microclimate and close proximity to neighborhood hiking trails, staircases, parks, and recreation. Just moments from Cortland Avenue's vibrant restaurants, shops, and farmer's market, with convenient access to public transportation and freeways, this lovingly maintained home offers the best of Bernal Heights living.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1907
Lot Size
1,638 Sq. Ft.

Interior

Total Bedrooms
2
Total Bathrooms
1 (1 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

San Francisco Unified Schools

Flynn (Leonard R.) Elementary School

Grades K-5 • 0.4 mi

2/10

Bryant Elementary School

Grades K-5 • 0.5 mi

4/10

King (Starr) Elementary School

Grades K-5 • 0.7 mi

6/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds2.03.0
31%
Baths1.02.0
31%
Square foot1,0361,370
27%
Lot Size1,6382,000
10%
Price$1.09M$1.54M
26%
Price per sq ft$1.1K$997
53%
Built year19071909
45%
HOA$0$0
50%
Days on market47191
2%

Pricing History

Listed for Sale

Jan 19, 2026

$1,095,000

Initial Listing

Sold

Jan 13, 2020

$1,085,000

Public Record

Sold

Apr 22, 2005

$610,000

Public Record

Sold

Dec 22, 1998

$239,000

Public Record

Browse Properties by State Browse housing market trends by state