3485 Stable Lane, Santa Cruz, California 95065, Santa Cruz, 95065 - 3 bed, 2 bath

3485 Stable Lane
Santa Cruz, California 95065
Property Price
SUMMARY
Analysis of 3485 Stable Lane, Santa Cruz, California 95065 is currently available with a list price of $7,895,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Santa Cruz Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1995, the caretaker's home is well-maintained but remains largely in its original condition. The kitchen features dated tile countertops and older white appliances, while the bathrooms and flooring reflect the styles of the mid-90s. While the home is functional and move-in ready, it lacks the modern updates required for a higher rating, with the property's primary value concentrated in the expansive acreage and high-quality equestrian barn.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 855954, living area = 1270.
- Expansive Acreage and Privacy
Spanning nearly 20 acres, this legacy property offers a rare, gated, and secluded setting with mature oaks and expansive pastures in a highly desirable Santa Cruz location.
- Premium Equestrian Facilities
Features a professional-grade 2,400 sq. ft. barn equipped with four stalls, a tack room, wash rack, office, and ample space for a trailer parking, arena, and round pen.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =855954, other record lot size in square feet = 708242.
- Modest Primary Dwelling
At a nearly $7.9M price point, the existing 1,270 sq. ft. caretaker's home may be considered undersized for buyers seeking a move-in ready luxury estate.
- High Maintenance Requirements
Managing 20 acres of land, private roads, and specialized equestrian infrastructure requires significant ongoing labor and financial investment.
About 3485 Stable Lane
Rare one of a kind opportunity to own nearly 20 acres in one of Santa Cruz's most desirable locations above the renowned DeLaveaga Golf Course and Shakespeare Santa Cruz. The historic family owned Loma Alta Ranch offers a private, peaceful setting with expansive pastures, mature oaks, wildlife and incredible views. This is a legacy property to be passed down through the generations. A truly remarkable property featuring a beautiful 2,400 sq. ft. barn w/4 stalls, a tack room, wash rack, hay storage, loft, office, and ½ bath with room for trailer parking, arena and round pen. There is a 3-bedroom, 2-bath caretakers home with guest quarters, outdoor kitchen, patio, fenced yard, 2 private wells and extra storage. Gated entry and private road access enhance the sense of exclusivity. Adjoining 30+ acres is also available as a separate parcel w/Ocean views tranquil setting, beautiful diverse landscape with knoll-top and valley views accessed through the Stable Lane Property. Conveniently located within minutes to Santa Cruz beaches, shopping, dining, and Bay Area access.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1995
- Lot Size
- 855,954 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,270 | 1,710.5 | 31% |
| Lot Size | 855,954 | 10,716 | 94% |
| Price | $7.89M | $1.40M | 94% |
| Price per sq ft | $6.2K | $852 | 94% |
| Built year | 1995 | 1972 | 81% |
| HOA | $0 | $0 | 50% |
| Days on market | 115 | 173 | 31% |
Pricing History
Listed for Sale
Nov 12, 2025
$7,895,000
Initial Listing





















































































