35 W 20th Avenue 109, San Mateo, California 94403, San Mateo, 94403 - 2 bed, 2 bath
35 W 20th Avenue 109
San Mateo, California 94403
Property Price
SUMMARY
Analysis of 35 W 20th Avenue 109, San Mateo, California 94403 is currently available with a list price of $778,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Mateo Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and features significant recent updates including new luxury vinyl plank flooring and fresh paint throughout. The kitchen has been modernized with stainless steel appliances and stone countertops, and the bathrooms feature updated vanities and fixtures. While the building was constructed in 1982, the interior has been well-maintained and renovated to meet current aesthetic standards, though it retains some original structural elements like the fireplace design.
PROSSTRENGTHS & OPPORTUNITIES
- Resort-Style Amenities
The complex offers 'country club living' with an extensive suite of amenities including a pool, sauna, tennis court, gym, and recreation room, providing high lifestyle value.
- Move-In Ready Updates
The interior features modern enhancements such as new vinyl flooring and fresh paint, along with the convenience of an in-unit laundry area and a cozy fireplace.
- Prime Commuter Location
Ideally situated in San Mateo with rapid access to Highway 92, 101, and 280, and within close proximity to the Hillsdale shopping center and dining.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =1153, other record lot size in square feet = 122501.
- High Association Fees
The monthly HOA fee of $855 is substantial and may impact the overall affordability and monthly carrying costs for potential buyers.
- Limited Parking
The unit only provides one secured parking space, which can be a significant drawback for a two-bedroom residence likely to house multiple drivers.
About 35 W 20th Avenue 109
Welcome to this inviting 2-bedroom, 2-bathroom condo located in the vibrant city of San Mateo. With 1,213 square feet of living space, this updated condo offers comfortable and convenient living with new vinyl floors and fresh paint. The open kitchen is designed for easy entertaining and meal preparation, featuring a breakfast bar and dining area for casual meals or gatherings. Country club living at it's finest! The property includes an array of amenities such as a pool, sauna, rec room, tennis court and gym. The living area is warmed by a cozy fireplace, perfect for cooler evenings and also a patio for relaxing. For your convenience, the unit offers an inside laundry area complete with washer and dryer. This charming condo provides both comfort and practicality in a desirable San Mateo location with one car secured parking. Close to shopping, Hillsdale with easy access to 92, 101 and 280 freeways.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1982
- Lot Size
- 1,153 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $855.0 / Month
Neighborhood Insights
San Mateo Unified Schools
Beresford Elementary School
Grades K-5 • 0.6 mi
Abbott Middle School
Grades 6-8 • 1.2 mi
Aragon High School
Grades 9-12 • 1.0 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,213 | 990 | 70% |
| Lot Size | 1,153 | - | 85% |
| Price | $778.0K | $690.0K | 65% |
| Price per sq ft | $641 | $749 | 25% |
| Built year | 1982 | 1974 | 65% |
| HOA | $855.0 | $650 | 90% |
| Days on market | 58 | 161 | 15% |
Pricing History
Listed for Sale
Feb 28, 2026
$778,000
$799,950
-3% Price Drop
Initial Listing
Price Change
Jan 22, 2026
$799,950
$818,000
-2% Price Drop
Initial Listing
Price Change
Jan 8, 2026
$818,000
Initial Listing