3529 Mission St, San Francisco, CA 94110, San Francisco, 94110 - 5 bed, 3 bath
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3529 Mission St
San Francisco, CA 94110
ACTIVE
CONDITION: POOR
5Beds
3Baths
2,232Sq Ft
2,622Lot Size
Property Price
LIST PRICE$1,538,000
EST. MARKET VALUE
$1,691,154
9% BelowMARKET VALUE
SUMMARY
This property presents a Strong Value Opportunity with a List Price of $1,538,000—positioned well below the $1,691,154 Fair Market Value by 9%. This valuation gap offers $153,154 in Instant Equity. Featuring RH-2 Zoning and City-Approved Plans for a 1,732 sq. ft. expansion, the property is a major rehab project with a Condition Rating of 5. It is an ideal acquisition for Buy-and-Hold Investors or Contractors seeking to maximize development potential in a transit-oriented Bernal Heights location.
Estimated Market Value
$1,691,154+$153,154 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in San Francisco.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3529 Mission St Subject | $1,538,000* List Price | 5 | 3 | 2,232 | $758 | - |
A 546 Ellsworth Street Sold | $1,370,000 | 3 | 1 | 2,566 | $534 | 0.5 mi |
B 773 Gates Street Pending | $1,295,000 List Price | 5 | 3 | 2,179 | $594 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Poor
TeardownExcellent
Property is extensive renovation needed.
Built in 1907, this property is currently a major rehab project. Images show exposed structural elements, unfinished siding, and significant debris. The listing emphasizes 'city-approved plans' and 'potential' rather than move-in readiness, indicating that the kitchen, baths, and systems are likely gutted or require a total overhaul to be functional.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- Exceptional Development Potential
With RH-2 zoning and city-approved plans for a 1,732 sq. ft. expansion plus a potential commercial storefront, this lot offers a rare opportunity to maximize value through multi-unit or mixed-use development.
- Flexible Financing Options
The availability of seller carry-back financing provides a significant competitive advantage, offering buyers creative and flexible alternatives to traditional high-interest bank lending.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 2232, other record living area = 2000.
- Low Available Lot Utilization
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 2622, living area = 2232.
- Historical Maintenance Requirements
Built in 1907, the property likely requires substantial modernization and structural updates to meet contemporary standards, which may necessitate significant additional capital investment.
About 3529 Mission St
Bernal Heights desirable location on Mission St. Zoned RH-2. This very rare lot offers immense potential, with the ability to potentially build 2 properties on 1 lot, one could be a front commercial storefront on Mission St. Current State: CITY-APPROVED 1732 sq.ft plan with possible 500+ add on. Electric & Plumbing approved. Lot: Gated gem featuring a LUSH GARDEN with mature avocado, plum, and Yucca trees. Layout: Main Floor: 2 bedrooms, open living room/kitchen, bath, office/sunroom area. Lower Level: 2 bedroom, 2 bath, living area with separate entrance. Loft: Oversized upstairs loft can serve as a 5th bedroom. Additional Potential: Approved plan 1732sq.ft. 2nd set of plans for a raised roof or lower attic floor available, which can be approved by the city in another 6 months to add an additional 500+ sq.ft. Owner Financing: SELLER CARRY BACK FINANCING IS AVAILABLE, providing flexible options for buyers. Location, Location, Location: Situated directly on Mission St with excellent mass transit options. Easy walk to Google and tech shuttles. Short walking distance to a wide variety of small businesses, including fast food, fine dining, fresh fruit & vegetable stands, and numerous mom-and-pop shops.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1907
- Lot Size
- 2,622 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Francisco Unified Schools
Fairmount Elementary School
Grades K-5 • 0.1 mi
2/10
Serra (Junipero) Elementary School
Grades K-5 • 0.3 mi
4/10
Mission Education Center
Grades K-5 • 0.5 mi
1/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 3.0 |
| Baths | 3.0 | 2.0 |
| Square foot | 2,232 | 1,711.807 |
| Lot Size | 2,622 | 2,637.135 |
| Price | $1.54M | $1.93M |
| Price per sq ft | $689 | $1.2K |
| Built year | 1907 | 1932 |
| HOA | $0 | $85 |
| Days on market | 48 | 48 |
Pricing History
Listed for Sale
Jul 23, 2026
$1,538,000
Initial Listing
Sold
Mar 11, 2022
$399,000
Public Record
Sold
Aug 28, 2012
$300,000
Public Record
Sold
Aug 31, 2005
$690,000
Public Record
Sold
Apr 8, 2004
$440,000
Public Record
Sold
May 20, 1997
$135,000
Public Record
Sold
Apr 28, 1995
$86,000
Public Record