356 Plaza Los Osos, Chula Vista, California 91914, Chula Vista, 91914 - 4 bed, 3 bath
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356 Plaza Los Osos
Chula Vista, California 91914
ACTIVE
CONDITION: EXCELLENT
4Beds
3Baths
2,571Sq Ft
4,791.6Lot Size
Property Price
LIST PRICE$1,050,000
EST. MARKET VALUE
$1,143,604
8% BelowMARKET VALUE
SUMMARY
This Stunning Move-In Ready Home is a Strong Value Opportunity, listed at $1,050,000—positioned well below the $1,143,604 Fair Market Value by 8%. This valuation gap offers $93,604 in Instant Equity for the buyer. Featuring a Gourmet Kitchen, Owned Solar, and an Excellent Condition Rating, this residence offers a turnkey lifestyle in the prestigious San Miguel Ranch. With proximity to Top-Rated Schools like Eastlake High, this property is an ideal acquisition for growing families or discerning owner-occupants seeking long-term value.
Estimated Market Value
$1,143,604+$93,604 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Chula Vista.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 356 Plaza Los Osos Subject 4 bd · 3 ba · 2,571 sqft · $445 | $1,050,000* List Price | 4 | 3 | 2,571 | $445 | - |
A 344 Plaza Los Osos Sold 4 bd · 3 ba · 2,286 sqft · $470 · 0.0 mi | $1,075,000 | 4 | 3 | 2,286 | $470 | 0.0 mi |
B 402 Corte Calypso Sold 3 bd · 3 ba · 2,616 sqft · $447 · 0.1 mi | $1,170,000 | 3 | 3 | 2,616 | $447 | 0.1 mi |
C 2265 Calle Catarina Sold 4 bd · 3 ba · 2,206 sqft · $499 · 0.3 mi | $1,100,000 | 4 | 3 | 2,206 | $499 | 0.3 mi |
D 2192 Corte Anacapa Sold 6 bd · 4 ba · 3,173 sqft · $416 · 0.2 mi | $1,320,000 | 6 | 4 | 3,173 | $416 | 0.2 mi |
E 343 Plaza Los Osos Sold 6 bd · 4 ba · 2,782 sqft · $455 · 0.0 mi | $1,265,000 | 6 | 4 | 2,782 | $455 | 0.0 mi |
F 437 Corte Calypso Active 5 bd · 3 ba · 2,483 sqft · $483 · 0.2 mi | $1,200,000 List Price | 5 | 3 | 2,483 | $483 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Although built in 2004, the property has undergone significant recent renovations within the last 5 years. The gourmet kitchen features modern white shaker cabinetry, quartz countertops, and professional-grade stainless steel appliances. Bathrooms have been updated with contemporary vanities and fixtures. The home also includes designer flooring throughout, owned solar, and is in mint, move-in-ready condition.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
High School: Eastlake High School (9/10).
- Owned Solar System
The property includes a fully owned solar system, offering the new owner significant long-term utility savings and increased energy efficiency.
- High-End Gourmet Kitchen
The kitchen is expertly upgraded with premium stainless steel appliances, dual ovens, and a beverage cooler, providing a modern and functional space for entertaining.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =4791, other record lot size in square feet = 4556.
- Market Momentum
The property has experienced multiple price reductions and has been on the market for 43 days, which may suggest initial overpricing relative to current buyer demand.
- Compact Lot Size
At approximately 4,791 sq. ft., the lot is relatively small for a home of this size, resulting in a limited backyard space that may not suit buyers seeking large outdoor areas.
About 356 Plaza Los Osos
Welcome to 356 Plaza Los Osos, a beautifully upgraded 4-bedroom, 3-bath home offering approximately 2,571 sq. ft. of living space in the desirable San Miguel Ranch community. Step inside to a spacious, open floor plan featuring designer flooring, abundant natural light, and an inviting layout ideal for both everyday living and entertaining. The gourmet kitchen is equipped with stainless steel appliances, dual ovens, a beverage cooler, and a large stainless steel sink, with generous prep and storage space. Upstairs, the spacious primary suite offers peekaboo views toward San Diego Bay and the ocean, along with a beautifully appointed bath featuring dual vanities, a frameless glass shower, a separate soaking tub, and a custom walk-in closet organizer. An upgraded laundry room with counter space and sink adds everyday convenience. Outside, enjoy a low-maintenance backyard and additional views toward the bay and ocean. The home also features an attached 3-car garage and OWNED SOLAR, an outstanding benefit for the new owner. Located near Liberty Elementary and the San Miguel Ranch clubhouse, residents can enjoy community amenities including a pool, spa, fitness facilities, tennis courts, picnic areas, and more. Conveniently situated near shopping, dining, parks, trails, and all that East Chula Vista has to offer. This is a wonderful opportunity to own a spacious, upgraded home in one of Chula Vista's most sought-after communities!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2004
- Lot Size
- 4,791.6 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $216.0 / Month
Neighborhood Insights
Chula Vista Unified Schools
Liberty Elementary School
Grades K-6 • 0.2 mi
8/10
Sunnyside Elementary School
Grades K-6 • 2.2 mi
7/10
Eastlake Middle School
Grades 7-8 • 1.9 mi
8/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 4.0 |
| Baths | 3.0 | 3.0 |
| Square foot | 2,571 | 2,068.194 |
| Lot Size | 4,791.6 | 7,007.161 |
| Price | $1.05M | $959.6K |
| Price per sq ft | $408 | $489 |
| Built year | 2004 | 2000 |
| HOA | $216.0 | $137 |
| Days on market | 59 | 45 |
Pricing History
Listed for Sale
Oct 8, 2026
$1,050,000
$1,175,000
-11% Price Drop
Initial Listing
Price Change
Sep 18, 2026
$1,175,000
$1,200,000
-2% Price Drop
Initial Listing
Price Change
Aug 27, 2026
$1,200,000
Initial Listing
Sold
Mar 9, 2023
$1,120,000
Public Record
Sold
Oct 31, 2016
$680,000
Public Record
Sold
Mar 8, 2016
$538,500
Public Record
Sold
Oct 28, 2003
$464,500
Public Record