359 Plaza Toluca, Chula Vista, California 91914, Chula Vista, 91914 - 5 bed, 4 bath
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359 Plaza Toluca
Chula Vista, California 91914
ACTIVE
CONDITION: FAIR
5Beds
4Baths
2,887Sq Ft
7,951Lot Size
Property Price
LIST PRICE$1,240,000
EST. MARKET VALUE
$1,183,012
4% AboveMARKET VALUE
SUMMARY
This Spacious Single Family Residence is a High-Potential Investment Opportunity, listed at $1,240,000—positioned above the $1,183,013 Fair Market Value by 4%. While priced slightly above market, the property offers significant long-term value through its 5-bedroom, 4-bath floor plan and 7,951 sq. ft. lot. With a Fair Condition Rating, the home provides a solid foundation for cosmetic updates to maximize future appreciation. Located in the top-tier Eastlake High School district, this is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a long-term family sanctuary.
Estimated Market Value
$1,183,012
Based on Realkey algorithm analyzing recent comparable sales in Chula Vista.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 359 Plaza Toluca Subject | $1,240,000* List Price | 5 | 4 | 2,887 | $410 | - |
A 2445 Crooked Trail Rd. Sold | $1,265,000 | 6 | 4 | 3,280 | $386 | 0.4 mi |
B 371 Plaza Toluca Sold | $1,205,000 | 5 | 4 | 3,058 | $394 | 0.0 mi |
C 449 Avenida Antonio Sold | $1,153,000 | 4 | 3 | 2,206 | $523 | 0.3 mi |
D 2472 Crooked Trail Sold | $1,260,000 | 4 | 3 | 2,615 | $482 | 0.4 mi |
E 2613 Santa Barbara Court Sold | $1,185,000 | 4 | 3 | 2,484 | $477 | 0.7 mi |
F 315 Calle La Quinta Sold | $1,200,000 | 5 | 4 | 3,301 | $364 | 0.1 mi |
G 2478 Turning Trail Rd. Sold | $1,285,000 | 4 | 3 | 3,031 | $424 | 0.7 mi |
H 2265 Calle Catarina Sold | $1,100,000 | 4 | 3 | 2,206 | $499 | 0.3 mi |
I 2402 Plaza Eva Active | $1,349,999 List Price | 5 | 4 | 3,682 | $367 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 2003, the property is 23 years old, placing it in the 'Fair' category based on age. While the home is exceptionally well-maintained with updated dark wood flooring in the bedrooms and a clean exterior, the main living areas feature dated 2000s-era tile and finishes. Without evidence of a major kitchen or bath renovation within the last 15 years, the home is considered functional but dated.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
High School: Eastlake High School (9/10).
- Highly Rated School District
The property is zoned for top-tier schools, including Eastlake High (9/10) and Liberty Elementary (8/10), making it an ideal choice for families prioritizing education.
- Versatile Living Space
With 5 bedrooms, 4 bathrooms, and nearly 2,900 sq. ft. of living area, the home offers a flexible floor plan suitable for multi-generational living or a dedicated home office.
CONSRISKS & DEFICIENCIES
- Monthly Association Fees
The $219 monthly HOA fee adds a recurring cost to the ownership, which may be a consideration for budget-conscious buyers.
- Potential for Modernization
Built in 2003, the home may soon require updates to major systems or cosmetic refreshments to align with contemporary design trends and maximize its market value.
About 359 Plaza Toluca
Welcome to 359 Plaza Toluca, an exceptional 5-bedroom, 4-bath residence in the highly desirable San Miguel Ranch community of Chula Vista. Situated on a generous 7,951 sq. ft. lot and offering approximately 2,887 sq. ft. of living space, this beautiful home blends elegance, comfort, and functionality. The thoughtfully designed floor plan offers generous living spaces and excellent versatility for both everyday living and entertaining. Elegant crown molding, beautiful built-ins, and shutters in the living room windows add timeless character and a refined finishing touch. Five spacious bedrooms and four bathrooms offer plenty of room for family, guests, a home office, or flexible living arrangements. The generous lot creates an inviting opportunity to enjoy Southern California’s indoor-outdoor lifestyle. Ideally located in San Miguel Ranch, this home is close to parks, shopping, dining, schools, community amenities, and convenient transportation routes. With its desirable location, impressive living space, generous lot, and beautiful architectural details, 359 Plaza Toluca is an exceptional opportunity to enjoy the San Miguel Ranch lifestyle. Don’t miss the opportunity to make this beautiful Chula Vista residence your own!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2003
- Lot Size
- 7,951 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $219.0 / Month
Neighborhood Insights
Chula Vista Unified Schools
Liberty Elementary School
Grades K-6 • 0.5 mi
8/10
Sunnyside Elementary School
Grades K-6 • 2.6 mi
7/10
Eastlake Middle School
Grades 7-8 • 1.6 mi
8/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 4.0 |
| Baths | 4.0 | 3.0 |
| Square foot | 2,887 | 2,059.6 |
| Lot Size | 7,951 | 7,008.88 |
| Price | $1.24M | $959.7K |
| Price per sq ft | $430 | $487 |
| Built year | 2003 | 2000 |
| HOA | $219.0 | $134 |
| Days on market | 12 | 45 |
Pricing History
Listed for Sale
Aug 28, 2026
$1,240,000
Initial Listing
Sold
Dec 13, 2002
$423,000
Public Record