3620 Cowley Way, San Diego, California 92117, San Diego, 92117 - 4 bed, 2 bath
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San Diego, California 92117
This Single Family Residence presents a Strong Value Opportunity, listed at $1,145,000—positioned well above the $1,053,857 Fair Market Value by 8%. While the property requires modernization due to its Fair Condition Rating, the four-bedroom floorplan and stone-terraced backyard offer significant potential for value-add renovations. Located in the desirable Bay Park area with proximity to Mission Bay, this home provides a functional layout for those willing to update vintage infrastructure. This is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a project in a prime coastal neighborhood.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3620 Cowley Way Subject | $1,145,000* List Price | 4 | 2 | 1,324 | $796 | - |
A 4407 Dakota Drive Sold | $1,155,000 | 4 | 1 | 1,305 | $885 | 0.4 mi |
B 3816 Zoe Pending | $1,399,900 List Price | 3 | 2 | 1,392 | $1,006 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1953, the property shows significant age with a dated kitchen featuring older cabinetry and appliances likely exceeding 20 years. While the listing notes cosmetic improvements like fresh paint and new flooring, the overall infrastructure and lack of recent major renovations to wet areas place it in the fair category, requiring modernization.
Situated in the highly desirable Bay Park area, the property offers exceptional access to Mission Bay, sandy beaches, and major transit corridors like the 5 Freeway.
The home features immediate move-in appeal with fresh paint and new flooring throughout, complemented by a flexible and functional one-story floorplan.
Rare for this square footage, the layout includes four bedrooms with walk-in closets in both the primary and second bedrooms, maximizing utility for families or home offices.
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =6098, other record lot size in square feet = 6000.
Despite the sought-after South-West location in a neighborhood known for vistas, the property only offers 'peek-a-boo' views, which may impact its competitive value.
Built in 1953, the property may require additional capital investment for aging systems such as plumbing, electrical, or roofing that are typical of mid-century builds.
Check out this sought-after SOUTH-WEST and convenient location in Bay Park! A wonderful four-bedroom delight with two full baths. Plus, a 12x20' Sunroom (not in sq.ft.), flexible one-story floorplan. Walk-in closet in primary and 2nd bedroom. The backyard is stone-terraced with flowers and lovely greenery. This street of homes is reviving in every way. Come and see and bring your gardening ideas to fruition. EZ access to shopping, Mission Bay, sandy Beaches, 5 Freeway and beyond!
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,324 | 1,777 |
| Lot Size | 6,098.4 | 6,600 |
| Price | $1.15M | $1.24M |
| Price per sq ft | $865 | $743 |
| Built year | 1953 | 1972 |
| HOA | $0 | $200 |
| Days on market | 26 | 39 |
Jun 26, 2026
$1,145,000
Initial Listing