3620 Otto Dr, Stockton, CA 95209, Stockton, 95209 - 3 bed, 2 bath
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3620 Otto Dr
Stockton, CA 95209
ACTIVE
CONDITION: GOOD
3Beds
2Baths
2,326Sq Ft
7,924Lot Size
Property Price
LIST PRICE$509,900
EST. MARKET VALUE
$520,284
SUMMARY
This Single Family Residence is a Strong Value Opportunity, listed at $519,900—positioned well below the $521,615 Fair Market Value by 0.33%. This property features a Good Condition Rating with recent capital improvements, including a 1.5-year-old HVAC system and a 10-year-old roof. The attached garage’s built-in office provides versatile flex space for remote work or potential rental income. While school ratings in the district are lower, the home offers significant functional upgrades. This is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a move-in ready asset.
Estimated Market Value
$520,284
Based on Realkey algorithm analyzing recent comparable sales in Stockton.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3620 Otto Dr Subject 3 bd · 2 ba · 2,326 sqft · $224 | $509,900* List Price | 3 | 2 | 2,326 | $224 | - |
A 3356 Admiral Drive Sold 4 bd · 3 ba · 2,226 sqft · $243 · 0.3 mi | $540,000 | 4 | 3 | 2,226 | $243 | 0.3 mi |
B 3755 Canyonlands Road Sold 3 bd · 3 ba · 2,140 sqft · $259 · 0.5 mi | $555,000 | 3 | 3 | 2,140 | $259 | 0.5 mi |
C 2870 Smoke Tree Cir Sold 4 bd · 2 ba · 1,832 sqft · $262 · 0.5 mi | $480,000 | 4 | 2 | 1,832 | $262 | 0.5 mi |
D 9537 Battleview Court Sold 4 bd · 2 ba · 1,836 sqft · $250 · 0.4 mi | $459,900 | 4 | 2 | 1,836 | $250 | 0.4 mi |
E 8985 Cherry Hills Place Sold 4 bd · 3 ba · 2,186 sqft · $247 · 0.6 mi | $540,000 | 4 | 3 | 2,186 | $247 | 0.6 mi |
F 3437 Estate Drive Sold 4 bd · 2 ba · 1,760 sqft · $250 · 0.3 mi | $440,000 | 4 | 2 | 1,760 | $250 | 0.3 mi |
G 2715 Stanfield Drive Sold 3 bd · 2 ba · 1,746 sqft · $254 · 0.7 mi | $444,000 | 3 | 2 | 1,746 | $254 | 0.7 mi |
H 3616 Estate Dr Sold 3 bd · 2 ba · 1,507 sqft · $282 · 0.2 mi | $425,000 | 3 | 2 | 1,507 | $282 | 0.2 mi |
I 4123 Estate Drive Pending 3 bd · 3 ba · 1,984 sqft · $244 · 0.2 mi | $485,000 List Price | 3 | 3 | 1,984 | $244 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
The property benefits from significant recent capital improvements including a 1.5-year-old HVAC system, a 10-year-old roof, and nearly new vinyl and carpet flooring. While the interior photos show significant clutter and the kitchen appears to be missing a range/oven, the updated bathrooms and major systems align with the 'Good' criteria for a well-maintained, functional home with recent renovations.
PROSSTRENGTHS & OPPORTUNITIES
- Modern Interior Upgrades
The home features high-end finishes including granite and marble countertops in the bathrooms, complemented by nearly new vinyl and carpet flooring throughout.
- Recent Capital Improvements
Significant value is added through a 1.5-year-old HVAC system, a 10-year-old roof, and the inclusion of solar panels, ensuring energy efficiency and reduced immediate maintenance costs.
- Versatile Flex Space
The attached 2-car garage includes a built-in office space, offering excellent potential for a private workspace, studio, or conversion into a rental unit or fourth bedroom.
CONSRISKS & DEFICIENCIES
- Underperforming School District
The property is served by schools with low ratings, particularly the middle school (1/10) and elementary schools (3/10), which may impact long-term resale value for families.
- Financed Solar Liability
The solar system is financed rather than owned outright, requiring the buyer to assume the remaining debt and meet specific qualification criteria for the transfer.
About 3620 Otto Dr
This charming home features updated bathrooms and showers with granite and marble countertops, paired with nearly brand-new vinyl and carpet flooring. Enjoy modern comfort thanks to a 1.5-year-old HVAC system, dishwasher, transferrable financed solar, and a 10-year-old roof. The attached 2-car garage includes a versatile built-in office spaceperfect for a private workspace, studio, rental opportunity, or potential extra bedroom.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1980
- Lot Size
- 7,924 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Stockton Unified Schools
Wagner-Holt Elementary School
Grades PK-6 • 0.7 mi
3/10
Creekside Elementary School
Grades PK-6 • 0.8 mi
3/10
Delta Sierra Middle School
Grades 7-8 • 1.0 mi
1/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 2,326 | 1,580.795 |
| Lot Size | 7,924 | 6,358.036 |
| Price | $509.9K | $449.6K |
| Price per sq ft | $219 | $283 |
| Built year | 1980 | 1978 |
| HOA | $0 | $274 |
| Days on market | 18 | 58 |
Pricing History
Listed for Sale
Oct 22, 2026
$509,900
$519,900
-2% Price Drop
Initial Listing
Price Change
Oct 6, 2026
$519,900
Initial Listing
Sold
Feb 8, 2022
$477,500
Public Record