3624 Effingham Lane, Modesto, CA 95357, Modesto, 95357 - 4 bed, 3 bath
3624 Effingham Lane
Modesto, CA 95357
Property Price
SUMMARY
Analysis of 3624 Effingham Lane, Modesto, CA 95357 reveals a Fairly Priced Property with a current list price of $485,000 aligned with the estimated $488,424 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Modesto Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3624 Effingham Lane Subject | $485,000* List Price | 4 | 3 | 1,754 | $278 | - |
A 3817 Wilmington Way Sold | $530,000 | 4 | 3 | 1,815 | $292 | 0.2 mi |
B 3513 Dothan Drive Sold | $497,000 | 4 | 3 | 1,754 | $283 | 0.1 mi |
C 553 N Mcclure Sold | $506,500 | 4 | 3 | 2,049 | $247 | 0.4 mi |
D 216 N McClure Road Sold | $500,000 | 4 | 2 | 1,440 | $347 | 0.2 mi |
E 428 Codington Way Sold | $500,000 | 3 | 3 | 1,560 | $321 | 0.3 mi |
F 3921 Wilkesboro Avenue Sold | $447,000 | 4 | 2 | 1,359 | $329 | 0.3 mi |
G 3904 Gatesville Avenue Pending | $475,000 List Price | 4 | 2 | 1,535 | $309 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and well-maintained, featuring several recent high-value updates including brand-new carpet, fresh interior paint, and newer stainless steel kitchen appliances. The seller's commitment to install a brand-new HVAC system at the close of escrow ensures major systems are within their expected lifespan. While the home was built in 1993, the combination of these recent improvements and the overall clean condition meets the criteria for a 'Good' rating, as no immediate renovations are required for occupancy.
PROSSTRENGTHS & OPPORTUNITIES
- Move-In Ready Upgrades
The home features brand-new carpet, fresh interior paint, and newer stainless steel appliances, complemented by the seller's commitment to install a brand-new HVAC system upon closing with an acceptable offer.
- Versatile Floor Plan
A highly desirable full bedroom and full bathroom on the main level provide excellent flexibility for guests, multi-generational living, or a private home office setup.
- Financial Advantages
The property is located in a neighborhood with no Mello-Roos and no monthly association fees, significantly reducing the total cost of ownership compared to nearby newer developments.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =5301, other record lot size in square feet = 5227.
- Conditional HVAC Installation
The brand-new HVAC system is contingent upon an 'acceptable offer,' which may create a point of friction or uncertainty during the negotiation process for some buyers.
- Average School Ratings
While the home is conveniently located near several schools, the assigned middle and high schools carry lower ratings (3 and 4 respectively), which may be a concern for education-focused families.
About 3624 Effingham Lane
Move-in ready home with valuable upgrades and thoughtful features throughout. Enjoy the benefit of a brand-new HVAC system to be installed at close of escrow with an acceptable offer, along with brand-new carpet and fresh interior paint, creating a clean and updated living environment. The kitchen features newer stainless steel appliances and opens seamlessly to the main living areas, offering both functionality and everyday comfort. A full bedroom and full bathroom on the main level provide flexible living options, ideal for guests or a home office setup. Outside, the property includes new fencing along the east side, enhancing privacy and usability of the yard. Conveniently located near Hughes Elementary School, neighborhood parks, shopping, and everyday amenities, with no Mello-Roos. This well-maintained home offers a combination of comfort, upgrades, and location ready for its next owner.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1993
- Lot Size
- 5,301 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Modesto Unified Schools
Bernard L. Hughes Elementary School
Grades K-6 • 0.3 mi
Alice N. Stroud Elementary School
Grades K-6 • 1.1 mi
Norman N. Glick Middle School
Grades 7-8 • 0.8 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 59% |
| Baths | 3.0 | 2.0 | 54% |
| Square foot | 1,754 | 1,754 | 50% |
| Lot Size | 5,301 | 6,159 | 27% |
| Price | $485.0K | $500.0K | 41% |
| Price per sq ft | $277 | $298 | 39% |
| Built year | 1993 | 1991 | 63% |
| HOA | $0 | $0 | 50% |
| Days on market | 39 | 165 | 5% |
Pricing History
Listed for Sale
Jan 27, 2026
$485,000
Initial Listing
Sold
Sep 7, 2012
$140,000
Public Record
Sold
Oct 29, 1999
$148,000
Public Record