363 Bella Ridge Terrace, San Jose, California 95125, San Jose, 95125 - 3 bed, 3 bath
363 Bella Ridge Terrace
San Jose, California 95125
Property Price
SUMMARY
Analysis of 363 Bella Ridge Terrace, San Jose, California 95125 reveals a Prime Investment Opportunity with a current list price of $1,100,000—significantly undercutting the $1,162,950 Fair Market Value by 5%. This valuation gap indicates a +$62,950 Instant Equity potential for buyers. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Jose Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 363 Bella Ridge Terrace Subject | $1,100,000* List Price | 3 | 3 | 1,620 | $718 | - |
A 354 Heritage View Terrace Sold | $1,200,000 | 2 | 3 | 1,690 | $710 | 0.0 mi |
B 2260 Golden Crest Active | $1,198,000 List Price | 2 | 3 | 1,690 | $709 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is in move-in ready condition with significant recent cosmetic updates, including fresh interior paint and new flooring installed within the last two years. Built in 2004, the home features a modern kitchen with stainless steel appliances and well-maintained bathrooms. While the major systems are approximately 20 years old, the overall presentation, updated surfaces, and lack of deferred maintenance align with the 'Good' criteria.
PROSSTRENGTHS & OPPORTUNITIES
- Versatile Floor Plan
The layout includes a ground-floor bedroom and full bathroom, offering excellent flexibility for multi-generational living, guest accommodations, or potential rental income.
- Move-In Ready Condition
The home features recent updates including fresh interior paint and new flooring installed within the last two years, providing a modern and well-maintained interior.
- Prime Communication Hill Location
Situated in a desirable hillside community, the property offers a quiet, secluded atmosphere while maintaining quick access to major freeways, retail at The Plant, and local parks.
CONSRISKS & DEFICIENCIES
- Low Available Lot Utilization
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 1396, living area = 1620.
- Limited Outdoor Space
With a lot size of approximately 1,396 square feet, the property offers minimal private yard space, which may be a drawback for buyers seeking traditional outdoor areas.
- Average School Ratings
The assigned public schools for this address currently hold mid-range ratings, which could be a consideration for families prioritizing top-tier educational districts.
About 363 Bella Ridge Terrace
PRICED TRANSPARENTLY! Welcome to 363 Bella Ridge Terrace, located in the desirable Communication Hill community within Beacon Hills. This move-in-ready home offers 3 bedrooms & 3 bathrooms with a highly versatile layout designed for comfort, privacy, & flexibility. The home features two primary bedrooms, including a ground-floor bedroom and full bathroom, ideal for multi-generational living, guests, or the opportunity to rent out an additional space while enjoying privacy on the upper level. Recent upgrades include fresh interior paint & new flooring added within the last two years, creating a bright and updated feel throughout. The dining area is conveniently located for family gatherings, offering a welcoming space for everyday meals or special occasions. On the second level, enjoy a private balcony spacious enough for relaxation, perfect for morning coffee or unwinding at the end of the day. Set in a quiet, secluded hillside setting, the home is still just minutes from major local freeways, new nearby developments, The Plant, & William Manly Park. This location offers a rare blend of tranquility and peaceful living without being far from routine daily conveniences. A unique opportunity to own a thoughtfully updated home in one of San Joses most distinctive communities.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2004
- Lot Size
- 1,396 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $223.0 / Month
Neighborhood Insights
San Jose Unified Schools
Shirakawa (George, Sr.) Elementary School
Grades K-8 • 1.6 mi
Yerba Buena High School
Grades 9-12 • 2.0 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 54% |
| Square foot | 1,620 | 1,715 | 40% |
| Lot Size | 1,396 | 6,812 | 2% |
| Price | $1.10M | $1.90M | 5% |
| Price per sq ft | $679 | $1.1K | 1% |
| Built year | 2004 | 1952 | 87% |
| HOA | $223.0 | $0 | 98% |
| Days on market | 38 | 157 | 13% |
Pricing History
Listed for Sale
Feb 14, 2026
$1,100,000
$999,888
+10% Price Increase
Initial Listing
Price Change
Jan 28, 2026
$999,888
Initial Listing
Sold
Jun 16, 2009
$495,000
Public Record
Sold
Mar 23, 2006
$696,000
Public Record
Sold
Aug 31, 2005
$635,000
Public Record