3646 Harbor, Merced, California 95340, Merced, 95340 - 4 bed, 3 bath
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Merced, California 95340
This Expansive Single-Family Estate is listed at $940,000, representing a premium lifestyle acquisition that reflects the stability of its $906,401 Fair Market Value. Maintaining a Move-In Ready Condition Rating, the residence features a brand-new pool, paid-off solar, and a full-acre lot with a serene creek view. The property offers significant utility efficiency with no water or electric bills and includes a dedicated home office space. Located in the Merced City School District near UC Merced, this home is an ideal sanctuary for growing families or Owner-Occupants seeking privacy.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3646 Harbor Subject | $865,000* List Price | 4 | 3 | 2,779 | $311 | - |
A 3283 Willow Run Sold | $950,000 | 4 | 3 | 2,858 | $332 | 0.9 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property is in move-in ready condition and has been well-maintained with several significant upgrades. Key features include a brand-new pool, paid-off solar panels, and updated wood-look flooring throughout the living areas and bedrooms. While the 1979 build is reflected in some dated elements like the kitchen's fluorescent light boxes and a mix of older and newer appliances, the overall aesthetic is clean and functional with no immediate repairs required.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 43560, living area = 2779.
Situated on a full acre at the end of a cul-de-sac with a creek backdrop, the property offers exceptional privacy, a new pool, and dedicated RV/boat parking.
The home features fully paid-off solar panels and a private well, effectively eliminating electricity and water bills for the homeowner.
Originally built in 1979, the property may require ongoing maintenance or updates to its core mechanical systems despite recent cosmetic and outdoor improvements.
The list price of $940,000 represents a significant premium for the Merced market, which may narrow the field of potential buyers to a specific luxury niche.
Enjoy no utility costs with paid solar, private well water, and septic already in place. No HOA. Rare lot size. Safe, established neighborhood. Welcome to 3646 Harbor Dr., a one-of-a-kind full-acre retreat tucked at the end of a quiet cul-de-sac in one of Merced's most desirable neighborhoods, just minutes from UC Merced. This 4-bedroom, 2.5-bath home offers 2,779 sq ft of thoughtfully designed space with privacy, comfort, and exceptional value. Inside, you'll find spacious living areas, a large kitchen with abundant cabinetry and breakfast bar, formal dining with elegant chandelier, cozy wood-burning fireplace, a bonus room perfect for a home office or gym, and a private balcony off the primary suite overlooking the backyard. Step outside and discover where this property truly shines, a new pool, covered gazebo, RV and boat parking, open space for kids and pets, a chicken coop, and peaceful creek views behind the property. The perfect blend of lifestyle, privacy, and convenience, don't miss this one.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.0 |
| Baths | 3.0 | 2.0 |
| Square foot | 2,779 | 1,721.5 |
| Lot Size | 43,560 | 7,120 |
| Price | $865.0K | $407.4K |
| Price per sq ft | $311 | $253 |
| Built year | 1979 | 2002 |
| HOA | $0 | $108 |
| Days on market | 121 | 62 |
Jun 11, 2026
$865,000
$899,999
-4% Price Drop
Initial Listing
May 14, 2026
$899,999
$940,000
-4% Price Drop
Initial Listing
Mar 23, 2026
$940,000
Initial Listing
Dec 1, 2015
$425,000
Public Record
Apr 6, 2000
$250,000
Public Record