3746 Harding Ave, San Diego, California 92113, San Diego, 92113 - 3 bed, 3 bath

3746 Harding Ave, San Diego, California 92113 home-pic-0

3746 Harding Ave

San Diego, California 92113

ACTIVE
CONDITION: GOOD
3Beds
3Baths
1,955Sq Ft
Lot Size

Property Price

LIST PRICE$799,900
EST. MARKET VALUE
$852,487
6% BelowMARKET VALUE

SUMMARY

Analysis of 3746 Harding Ave, San Diego, California 92113 reveals a Prime Investment Opportunity with a current list price of $799,900—significantly undercutting the $852,487 Fair Market Value by 6%. This valuation gap indicates a +$52,587 Instant Equity potential for buyers. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$852,487 +$52,587 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in San Diego.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
3746 Harding Ave
Subject
$799,900*
List Price
331,955$436-
A
736 Jewell Drive
Sold
$699,000421,530$4570.4 mi
B
804 S 37th Street
Sold
$715,000321,513$4730.4 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

The property is move-in ready and fits the criteria for a well-maintained home built approximately 20 years ago. It features significant 2025 updates, including a new mini-split HVAC system, new stainless steel kitchen appliances, fresh interior paint, and updated light fixtures. While the cabinetry and tile flooring reflect the original 2005 construction style, the recent functional upgrades and cosmetic refreshes eliminate the need for immediate renovation.

PROSSTRENGTHS & OPPORTUNITIES

  • Recent Modern Upgrades

    The home is move-in ready with significant 2025 updates, including a new mini-split HVAC system, fresh interior paint, and new appliances, offering immediate comfort and reduced maintenance costs.

  • Generous Living Space

    Boasting nearly 2,000 sq ft, the well-designed two-story layout features multiple living areas and spacious bedrooms, providing significantly more interior volume than many comparable homes in the area.

  • Enhanced Outdoor Utility

    The property features dual upstairs balconies and a low-maintenance turf front yard, maximizing outdoor functionality and providing private fresh-air retreats without the burden of heavy landscaping.

CONSRISKS & DEFICIENCIES

  • Low Available Lot Utilization

    The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 2266, living area = 1955.

  • Urban Density

    Located in a high-density residential pocket of Logan Heights, the property may experience typical urban noise and more competitive street parking compared to more suburban San Diego neighborhoods.

  • Minimal Private Backyard

    While the balconies and front turf are functional, the lack of a traditional, large private backyard may be a limitation for buyers seeking extensive gardening space or large enclosed play areas.

About 3746 Harding Ave

Welcome to 3746 Harding Ave, a move-in ready 3-bedroom, 3-bath home with approx. 1,955 sq ft of well-designed living space. The two-story layout offers multiple living areas on the main level, ideal for everyday living, entertaining, or a home office setup. Upstairs features three spacious bedrooms, including a primary suite with private balcony access, plus a second balcony off another bedroom—perfect for fresh air and added outdoor space. Recent updates include fresh interior paint, new appliances and fixtures, a mini-split system installed in 2025, updated balcony flooring, and low-maintenance turf in the front yard. Located in a quiet residential area with easy access to freeways, schools, shopping, and dining, this home offers space, comfort, and convenience in a central San Diego location.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
2005
Lot Size
-

Interior

Total Bedrooms
3
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.03.0
50%
Baths3.02.0
78%
Square foot1,9551,104
96%
Lot Size-5,000
13%
Price$799.9K$696.0K
91%
Price per sq ft$409$573
7%
Built year20051959
87%
HOA$0$0
50%
Days on market10177
2%

Pricing History

Listed for Sale

Feb 25, 2026

$799,900

Initial Listing

Sold

Aug 20, 2024

$689,000

Public Record

Sold

Dec 27, 2000

$11,000

Public Record

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