3755 Vista Campana N 64, Oceanside, California 92057, Oceanside, 92057 - 2 bed, 2 bath
Loading property details...
Oceanside, California 92057
This Single-Level Senior Townhouse is listed at $549,900, reflecting a market-specific premium over the $478,507 Fair Market Value due to its rare 3.5% VA Assumable Loan. The property maintains a Functional Condition Rating, featuring a well-preserved 1966 layout with a private patio and no-stairs accessibility. Located within the vibrant Oceana 55+ community, residents benefit from resort-style amenities and proximity to El Camino High School. This is a strategic lifestyle choice for Veterans or Retirees seeking low-interest financing and an active coastal social environment.
Property is moderate renovation needed.
Built in 1966, the property is functional but dated. While it features newer laminate flooring, the kitchen and bathrooms appear to be over 20 years old with older cabinetry and white appliances. The presence of popcorn ceilings and a portable AC unit suggests the systems and interior finishes have not had a comprehensive renovation in over 15-20 years, requiring modernization to meet current market standards.
The property features a rare VA assumable loan at a 3.5% interest rate, providing a significant financial advantage and lower monthly payments compared to current market rates.
This single-level townhouse offers a functional, no-stairs floor plan that is highly desirable for the 55+ demographic, ensuring long-term accessibility and ease of movement.
Located in the active Oceana community, residents benefit from resort-style perks including pools, pickleball courts, and a clubhouse, fostering a vibrant social lifestyle.
Built in 1966, the property may require updates to its original systems or cosmetic finishes to align with modern energy efficiency and aesthetic standards.
The $475 monthly association fee is a substantial recurring cost that may impact the affordability for buyers on a fixed retirement income.
VA Assumable loan @ 3.5%!!! Welcome to easy, single-level living in the highly sought-after 55+ Oceana community of Oceanside. This well-positioned 2-bedroom, 2-bath home offers a functional layout with comfortable living spaces, abundant natural light, and seamless indoor-outdoor flow. Enjoy the privacy of an attached unit with no stairs and a layout designed for everyday convenience and low-maintenance living. The spacious living and dining areas create an inviting atmosphere, while the kitchen provides ample storage and workspace for daily use. Both bedrooms are well-sized, including a primary suite with its own bath, offering comfort and flexibility. Step outside to your private outdoor space, perfect for morning coffee or relaxing in the coastal breeze. Residents of Oceana enjoy resort-style amenities including pools, clubhouse, pickleball, social activities, and beautifully maintained grounds. Located just minutes from shopping, dining, golf, and a short drive to Oceanside beaches, this home delivers the ideal blend of comfort, convenience, and lifestyle. A great opportunity to own in one of North County’s most established and active 55+ communities.
No exterior & parking available.
Grades K-5 • 0.6 mi
Grades 6-8 • 0.9 mi
Grades 9-12 • 0.5 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 39% |
| Baths | 2.0 | 3.0 | 28% |
| Square foot | 1,099 | 1,365 | 17% |
| Lot Size | - | - | 50% |
| Price | $549.9K | $677.5K | 11% |
| Price per sq ft | $500 | $486 | 61% |
| Built year | 1966 | 1992 | 11% |
| HOA | $475.0 | $275 | 89% |
| Days on market | 43 | 145 | 6% |
May 2, 2026
$549,900
Initial Listing
Jun 16, 2015
$191,000
Public Record
Nov 5, 2013
$172,500
Public Record
Jan 9, 2002
$133,500
Public Record
Sep 20, 1999
$90,000
Public Record