
San Francisco, CA 94110
This Versatile Mixed-Use Property is a Strong Value Opportunity, listed at $1,399,000—positioned well below the $1,482,751 Fair Market Value by 5%. This valuation gap offers $83,751 in Instant Equity. Maintaining a Good Condition Rating, the building features a renovated commercial unit and a 4BR residential flat with a private patio. Located in the transit-rich Bernal Heights area near highly-rated schools, it provides immediate rental income and long-term stability. This is an optimal choice for Buy-and-Hold Investors or Owner-Occupants looking for a strategic live-work asset.
Property is move-in ready.
The property is move-in ready and described as beautifully maintained. The residential unit features an updated bathroom and a large kitchen with in-unit laundry, while the commercial space is renovated and ready for immediate use. Although the structure dates back to 1905, the interior updates and well-maintained systems meet the criteria for a 'good' condition rating.
The property offers a move-in ready street-level commercial space paired with a residential flat, providing excellent flexibility for owner-users or investors seeking multiple income streams.
Situated in desirable Bernal Heights with immediate access to Muni, BART, and major highways 101 and 280, the location is ideal for both commuters and commercial visibility.
The spacious four-bedroom residential unit is currently leased to a long-term tenant, ensuring stable cash flow from day one of ownership.
The residential unit features four bedrooms but only one bathroom, which is a significant limitation for modern living standards and may affect future rental premiums.
Built in 1905, the property likely requires higher ongoing maintenance and potential capital expenditures for seismic or system upgrades common in older San Francisco buildings.
Versatile Mixed-Use Property in Prime Bernal Heights Location! Beautifully maintained and move-in ready, the street-level commercial unit—formerly a contractor’s office—is ideal for retail, medical, or professional use. Above, a spacious 4BR/1BA residential flat features an updated bath, large kitchen, and in-unit laundry, currently leased to a long-term tenant. Great income potential or owner-user opportunity! Located near Holly Park, Saint Mary’s Rec Center, schools, shops, restaurants, and public transit. Easy access to Muni, BART, Hwy 101 & 280. A rare chance to invest or live/work in one of San Francisco’s most desirable neighborhoods!
No exterior & parking available.
Grades K-5 • 0.2 mi
Grades K-5 • 0.3 mi
Grades K-5 • 0.6 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 0.0 | 5.0 | 6% |
| Baths | 0.0 | 2.0 | 29% |
| Square foot | 2,500 | 2,640 | 35% |
| Lot Size | 1,875 | 2,596 | 24% |
| Price | $1.40M | $1.70M | 47% |
| Price per sq ft | $560 | $517 | 53% |
| Built year | 1905 | 1908 | 41% |
| HOA | $0 | $0 | 50% |
| Days on market | 51 | 230 | 6% |
Mar 2, 2026
$1,399,000
Initial Listing