386 90 Richardson Ave, El Cajon, California 92020, El Cajon, 92020 - 6 bed, 5 bath
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El Cajon, California 92020
This Dual-Living Residential Asset is a Strong Value Opportunity, listed at $1,274,500—positioned above the $1,186,601 Fair Market Value. While priced at a premium, the property offers significant utility through two detached homes with Individual Solar Systems and No Shared Walls. With a Condition Rating of 3, these move-in ready units provide immediate rental income potential or multi-generational flexibility. The property features Attached 2-Car Garages and a Large Covered Patio, making it an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking to offset mortgage costs.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 386 90 Richardson Ave Subject | $1,274,500* List Price | 6 | 5 | 2,293 | $517 | - |
A 926 Aster Ave Sold | $895,000 | 4 | 3 | 1,944 | $460 | 0.6 mi |
B 469 Taft Sold | $1,130,000 | 4 | 3 | 1,834 | $616 | 1.0 mi |
C 1045 S Magnolia Active | $925,000 List Price | 4 | 3 | 2,112 | $438 | 0.9 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 1994, the property is well-maintained with significant updates that fall within the 5-15 year renovation window. The front home was remodeled approximately 8 years ago, and the rear home was recently updated. Key systems are in good condition, featuring newer roofs (8 years old), individual solar systems, and dual-pane windows. Kitchens and bathrooms show modern white cabinetry and stone-look counters, making both units move-in ready.
The property features two completely detached, vacant homes on a single lot with no shared walls, offering a rare opportunity for multi-generational living or significant rental income to offset mortgage costs.
Each residence is equipped with its own individual solar system and separate gas and electric meters, significantly reducing monthly overhead and simplifying utility management for owners or tenants.
The entire lot is fully enclosed with an electronic driveway gate, and both homes feature their own private fenced backyards and attached two-car garages, ensuring maximum security and personal space.
With a list price exceeding $1.27M, the property sits at a premium for the El Cajon area, which may present challenges for appraisal values or limit the pool of eligible buyers.
While some local schools are well-rated, the assigned high school currently holds a lower rating of 3, which could be a deterrent for families prioritizing top-tier public education.
Rare dual living opportunity in San Diego! This vacant property features two spacious, completely detached homes on one lot: Front home is a single-story 3BR/2BA. Rear home is a spacious two story 3BR/2.5 BA. Perfect for an owner occupant wanting to live in one and rent out the other to cover the mortgage, for multi-generational families needing independent space with ultimate privacy. No shared walls! Both are delivered 100% vacant --move right in! Incredible setup with completely separate gas, electric and SOLAR for each home! Total room count reflects both homes combined. This exceptional property features two beautifully maintained homes, each offering privacy, comfort, and modern upgrades. The SINGLE-STORY home boasts a spacious living room with a vaulted ceiling and was tastefully remodeled approximately eight years ago. The TWO-STORY home has been recently remodeled and features two walk-in closets, a large, covered patio, and a generously sized private backyard. Both homes are light and bright, featuring gas appliances, dual-pane windows, and attached 2-car garages with new garage doors and openers. Newer roofs (approximately 8 years old) and INDIVIDUAL SOLAR SYSTEMS help reduce electricity costs. Each home enjoys its own separately fenced backyard, while the entire property is fully enclosed with an electronic driveway gate, providing added privacy and security. The front yard showcases attractive low-water, low-maintenance landscaping. Ideally located within walking distance to schools, shopping, downtown El Cajon, and the transit center, this property also offers easy access to Interstate 8 and the greater San Diego area. Best of all, you're just approximately 15 minutes from the beach!
No exterior & parking available.
Grades K-6 • 1.2 mi
Grades 7-8 • 1.8 mi
Grades K-8 • 2.7 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 6.0 | 3.0 |
| Baths | 5.0 | 2.0 |
| Square foot | 2,293 | 1,574 |
| Lot Size | 8,395 | 9,779 |
| Price | $1.27M | $894.9K |
| Price per sq ft | $556 | $528 |
| Built year | 1994 | 1970 |
| HOA | $0 | $200 |
| Days on market | 1 | 42 |
Jul 21, 2026
$1,274,500
Initial Listing
Aug 13, 1998
$223,000
Public Record