38819 N 19TH Way, Phoenix, AZ 85086, Phoenix, 85086 - 3 bed, 2 bath
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Phoenix, AZ 85086
This Renovated Desert Estate is a Strong Value Opportunity, listed at $575,000—positioned well below the $620,156 Fair Market Value by 7%. This valuation gap provides $45,156 in Instant Equity. Boasting a Good Condition Rating, the home features a remodeled kitchen, fully owned solar, and a rare 2.65% assumable VA loan. Bordering State Trust Land with unobstructed mountain views and access to top-rated schools like Boulder Creek High, it balances luxury with efficiency. This is an elite acquisition for VA-eligible families or Owner-Occupants seeking a high-equity sanctuary.
Property is move-in ready.
The property is move-in ready and features significant recent capital improvements, including a remodeled kitchen and bathrooms, new windows, and a recently replaced HVAC system and water heater. While the home was built in 1999, the addition of fully owned solar panels and the updated interior finishes—such as the stone countertops and modern flooring—align with the 'Good' condition category for well-maintained properties with extensive recent updates.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 43604, living area = 2170.
The rare 2.65% assumable VA loan provides a massive financial advantage, offering significant monthly savings compared to current market interest rates.
Situated on over an acre bordering State Trust Land, the property ensures permanent, unobstructed mountain views and direct backyard access to hiking and riding trails.
The primary financial draw is a VA-specific assumption, which may limit the buyer pool to those with military eligibility or specific qualification criteria.
While offering desert serenity, the property's location on the northern edge of Phoenix results in longer commute times to major employment hubs and central city amenities.
Wide open space. Endless views. Freedom you can feel. And here's the real game changer... You can **Take Advantage of a RARE 2.65% ASSUMABLE VA LOAN and SAVE THOUSANDS compared to today's rates!** This stunning North Phoenix home sits on over an acre bordering State Trust Land... meaning no neighbors behind you, just unobstructed sweeping Sonoran Desert and mountain views. Take in unforgettable sunrises and sunsets from your wrap around porch. Step outside your door and you've got miles of trails for hiking, horseback riding, or ATV adventures right from your own backyard. Inside, the value keeps stacking up. Built with durable 2x6 construction, featuring new windows, fully owned solar, and recently replaced HVAC and water heater--this home is designed for comfort and serious energy savings. The beautifully remodeled kitchen and bathrooms bring a modern touch to this peaceful desert retreat. Opportunities like this don't come around often. Come see for yourself what makes this one of a kind Sonoran Desert home so special. Make your move before someone else claims your slice of paradise.
No exterior & parking available.
Grades PK-8 • 2.9 mi
Grades 9-12 • 5.9 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 2.0 | 3.0 | 47% |
| Square foot | 2,170 | 2,199 | 47% |
| Lot Size | 43,604 | 7,800 | 81% |
| Price | $575.0K | $460.0K | 64% |
| Price per sq ft | $265 | $239 | 63% |
| Built year | 1999 | 2003 | 16% |
| HOA | $0 | $288 | 21% |
| Days on market | 23 | 1741 | 0% |
Mar 30, 2026
$575,000
Initial Listing