Rare waterfront opportunity on a quiet cul-de-sac in the highly desirable Bridgeway Lakes community. This spacious 5-bedroom, 3.5-bath residence offers tranquil lake views, direct water access, and a thoughtfully designed floor plan that blends comfort, functionality, and elegant living. A dramatic foyer featuring an ornate granite motif and sweeping wrought-iron staircase creates an impressive first impression. Designed for both everyday living and effortless entertaining, the home offers formal and casual living areas, a private den ideal for a home office or library, and a desirable downstairs bedroom with a full bath perfect for guests, extended family, or multigenerational living. The gourmet kitchen is beautifully appointed with granite countertops, a generous center island, butler's area, and a large walk-in pantry, providing both style and practicality. A spacious downstairs laundry room with additional storage adds convenience, while the refrigerator, washer, and dryer are included. Upstairs, the expansive primary suite serves as a private retreat, featuring a balcony overlooking the lake, a large walk-in closet, and a spa-inspired bath. Three additional bedrooms and a versatile loft with balcony access provide exceptional flexibility for a media room, workspace, playroom, or additional living area. Step outside to your private waterfront backyard, where a spacious patio, serene lake views, and direct water access create a setting rarely found in the area. Whether enjoying the scenery, launching a kayak or paddleboard, or entertaining family and friends, this outdoor space offers year-round enjoyment. Ideally located near parks, scenic levees, miles of walking and biking trails, shopping, dining, entertainment, sports venues, and highly regarded Bridgeway Island Elementary School, with convenient access to downtown Sacramento all with no HOA! Buyer incentive available! Seller offering a 1-0 temporary rate buy-down for qualified buyers.