3900 Park Circle Lane B, Carmichael, CA 95608, Carmichael, 95608 - 2 bed, 2 bath

3900 Park Circle Lane B
Carmichael, CA 95608
Property Price
SUMMARY
Analysis of 3900 Park Circle Lane B, Carmichael, CA 95608 is currently available with a list price of $305,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Carmichael Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and well-maintained. Although built in 1986, the kitchen was updated a few years ago with modern cabinetry, stone countertops, and stainless steel appliances. The interior features vaulted ceilings, updated laminate flooring, and neutral paint. Both bathrooms have been refreshed with newer vanities and fixtures. The overall condition shows minimal wear and tear, fitting the criteria for a property that has undergone significant updates but is not a brand-new construction or total recent overhaul.
PROSSTRENGTHS & OPPORTUNITIES
- Dual En Suite Layout
Both oversized bedrooms feature their own private en suite bathrooms, offering a rare level of privacy and convenience ideal for roommates or guests.
- Superior Parking and Storage
The inclusion of a detached two-car garage plus a private driveway is a significant advantage for a condominium, providing ample space for vehicles and storage.
- Financing and Community Amenities
Being FHA and VA approved opens the property to a wider range of buyers, while the well-maintained community offers premium features like a pool, spa, and sauna.
CONSRISKS & DEFICIENCIES
- High Monthly HOA Fees
The association fee of $620 per month is relatively high for the price point, which may impact the debt-to-income ratio for potential buyers.
- Upper-Level Accessibility
As an upper-level unit, the property requires navigating stairs, which may be a drawback for buyers seeking long-term accessibility or single-story living.
About 3900 Park Circle Lane B
Welcome to 3900 Park Circle Ln #B! This inviting and spacious upper-level condo is located in the highly desirable, well-kept FHA and VA-approved Cottage Park community, in the heart of Carmichael. Inside you're greeted by an open living room with beautiful high, vaulted ceilings, and a fireplace. Following that is the dedicated dining room, which is big enough for a large table plus added storage or decor, like a buffet or hutch. The bright and cheery kitchen was updated a few years ago, and offers abundant counter space and storage, plus an indoor laundry space. The kitchen leads out to your private balcony, where you can set up a table and chairs for peaceful morning coffee. Both of the oversize bedrooms have their own en suites, so you don't have to share a bathroom! The condo also comes with its own detached two car garage and driveway, so parking is never an issue. The community has a swimming pool, spa, and clubhouse with a sauna, and is located conveniently close to shopping, restaurants, Ancil Hoffman Park, and Jensen Botanical Garden. You definitely don't want to miss this one! *Some photos have been virtually staged to show potential.*
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1986
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $620 / Month
Neighborhood Insights
Carmichael Unified Schools
Carmichael Elementary School
Grades K-5 • 0.4 mi
Harry Dewey Fundamental Elementary School
Grades K-6 • 1.5 mi
John Barrett Middle School
Grades 6-8 • 0.4 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.5 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,234 | 1,234 | 50% |
| Lot Size | - | 1,385 | 38% |
| Price | $305.0K | $327.5K | 44% |
| Price per sq ft | $247 | $245 | 50% |
| Built year | 1986 | 1984 | 63% |
| HOA | $620 | $376 | 69% |
| Days on market | 15 | 212 | 6% |
Pricing History
Listed for Sale
Feb 20, 2026
$305,000
Initial Listing
Sold
Aug 31, 2022
$338,000
Public Record
Sold
Apr 10, 2000
$122,500
Public Record








































