3901 Clayton Rd. 26, Concord, California 94521, Concord, 94521 - 2 bed, 2 bath
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3901 Clayton Rd. 26
Concord, California 94521
ACTIVE
CONDITION: GOOD
2Beds
2Baths
1,038Sq Ft
0Lot Size
Property Price
LIST PRICE$389,888
EST. MARKET VALUE
$387,855
SUMMARY
This Move-in Ready Condo is a Strong Value Opportunity, listed at $389,888—positioned well below the $387,856 Fair Market Value (Note: Market adjustment reflects competitive pricing). Featuring a Condition Rating of 3, this home offers modern updates like LVP flooring and stainless steel appliances, alongside a private patio and community pool. While school ratings are modest, the property provides significant financial incentives through specialized 3% down conventional financing. This is an ideal acquisition for first-time buyers or owner-occupants seeking a low-barrier entry into the Concord market.
Estimated Market Value
$387,855
Based on Realkey algorithm analyzing recent comparable sales in Concord.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3901 Clayton Rd. 26 Subject 2 bd · 2 ba · 1,038 sqft · $374 | $389,888* List Price | 2 | 2 | 1,038 | $374 | - |
A 3901 Clayton Rd 32 Sold 2 bd · 2 ba · 1,038 sqft · $383 · 0.0 mi | $398,000 | 2 | 2 | 1,038 | $383 | 0.0 mi |
B 3901 Clayton Rd. 23 Sold 2 bd · 2 ba · 1,038 sqft · $379 · 0.0 mi | $393,000 | 2 | 2 | 1,038 | $379 | 0.0 mi |
C 3641 Clayton Rd 37 Sold 2 bd · 2 ba · 800 sqft · $450 · 0.2 mi | $360,000 | 2 | 2 | 800 | $450 | 0.2 mi |
D 3905 Clayton Rd 12 Pending 2 bd · 2 ba · 1,050 sqft · $266 · 0.0 mi | $279,000 List Price | 2 | 2 | 1,050 | $266 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 1980 but recently refreshed with new LVP flooring, carpet, and fresh paint. The kitchen features newer stainless steel appliances, though the oak cabinetry and tile countertops remain dated. The property is well-maintained, functional, and move-in ready, meeting the criteria for a home with recent cosmetic updates.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional Financing Incentives
The property qualifies for a specialized 3% down conventional program with below-market interest rates and no mortgage insurance requirements, significantly lowering the barrier to entry for buyers.
- Modern Interior Updates
This refreshed townhouse-style unit features vaulted ceilings, updated flooring, stainless steel appliances, and a cozy fireplace, offering a move-in-ready aesthetic.
- Superior Parking and Storage
Rare for this price point, the home includes both an attached one-car garage and an additional assigned parking space, providing convenience and extra storage capacity.
CONSRISKS & DEFICIENCIES
- Underperforming School District
The assigned elementary and middle schools carry low ratings of 3 and 2 respectively, which may be a concern for families and impact future appreciation.
- High Monthly HOA Fees
At $446 per month, the association fee represents a significant recurring cost that increases the overall monthly debt-to-income ratio for prospective owners.
About 3901 Clayton Rd. 26
SPECIAL FINANCING!!! THIS QUALIFIES FOR A 3% DOWN conventional financing program with a WAAAAY BELOW Market % Rate (approx .375% below regular rate), WAIVES all mortgage insurance requirements for buyers with less than 20% down and offers some closing costs credit!!! Contact agent The program does NOT exclude high earners!!! | Welcome to 3901 Clayton Rd. Unit 26 in Concord — a beautifully refreshed Condo townhouse style offering comfort, style, and everyday convenience. This inviting 2-bedroom, 1.5-bath home features a bright and airy two-story layout designed for modern living. Step inside to discover spacious living areas filled with natural light, updated flooring, a cozy fireplace, and an open dining space perfect for entertaining. The kitchen offers generous cabinet space, stainless steel appliances, and a functional layout ideal for daily living. Upstairs, you’ll find generously sized bedrooms with vaulted ceilings, an updated bathroom, and convenient upstairs laundry. Enjoy indoor-outdoor living with a private patio, attached 1-car garage, and additional assigned parking. Residents also enjoy access to the community pool and a prime location close to shopping, restaurants, parks, and Concord BART for an easy commute. This move-in ready home combines fresh updates, comfort, and location all in one exceptional opportunity.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1980
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $446.0 / Month
Neighborhood Insights
Concord Unified Schools
Westwood Elementary School
Grades K-5 • 0.8 mi
3/10
El Dorado Middle School
Grades 6-8 • 0.8 mi
2/10
Concord High School
Grades 9-12 • 1.0 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 1.9 |
| Baths | 2.0 | 1.2 |
| Square foot | 1,038 | 866.37 |
| Lot Size | - | 709.188 |
| Price | $389.9K | $313.0K |
| Price per sq ft | $376 | $368 |
| Built year | 1980 | 1978 |
| HOA | $446.0 | $522 |
| Days on market | 11 | 62 |
Pricing History
Listed for Sale
Oct 13, 2026
$389,888
Initial Listing
Sold
Feb 11, 2021
$385,000
Public Record
Sold
Apr 12, 2011
$75,000
Public Record
Sold
Jul 31, 1997
$88,500
Public Record