3901 Clayton Rd. 26, Concord, California 94521, Concord, 94521 - 2 bed, 2 bath
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3901 Clayton Rd. 26
Concord, California 94521
ACTIVE
CONDITION: GOOD
2Beds
2Baths
1,038Sq Ft
0Lot Size
Property Price
LIST PRICE$394,999
EST. MARKET VALUE
$393,376
SUMMARY
This Townhouse-Style Condominium is a Strong Value Opportunity, listed at $399,999—positioned slightly above the $393,001 Fair Market Value. While not a deep discount, the property features a Condition Rating of 3, offering a move-in ready interior with new LVP flooring and stainless steel appliances. Residents benefit from a private patio, attached 1-car garage, and community pool. Despite lower-rated local schools, the unique 3% down financing incentive significantly lowers the barrier to entry. This is an ideal acquisition for first-time buyers or commuters seeking proximity to Concord BART.
Estimated Market Value
$393,376
Based on Realkey algorithm analyzing recent comparable sales in Concord.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3901 Clayton Rd. 26 Subject | $394,999* List Price | 2 | 2 | 1,038 | $379 | - |
A 3901 Clayton Rd. 23 Sold | $393,000 | 2 | 2 | 1,038 | $379 | 0.0 mi |
B 3641 Clayton Rd 37 Sold | $360,000 | 2 | 2 | 800 | $450 | 0.2 mi |
C 1450 Bel Air Dr 110 Sold | $475,000 | 2 | 2 | 1,122 | $423 | 0.9 mi |
D 3901 Clayton Rd 32 Pending | $398,000 List Price | 2 | 2 | 1,038 | $383 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 1980 but features a recent cosmetic refresh including new LVP flooring, fresh paint, and stainless steel appliances. While the kitchen cabinets and tile countertops are dated, the home is well-maintained, functional, and move-in ready.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional Financing Incentives
The property qualifies for a unique 3% down conventional program with below-market interest rates and no mortgage insurance requirements, significantly increasing affordability for first-time buyers.
- Modernized Interior Features
This townhouse-style condo boasts a refreshed interior with updated flooring, vaulted ceilings, a cozy fireplace, and stainless steel appliances, providing a contemporary move-in-ready experience.
- Superior Parking and Storage
Rare for this price point, the unit includes both an attached 1-car garage and an additional assigned parking space, offering convenience and extra storage capacity.
CONSRISKS & DEFICIENCIES
- Low School Ratings
The assigned elementary and middle schools have low ratings (3/10 and 2/10 respectively), which may be a deterrent for families prioritizing high-performing educational districts.
- Significant Monthly HOA Fees
The $446 monthly association fee adds a substantial recurring cost to the buyer's budget, impacting the overall monthly carrying cost of the property.
About 3901 Clayton Rd. 26
SPECIAL FINANCING!!! THIS QUALIFIES FOR A 3% DOWN conventional financing program with a WAAAAY BELOW Market % Rate (approx .375% below regular rate), WAIVES all mortgage insurance requirements for buyers with less than 20% down and offers some closing costs credit!!! Contact agent The program does NOT exclude high earners!!! | Welcome to 3901 Clayton Rd. Unit 26 in Concord — a beautifully refreshed Condo townhouse style offering comfort, style, and everyday convenience. This inviting 2-bedroom, 1.5-bath home features a bright and airy two-story layout designed for modern living. Step inside to discover spacious living areas filled with natural light, updated flooring, a cozy fireplace, and an open dining space perfect for entertaining. The kitchen offers generous cabinet space, stainless steel appliances, and a functional layout ideal for daily living. Upstairs, you’ll find generously sized bedrooms with vaulted ceilings, an updated bathroom, and convenient upstairs laundry. Enjoy indoor-outdoor living with a private patio, attached 1-car garage, and additional assigned parking. Residents also enjoy access to the community pool and a prime location close to shopping, restaurants, parks, and Concord BART for an easy commute. This move-in ready home combines fresh updates, comfort, and location all in one exceptional opportunity.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1980
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $446.0 / Month
Neighborhood Insights
Concord Unified Schools
Westwood Elementary School
Grades K-5 • 0.8 mi
3/10
El Dorado Middle School
Grades 6-8 • 0.8 mi
2/10
Concord High School
Grades 9-12 • 1.0 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 1.2 |
| Square foot | 1,038 | 885.735 |
| Lot Size | - | 753.4 |
| Price | $395.0K | $322.1K |
| Price per sq ft | $381 | $372 |
| Built year | 1980 | 1978 |
| HOA | $446.0 | $522 |
| Days on market | 33 | 57 |
Pricing History
Listed for Sale
Aug 31, 2026
$394,999
$399,999
-1% Price Drop
Initial Listing
Price Change
Aug 7, 2026
$399,999
Initial Listing
Sold
Feb 11, 2021
$385,000
Public Record
Sold
Apr 12, 2011
$75,000
Public Record
Sold
Jul 31, 1997
$88,500
Public Record