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3902 Vista Campana N 62, Oceanside, California 92057, Oceanside, 92057 - 2 bed, 2 bath

3902 Vista Campana N 62, Oceanside, California 92057 home-pic-0
ACTIVE$449,900
3902 Vista Campana N 62, Oceanside, California 92057
2Beds
2Baths
994Sqft
1,638Lot

Price Vs. Estimate

The estimated value ($449,997.32) is $97.32 (0%) lower than the list price ($449,900). This property may be overpriced.

Key pros and cons

Top Pros:
VA Assumable Mortgage: An exceptional financial opportunity with a VA assumable mortgage available at a potentially low interest rate, significantly reducing buyer costs.
Top Cons:
High Monthly HOA Fees: The association fee of $638.0 per month is substantial and adds significantly to the overall cost of homeownership, potentially impacting affordability.

Compared to the nearby listings

Price:$449.9K vs avg $875.0K ($-425,100)6%
Size:994 sqft vs avg 1,704.5 sqft8%
Price/sqft:$453 vs avg $48540%

More Insights

Built in 1972 (53 years old).
Condition: Despite being built in 1972, this property has undergone significant and recent interior renovations. The kitchen features modern white shaker cabinets, light countertops, subway tile backsplash, and new stainless steel appliances (range, dishwasher, and a modern refrigerator). The primary bathroom is described as 'completely remodeled' with custom tile work and a glass walk-in shower, and the visible bathroom also shows modern updates with a vessel sink and contemporary vanity. The flooring throughout the living areas and bedrooms is modern laminate wood, and the walls are freshly painted. While the exterior is simple and the underlying infrastructure is older, the critical interior spaces are move-in ready with no immediate renovations required, aligning well with the 'Good' score criteria for properties extensively renovated within 5 to 15 years.
Year Built
1972
Close
-
List price
$450K
Original List price
$490K
Price/Sqft
$453
HOA
$638
Days on market
-
Sold On
-
MLS number
NDP2510002
Home ConditionGood
Features
Good View: City Lights, Hills, Neighborhood
Patio
ViewCity Lights,Hills,Neighborhood

About this home

Discover easy coastal living at 3902 Vista Campana N Unit 62 in the desirable Oceana 55+ community of Oceanside. This charming 2 bedroom, 2 bathroom 994 square foot single-level home features a bright, open layout with a spacious sunroom that expands your living space and invites natural light throughout. The living room has gorgeous views of the greenery and nature outside with ample room to entertain friends and family. Enjoy preparing your favorite meal in the updated kitchen with new range, dishwasher and plenty of counter and cabinet space. Unwind after a long day, in the completely remodeled primary bathroom with custom tile work and glass walk-in shower. Enjoy year-round comfort with air conditioning, a lovely patio area perfect for relaxing, and a mature citrus tree for your own fresh fruit. VA assumable mortgage available—an exceptional opportunity to make this welcoming home yours at a low interest rate! HOA amenities include the clubhouse, large community pool, rec room, cable TV, sewer, trash and water. Minutes away from shopping, dining, entertainment, beaches and everything that the Oceana lifestyle has to offer!

Nearby schools

3/10
San Luis Rey Elementary School
Public,•K-5•0.7mi
6/10
Martin Luther King Jr. Middle School
Public,•6-8•0.8mi
6/10
El Camino High School
Public,•9-12•0.3mi
/10
Ocean Shores High (Continuation) School
Public,•9-12•1.3mi
Condition Rating
Good
Despite being built in 1972, this property has undergone significant and recent interior renovations. The kitchen features modern white shaker cabinets, light countertops, subway tile backsplash, and new stainless steel appliances (range, dishwasher, and a modern refrigerator). The primary bathroom is described as 'completely remodeled' with custom tile work and a glass walk-in shower, and the visible bathroom also shows modern updates with a vessel sink and contemporary vanity. The flooring throughout the living areas and bedrooms is modern laminate wood, and the walls are freshly painted. While the exterior is simple and the underlying infrastructure is older, the critical interior spaces are move-in ready with no immediate renovations required, aligning well with the 'Good' score criteria for properties extensively renovated within 5 to 15 years.
Pros & Cons

Pros

VA Assumable Mortgage: An exceptional financial opportunity with a VA assumable mortgage available at a potentially low interest rate, significantly reducing buyer costs.
Updated Interior Features: The property boasts an updated kitchen with new range and dishwasher, and a completely remodeled primary bathroom featuring custom tile work and a glass walk-in shower.
Expanded Living Space: A spacious sunroom expands the living area, providing additional functional space and inviting abundant natural light throughout the home.
Comprehensive 55+ Community Amenities: Part of the desirable Oceana 55+ community, offering extensive amenities including a clubhouse, large community pool, rec room, and covering cable TV, sewer, trash, and water.
Year-Round Comfort & Outdoor Space: Equipped with air conditioning for comfort and includes a lovely private patio area perfect for relaxing, complemented by a mature citrus tree.

Cons

High Monthly HOA Fees: The association fee of $638.0 per month is substantial and adds significantly to the overall cost of homeownership, potentially impacting affordability.
Age of Property: Built in 1972, the property's age (over 50 years) suggests potential for older underlying infrastructure or systems not explicitly mentioned as upgraded, which could lead to future maintenance concerns.
55+ Community Restriction: Being exclusively a 55+ community limits the potential buyer pool, which can affect marketability and resale value compared to unrestricted properties.

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