3902 Vista Campana N 62, Oceanside, California 92057, Oceanside, 92057 - 2 bed, 2 bath
3902 Vista Campana N 62
Oceanside, California 92057
Property Price
SUMMARY
Analysis of 3902 Vista Campana N 62, Oceanside, California 92057 reveals a Fairly Priced Property with a current list price of $449,900 aligned with the estimated $449,900 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Oceanside Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3902 Vista Campana N 62 Subject | $449,900* List Price | 2 | 2 | 994 | $453 | - |
A 3839 Vista Campana S 72 Sold | $470,000 | 2 | 2 | 994 | $473 | 0.4 mi |
B 3839 Vista Campana S 32 Sold | $408,000 | 2 | 2 | 994 | $410 | 0.4 mi |
C 3757 Dearborn Street Sold | $455,000 | 2 | 2 | 1,050 | $433 | 0.6 mi |
D 3755 Vista Campana N 53 Sold | $512,000 | 2 | 2 | 1,028 | $498 | 0.3 mi |
E 3890 Vista Campana S 93 Sold | $399,000 | 2 | 2 | 994 | $401 | 0.1 mi |
F 3685 N Vista Campana 58 Sold | $480,000 | 2 | 2 | 1,028 | $467 | 0.3 mi |
G 3839 Vista Campana S 6 Active | $475,000 List Price | 2 | 2 | 994 | $478 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Despite being built in 1972, this property has undergone extensive and recent renovations, particularly in the kitchen and primary bathroom. The kitchen features new stainless steel appliances, modern white shaker cabinets, quartz countertops, and a subway tile backsplash, all appearing virtually new. The primary bathroom is completely remodeled with custom tile work, a glass walk-in shower, and a contemporary vanity. New hardwood-look laminate flooring is present throughout the main living areas and bedrooms, and the overall aesthetic is fresh and modern. These significant updates bring the property's condition, especially in key areas, to an excellent standard, meeting current quality expectations with minimal physical depreciation.
PROSSTRENGTHS & OPPORTUNITIES
- VA Assumable Mortgage
An exceptional opportunity for buyers to assume a VA loan at a potentially low interest rate, offering significant financial savings.
- Updated Interior Features
The property boasts an updated kitchen with new appliances and a completely remodeled primary bathroom with custom tile and a glass walk-in shower, reducing immediate renovation needs.
- Comprehensive HOA Amenities
The Oceana 55+ community offers extensive amenities including a clubhouse, large community pool, rec room, and includes cable TV, sewer, trash, and water in the HOA fees.
CONSRISKS & DEFICIENCIES
- High Monthly HOA Fee
The association fee of $638.00 per month is substantial and adds a significant recurring cost to homeownership.
- Age-Restricted Community
Being a 55+ community, the property's market appeal is significantly limited to a specific demographic, potentially affecting resale value and market time.
- Property Age
Built in 1972, the property is over 50 years old, which may raise concerns about the condition of underlying infrastructure and systems, despite interior updates.
About 3902 Vista Campana N 62
Discover easy coastal living at 3902 Vista Campana N Unit 62 in the desirable Oceana 55+ community of Oceanside. This charming 2 bedroom, 2 bathroom 994 square foot single-level home features a bright, open layout with a spacious sunroom that expands your living space and invites natural light throughout. The living room has gorgeous views of the greenery and nature outside with ample room to entertain friends and family. Enjoy preparing your favorite meal in the updated kitchen with new range, dishwasher and plenty of counter and cabinet space. Unwind after a long day, in the completely remodeled primary bathroom with custom tile work and glass walk-in shower. Enjoy year-round comfort with air conditioning, a lovely patio area perfect for relaxing, and a mature citrus tree for your own fresh fruit. VA assumable mortgage available—an exceptional opportunity to make this welcoming home yours at a low interest rate! HOA amenities include the clubhouse, large community pool, rec room, cable TV, sewer, trash and water. Minutes away from shopping, dining, entertainment, beaches and everything that the Oceana lifestyle has to offer!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1972
- Lot Size
- 1,638 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $638.0 / Month
Neighborhood Insights
Oceanside Unified Schools
San Luis Rey Elementary School
Grades K-5 • 0.7 mi
Martin Luther King Jr. Middle School
Grades 6-8 • 0.8 mi
El Camino High School
Grades 9-12 • 0.3 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 23% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 994 | 1,579 | 6% |
| Lot Size | 1,638 | 5,382 | 14% |
| Price | $449.9K | $860.0K | 7% |
| Price per sq ft | $453 | $467 | 46% |
| Built year | 1972 | 1988 | 16% |
| HOA | $638.0 | $142 | 92% |
| Days on market | 142 | 164 | 38% |
Pricing History
Listed for Sale
Nov 6, 2025
$449,900
$489,900
-8% Price Drop
Initial Listing
Price Change
Oct 16, 2025
$489,900
Initial Listing