3936 Saddle Drive, Palmdale, California 93551, Palmdale, 93551 - 4 bed, 4 bath

3936 Saddle Drive, Palmdale, California 93551 home-pic-0

3936 Saddle Drive

Palmdale, California 93551

ACTIVE
CONDITION: EXCELLENT
4Beds
4Baths
3,186Sq Ft
14,046Lot Size

Property Price

LIST PRICE$754,000
EST. MARKET VALUE
$754,000

SUMMARY

Estimated Market Value

$754,000
Based on Realkey algorithm analyzing recent comparable sales in Palmdale.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
3936 Saddle Drive
Subject
$754,000*
List Price
443,186$237-
A
3884 Saddle Drive
Sold
$690,000332,559$2700.1 mi
B
3948 Stirrup Court
Active
$795,000
List Price
443,186$2500.1 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

Built in 2020, this modern luxury home is in like-new condition. It features contemporary upgrades including quartz countertops, luxury vinyl plank flooring, and high-end kitchen appliances. The property includes energy-efficient systems like owned solar panels and a whole-house fan, along with professional landscaping and a 'California Room,' meeting the highest standards for quality and maintenance.

PROSSTRENGTHS & OPPORTUNITIES

  • High Available Lot Utilization

    The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 14046, living area = 3186.

  • Exceptional Financing Opportunity

    The property features a rare 2.99% assumable FHA loan with a balance of approximately $525k, offering buyers massive monthly savings compared to current market interest rates.

  • Energy Efficiency & Modern Upgrades

    Equipped with 18 fully owned solar panels and an EV-ready outlet, this 2020-built home provides significant utility savings and modern convenience without the burden of solar lease payments.

CONSRISKS & DEFICIENCIES

  • Recurring Association Fees

    The $203 monthly HOA fee adds a permanent carrying cost to the property, which may be a drawback for buyers looking to minimize fixed monthly expenses.

  • Market Price Positioning

    Priced at the higher end for the Palmdale area, the property has already undergone a price reduction, suggesting it is testing the upper limits of local market valuation.

About 3936 Saddle Drive

ASSUMABLE FHA LOAN RATE AT 2.99% LOAN BALANCE APPROX $525K!!! Luxury West Palmdale Home For Sale in the newest gated community of Saddlewood Joshua Ranch constructed in 2020. No need to spend extra money compared to buying new from the builder take advantage of this home fully completed exterior landscaping. Featuring one of the largest models, the Plan 3 Elevation A with 3,186 sq.ft. 18 Solar Panels OWNED (not leased and no monthly payments) plus electric vehicle EV ready outlet in the garage. Other features include Quartz countertops, Luxury Vinyl Planks, and a Whole House Fan. The Downstairs includes 1 bedroom and 1 full bathroom, in addition to a powder or half bathroom downstairs for visitors. Open concept Kitchen to Dining area to Family room, you’ll be able to entertain all your guests in one large area without missing a beat. Adjacent to the Kitchen is a dry bar or butlers bar, and a walk-in Pantry, and ending with the Formal Living room facing the front of the house which creates the perfect room for decorating the tree for the Holidays! Upstairs includes 2 guest bedrooms, 1 full bathroom for the guest bedrooms, and a Loft that is conveniently adjacent to the guest bedrooms which creates the perfect upstairs Living or entertainment room. The Primary Suite upstairs is spacious to include a King set, office space, a walk-in closet, a walk-in shower, a soaking tub, a private toilet room, and a dual-sink vanity. With no rear neighbor, the Primary bedroom has gorgeous views of the backyard. Conveniently located upstairs is a Laundry Room with cabinetry and rough plumbing ready for a future sink. The 3 car garage side-by-side is wide and long and high ceilings ready for installing additional storage racks. The driveway can potentially fit another 6 vehicles depending on size, you might be able to park up to 9 vehicles parked within your property line (buyer to verify). Both front and backyard are landscaped and hardscaped with drought resistant plants, rocks, turf, retaining wall, a fire pit, and a concrete slab for a Basketball hoop. Adjacent to the Kitchen is the outdoor covered patio or “California Room” finished with stucco, electrical, and plumbing fixtures. The HVAC includes 2 AC condensers, one for downstairs and one for upstairs. Welcome Home to Saddlewood Joshua Ranch, West Palmdale.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
2020
Lot Size
14,046 Sq. Ft.

Interior

Total Bedrooms
4
Total Bathrooms
4 (4 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$203.0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds4.04.0
50%
Baths4.03.0
87%
Square foot3,1862,380
87%
Lot Size14,0468,652
73%
Price$754.0K$612.5K
84%
Price per sq ft$237$265
29%
Built year20201992
87%
HOA$203.0$0
98%
Days on market94199
7%

Pricing History

Listed for Sale

Feb 27, 2026

$754,000

$769,000

-2% Price Drop

Initial Listing

Price Change

Dec 2, 2025

$769,000

Initial Listing

Sold

Dec 31, 2020

$590,000

Public Record

Sold

Aug 3, 2011

$6,400,064

Public Record

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