3939 Santa Cruz Avenue, San Diego, California 92107, San Diego, 92107 - 3 bed, 2 bath
Loading property details...
San Diego, California 92107
This Single Family Residence represents a High-Potential Investment Opportunity, listed at $1,579,900—positioned above the $1,526,910 Fair Market Value by 3%. While the property requires modernization, the Condition Rating of 3 is anchored by a recently remodeled kitchen and updated flooring. The expansive 6,100-square-foot lot offers significant expansion potential in a premier coastal neighborhood near Top-Rated Schools like Ocean Beach Elementary (10/10). This property is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking to customize a home in a high-demand market.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3939 Santa Cruz Avenue Subject | $1,579,900* List Price | 3 | 2 | 1,650 | $925 | - |
A 4125 Tennyson Sold | $1,595,000 | 3 | 3 | 2,009 | $794 | 0.6 mi |
B 4643 Narragansett Ave Sold | $1,500,000 | 2 | 3 | 1,554 | $965 | 0.7 mi |
C 1905 Catalina Boulevard Sold | $1,300,000 | 3 | 2 | 1,139 | $1,141 | 0.3 mi |
D 1676 Chatsworth Blvd Sold | $1,215,000 | 2 | 1 | 1,085 | $1,120 | 0.2 mi |
E 4540 Volatire St Sold | $1,280,078 | 3 | 1 | 1,331 | $962 | 0.9 mi |
F 2064 Venice Street Sold | $1,720,000 | 3 | 3 | 1,720 | $1,000 | 0.7 mi |
G 2372 Worden St Sold | $1,465,000 | 4 | 2 | 1,603 | $914 | 0.9 mi |
H 2226 Etiwanda Street 2 Sold | $1,450,000 | 3 | 2 | 1,700 | $853 | 0.9 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The home features a recently remodeled kitchen with modern cabinetry, stone backsplash, and stainless steel appliances, along with updated wide-plank flooring. While the 1955 structure and exterior/garage show their age and require further updates as noted in the description, the primary living areas are well-maintained and move-in ready.
Elementary School: Ocean Beach Elementary School (10/10).
Situated in the heart of Ocean Beach, the property is just minutes from the sand and the vibrant Newport Avenue corridor, offering a highly desirable lifestyle and strong long-term value.
The generous 6,100-square-foot lot is significantly larger than many in the area, providing ample space for outdoor entertaining, gardening, or potential ADU/expansion opportunities.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1650, other record living area = 1485.
While the kitchen is beautifully remodeled, the remainder of the 1955-built home requires modernization and customization to bring it up to contemporary standards.
Given the $1.58M list price and the need for further updates, buyers must budget for additional capital expenditures beyond the initial purchase price.
Nestled in the heart of Ocean Beach, 3939 Santa Cruz Avenue offers an incredible opportunity to own a charming home just minutes from the sand, the vibrant shops and restaurants of Newport Avenue, and all that downtown San Diego has to offer. Situated on a generous 6,100-square-foot lot, this approximately 1,650-square-foot home features a spacious backyard with plenty of room to relax, entertain, garden, or expand your outdoor living space. Inside, you’ll find a beautifully remodeled kitchen that serves as the centerpiece of the home, while the remainder of the property provides a fantastic opportunity for the next owner to update and customize to their own style and vision. Whether you’re looking for a primary residence, vacation home, or investment in one of San Diego’s most sought-after coastal neighborhoods, this property offers the perfect combination of location, lot size, and untapped potential.
No exterior & parking available.
Grades K-4 • 0.3 mi
Grades K-4 • 0.9 mi
Grades K-4 • 0.9 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,650 | 1,777 |
| Lot Size | 6,100 | 6,600 |
| Price | $1.58M | $1.24M |
| Price per sq ft | $958 | $743 |
| Built year | 1955 | 1972 |
| HOA | $0 | $200 |
| Days on market | 5 | 39 |
Jul 17, 2026
$1,579,900
Initial Listing
May 11, 1998
$269,000
Public Record