395 S 13th Street, San Jose, California 95112, San Jose, 95112 - 5 bed, 4 bath
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395 S 13th Street
San Jose, California 95112
ACTIVE
CONDITION: EXCELLENT
5Beds
4Baths
2,352Sq Ft
9,597Lot Size
Property Price
LIST PRICE$1,990,000
EST. MARKET VALUE
$2,157,994
7% BelowMARKET VALUE
SUMMARY
This Single Family Residence is a Strong Value Opportunity, listed at $1,990,000—positioned well below the $2,157,994 Fair Market Value by 7%. This valuation gap offers $167,994 in Instant Equity. Featuring an Excellent Condition Rating with extensive permitted renovations, the property includes a large 9,597 sq. ft. lot and pending ADU approval for significant rental upside. This is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a turnkey asset with immediate cash-flow potential in Naglee Park.
Estimated Market Value
$2,157,994+$167,994 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in San Jose.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 395 S 13th Street Subject 5 bd · 4 ba · 2,352 sqft · $918 | $1,990,000* List Price | 5 | 4 | 2,352 | $918 | - |
A 333 S 14th Street Sold 3 bd · 2 ba · 2,093 sqft · $956 · 0.1 mi | $2,000,000 | 3 | 2 | 2,093 | $956 | 0.1 mi |
B 102 S 12th Street Sold 4 bd · 2 ba · 2,446 sqft · $854 · 0.3 mi | $2,090,000 | 4 | 2 | 2,446 | $854 | 0.3 mi |
C 196 S 14th Street Sold 3 bd · 2 ba · 2,233 sqft · $748 · 0.2 mi | $1,670,000 | 3 | 2 | 2,233 | $748 | 0.2 mi |
D 73 S 15th Street Sold 3 bd · 2 ba · 1,840 sqft · $774 · 0.4 mi | $1,425,000 | 3 | 2 | 1,840 | $774 | 0.4 mi |
E 74 S 15th Street Active 4 bd · 3 ba · 2,400 sqft · $916 · 0.4 mi | $2,199,000 List Price | 4 | 3 | 2,400 | $916 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
The property has undergone extensive recent renovations (likely <5 years) including a new roof, upgraded HVAC, and high-end modern kitchen and bathrooms. The interior features contemporary finishes, new flooring, and brand-new appliances, placing it in mint, move-in-ready condition.
PROSSTRENGTHS & OPPORTUNITIES
- Desirable Location & Large Lot
Situated in the prestigious Naglee Park neighborhood on a nearly 10,000 sq. ft. lot, providing rare space and significant land value in a central San Jose location.
- Extensive Permitted Renovations
The property features comprehensive, city-permitted upgrades including a new roof, HVAC system, and a fully remodeled kitchen, offering a move-in-ready experience.
- Significant Income Potential
A pending 625 sq. ft. ADU conversion provides a clear path to high rental yields, with an estimated additional $4,000 in monthly income.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =9597, other record lot size in square feet = 9525. Living area discrepancy between mls listing and other public or private record. mls listing living area = 2608, other record living area = 2037. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 5, other record bedroom count = 3.
- Recently Sold Property
The property was recently sold within the past year on 2026-02-03. The sold price is $1,400,000.00.
- Underperforming School District
The assigned public schools carry relatively low ratings (ranging from 2 to 4), which may deter families specifically seeking high-performing educational environments.
About 395 S 13th Street
Beautifully renovated home in the heart of desirable Naglee Park! Situated on a nearly 10,000 sq. ft. lot, this move-in-ready property is ideal for homeowners or investors seeking strong rental cash flow and potential cost segregation benefits. **Extensive renovations and upgrades completed with City permits**, including a new roof, upgraded HVAC, remodeled kitchen with brand-new appliances, updated bathrooms, and abundant natural light. A proposed 625 sq. ft. detached garage-to-ADU conversion is currently pending City approval, with the potential to generate an additional $4,000 in monthly rental income. Exceptional investment and expansion potential!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1920
- Lot Size
- 9,597 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Jose Unified Schools
Selma Olinder Elementary School
Grades K-5 • 0.4 mi
2/10
Lowell Elementary School
Grades K-5 • 0.5 mi
3/10
Horace Mann Elementary School
Grades K-5 • 0.7 mi
4/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 4.0 |
| Baths | 4.0 | 2.0 |
| Square foot | 2,352 | 1,721.238 |
| Lot Size | 9,597 | 6,271.145 |
| Price | $1.99M | $1.67M |
| Price per sq ft | $846 | $972 |
| Built year | 1920 | 1965 |
| HOA | $0 | $190 |
| Days on market | 11 | 38 |
Pricing History
Listed for Sale
Oct 13, 2026
$1,990,000
Initial Listing
Sold
Feb 3, 2026
$1,400,000
Public Record
Sold
Mar 17, 2016
$825,000
Public Record