396 W San Fernando Street, San Jose, California 95110, San Jose, 95110 - 3 bed, 2 bath
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396 W San Fernando Street
San Jose, California 95110
ACTIVE
CONDITION: EXCELLENT
3Beds
2Baths
1,770Sq Ft
6,345Lot Size
Property Price
LIST PRICE$1,388,000
EST. MARKET VALUE
$1,475,298
5% BelowMARKET VALUE
SUMMARY
This Historically Significant Victorian Residence is a Strong Value Opportunity, listed at $1,388,000—positioned well below the $1,475,299 Fair Market Value by 5%. This valuation gap offers $87,299 in Instant Equity for the buyer. Featuring a Condition Rating of 2, the home offers a turnkey, high-end restoration with a Chef's Kitchen and ADU Conversion Potential via the detached studio. Ideally located near Diridon Station, this property is perfect for Buy-and-Hold Investors or Owner-Occupants seeking historic charm with modern luxury.
Estimated Market Value
$1,475,298+$87,298 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in San Jose.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 396 W San Fernando Street Subject | $1,388,000* List Price | 3 | 2 | 1,770 | $834 | - |
A 75 W William Street Active | $1,648,000 List Price | 4 | 3 | 1,800 | $916 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Although originally built in 1890, this historic Victorian has undergone a complete high-end restoration and remodel. The interior features a modern chef's kitchen and contemporary bathrooms with high-quality finishes (subway tile, Smeg appliances, herringbone floors) consistent with a renovation completed within the last 5 years. The property is in mint, move-in condition with no apparent maintenance needs.
PROSSTRENGTHS & OPPORTUNITIES
- Historic Restoration & Modern Luxury
The Chiappe Residence is a beautifully restored 1890 Victorian that seamlessly blends preserved period details with a complete modern remodel, including a chef's kitchen and luxury bathrooms.
- ADU Conversion Potential
The property includes a large detached garage with a spacious studio above, offering a significant opportunity for a legal ADU conversion to generate rental income or create a private guest suite.
- Prime Transit-Oriented Location
Situated in the Lakehouse Historic District, the home offers exceptional walkability to Diridon Station, SAP Center, and San Pedro Square, making it a premier choice for commuters and urban enthusiasts.
CONSRISKS & DEFICIENCIES
- Historic District Restrictions
Being located within the Lakehouse Historic District may subject the property to strict preservation guidelines, potentially limiting a buyer's ability to make significant exterior modifications.
- Recent Price Correction
A $100,000 price reduction within the first 22 days on market suggests the initial list price was above current market absorption levels, which may impact perceived value for some buyers.
About 396 W San Fernando Street
Own a piece of San Jose history with this beautifully restored Victorian residence, originally built in 1890 and historically recognized as the Chiappe Residence. Located within the prestigious Lakehouse Historic District, this rare home seamlessly blends timeless architectural character with modern luxury. Completely remodeled throughout, it showcases soaring ceilings, elegant period details, a formal living room, an expansive chef's kitchen, and two beautifully renovated bathrooms. Original architectural elements have been thoughtfully preserved, creating a seamless balance between historic charm and contemporary comfort. The property also features a large detached garage with a spacious studio above, presenting an outstanding opportunity for potential ADU conversion to create additional living space or rental income (buyer to verify). Enjoy a private backyard retreat just steps from the newly created and evolving Creekside Socials, featuring vibrant outdoor gathering and entertainment spaces, while remaining moments from Diridon Station, SAP Center, San Pedro Square, premier dining, shopping, and major commuter routes. A truly rare opportunity to own one of San Jose's most distinguished historic residences. Timeless craftsmanship, modern luxury, and history unlike any other.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1890
- Lot Size
- 6,345 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 4.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,770 | 1,706.046 |
| Lot Size | 6,345 | 6,261.966 |
| Price | $1.39M | $1.68M |
| Price per sq ft | $784 | $979 |
| Built year | 1890 | 1965 |
| HOA | $0 | $200 |
| Days on market | 41 | 37 |
Pricing History
Listed for Sale
Aug 14, 2026
$1,388,000
$1,488,000
-7% Price Drop
Initial Listing
Price Change
Jul 30, 2026
$1,488,000
Initial Listing
Sold
Aug 24, 2018
$1,300,000
Public Record
Sold
Feb 11, 2015
$800,000
Public Record