3960 W Hemlock Street, Oxnard, California 93035, Oxnard, 93035 - 4 bed, 3 bath
3960 W Hemlock Street
Oxnard, California 93035
Property Price
SUMMARY
Analysis of 3960 W Hemlock Street, Oxnard, California 93035 reveals a property with a current list price of $2,499,000, which is 18% above the estimated $2,110,859 Fair Market Value. Buyers should carefully evaluate the pricing and consider negotiation opportunities. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Oxnard Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3960 W Hemlock Street Subject | $2,499,000* List Price | 4 | 3 | 2,700 | $782 | - |
A 4111 Adriatic Street Sold | $2,300,000 | 3 | 3 | 3,096 | $743 | 0.5 mi |
B 4920 Island View St Active | $2,175,000 List Price | 4 | 4 | 3,031 | $718 | 0.8 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This property has undergone a comprehensive, high-end renovation that meets current luxury standards. The gourmet kitchen features brand-new ZLINE stainless steel appliances and designer finishes, while the bathrooms have been fully modernized with upscale tiling and fixtures. With new flooring throughout, fresh interior and exterior paint, updated glass railings, and the rare addition of central A/C, the home shows no signs of deferred maintenance and functions as a like-new residence.
PROSSTRENGTHS & OPPORTUNITIES
- Waterfront Amenities
The property features a highly desirable south-facing orientation and a 40-foot private dock easement, providing direct water access and optimal natural light for boaters.
- Turnkey Modern Upgrades
Comprehensively renovated with designer finishes, gourmet ZLINE appliances, and rare central A/C, offering a move-in-ready luxury experience that is uncommon for the area.
- Superior Financial Value
The home offers significant long-term savings with no Mello-Roos taxes and an exceptionally low optional HOA fee of only $50 annually.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =4000, other record lot size in square feet = 3920.
- Limited Lot Size
With a 4,000 sq ft lot, the property offers minimal traditional yard space, focusing almost exclusively on the deck and dock areas for outdoor living.
- Market Volatility
A recent $100,000 price reduction shortly after listing suggests the property may have been initially over-positioned for the current luxury market climate.
About 3960 W Hemlock Street
Luxury Waterfront Living in Mandalay Bay - South-Facing with Private Dock & Designer Finishes Welcome to 3960 W Hemlock St - a rare opportunity to own a highly sought-after, south-facing waterfront home in the heart of Mandalay Bay. This beautifully updated 4-bedroom, 3-bathroom single-family residence offers 2,700 sq ft of upscale coastal living, complete with a 40' private dock easement right outside your door - perfect for boaters and water lovers alike. Step inside to find a stunning, move-in ready interior, recently renovated from top to bottom with high-end finishes, designer lighting, fresh paint inside and out (including deck and dock), and brand-new ZLINE stainless steel appliances in a gourmet chef's kitchen. Ideal for entertaining, the open-concept layout features spacious living areas filled with natural light and harbor views throughout. On the main floor, you'll find a rare first-floor bedroom and full bath - ideal for guests, in-laws, or a home office. Upstairs, the primary suite is a true retreat, boasting serene water views, a large glass-paneled balcony, and a luxurious ensuite bathroom. Two additional generously sized bedrooms and a full bath complete the upper level. Enjoy modern comfort with central A/C - a rare and valuable upgrade in the area. Whether you're relaxing on your private deck, watching boats glide by, or hosting sunset cocktails, this home epitomizes the laid-back luxury of coastal California living. Located in the Channel Islands Harbor, you're just minutes from the #1 rated beach in California, local dining, water activities, yacht clubs, and shops - all while being an hour from Los Angeles and 30 minutes from Santa Barbara. What truly sets this home apart? There is NO MELLO-ROOS and an ultra-low OPTIONAL HOA. The Channel Islands Waterfront Homeowners Association (CIWHA - channelislandsca.com) is $50 annually, there is a $75 transfer fee and approximately $600 annual waterways assessment. Buyers to independently verify the accuracy of all information. Don't miss your chance to live the harbor lifestyle you've always dreamed of. Schedule your private showing today. Buyers to independently verify the accuracy of all information
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1978
- Lot Size
- 4,000 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $50.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 60% |
| Baths | 3.0 | 2.0 | 56% |
| Square foot | 2,700 | 1,804 | 83% |
| Lot Size | 4,000 | 4,030 | 50% |
| Price | $2.50M | $1.13M | 85% |
| Price per sq ft | $926 | $620 | 71% |
| Built year | 1978 | 1977 | 50% |
| HOA | $50.0 | $0 | 83% |
| Days on market | 16 | 155 | 3% |
Pricing History
Listed for Sale
Feb 21, 2026
$2,499,000
$2,599,000
-4% Price Drop
Initial Listing
Price Change
Feb 19, 2026
$2,599,000
Initial Listing
Sold
Aug 5, 2021
$1,600,000
Public Record
Sold
May 15, 2015
$1,065,000
Public Record
Sold
Jan 28, 2005
$900,000
Public Record