
Oxnard, California 93035
This Luxury Waterfront Residence in Mandalay Bay defines high-end coastal living, listed at $2,499,000 and reflecting the premium utility of its south-facing harbor location against a $2,260,284 Fair Market Value. Boasting a Renovated Condition Rating, the home features a gourmet chef's kitchen with ZLINE appliances and a rare 40-foot private dock easement with stunning marina views. With no Mello-Roos and central A/C, this move-in-ready sanctuary offers significant lifestyle advantages and financial efficiency. It is the ultimate acquisition for Luxury Home Seekers and Avid Boaters.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3960 W Hemlock Street Subject | $2,399,000* List Price | 4 | 3 | 2,700 | $802 | - |
A 5000 Island View Street Sold | $1,750,000 | 3 | 3 | 2,162 | $809 | 0.9 mi |
B 4320 Meridian Avenue Sold | $1,703,000 | 3 | 3 | 1,800 | $946 | 0.4 mi |
C 1520 Viewpoint Drive Active | $2,695,000 List Price | 4 | 3 | 3,131 | $861 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Although built in 1978, the property has undergone a comprehensive 'top to bottom' renovation within the last few years. It features a gourmet chef's kitchen with brand-new ZLINE stainless steel appliances, designer lighting, and high-end finishes throughout. The addition of central A/C, fresh interior and exterior paint, and updated bathrooms with modern fixtures align with the criteria for a fully renovated property in excellent condition.
The property features a highly desirable south-facing orientation and a 40-foot private dock easement, providing direct harbor access and optimal natural light for boating enthusiasts.
Extensively updated from top to bottom, the home boasts designer finishes, a gourmet kitchen with ZLINE appliances, and rare central A/C, which is a significant value-add for the area.
The absence of Mello-Roos and an ultra-low optional HOA fee of only $50 per year offer a distinct financial advantage over many other luxury coastal developments.
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =4000, other record lot size in square feet = 3920.
The 4,000 sq ft lot is relatively compact for a 2,700 sq ft residence, leaving minimal traditional yard space outside of the deck and dock areas.
A recent $100,000 price reduction shortly after the initial listing suggests the property may be facing challenges in meeting current market price expectations.
Luxury Waterfront Living in Mandalay Bay - South-Facing with Private Dock & Designer Finishes Welcome to 3960 W Hemlock St - a rare opportunity to own a highly sought-after, south-facing waterfront home in the heart of Mandalay Bay. This beautifully updated 4-bedroom, 3-bathroom single-family residence offers 2,700 sq ft of upscale coastal living, complete with a 40' private dock easement right outside your door - perfect for boaters and water lovers alike. Step inside to find a stunning, move-in ready interior, recently renovated from top to bottom with high-end finishes, designer lighting, fresh paint inside and out (including deck and dock), and brand-new ZLINE stainless steel appliances in a gourmet chef's kitchen. Ideal for entertaining, the open-concept layout features spacious living areas filled with natural light and harbor views throughout. On the main floor, you'll find a rare first-floor bedroom and full bath - ideal for guests, in-laws, or a home office. Upstairs, the primary suite is a true retreat, boasting serene water views, a large glass-paneled balcony, and a luxurious ensuite bathroom. Two additional generously sized bedrooms and a full bath complete the upper level. Enjoy modern comfort with central A/C - a rare and valuable upgrade in the area. Whether you're relaxing on your private deck, watching boats glide by, or hosting sunset cocktails, this home epitomizes the laid-back luxury of coastal California living. Located in the Channel Islands Harbor, you're just minutes from the #1 rated beach in California, local dining, water activities, yacht clubs, and shops - all while being an hour from Los Angeles and 30 minutes from Santa Barbara. What truly sets this home apart? There is NO MELLO-ROOS and an ultra-low OPTIONAL HOA. The Channel Islands Waterfront Homeowners Association (CIWHA - channelislandsca.com) is $50 annually, there is a $75 transfer fee and approximately $600 annual waterways assessment. Buyers to independently verify the accuracy of all information. Don't miss your chance to live the harbor lifestyle you've always dreamed of. Schedule your private showing today. Buyers to independently verify the accuracy of all information
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 58% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 2,700 | 1,872 | 81% |
| Lot Size | 4,000 | 4,052.5 | 49% |
| Price | $2.40M | $1.29M | 82% |
| Price per sq ft | $889 | $658 | 67% |
| Built year | 1978 | 1977 | 51% |
| HOA | $50.0 | $0 | 76% |
| Days on market | 62 | 165 | 11% |
Mar 25, 2026
$2,399,000
$2,499,000
-4% Price Drop
Initial Listing
Feb 21, 2026
$2,499,000
$2,599,000
-4% Price Drop
Initial Listing
Feb 19, 2026
$2,599,000
Initial Listing
Aug 5, 2021
$1,600,000
Public Record
May 15, 2015
$1,065,000
Public Record
Jan 28, 2005
$900,000
Public Record