4 El Vaquero, Rancho Santa Margarita, California 92688, Rancho Santa Margarita, 92688 - 3 bed, 3 bath
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4 El Vaquero
Rancho Santa Margarita, California 92688
ACTIVE
CONDITION: GOOD
3Beds
3Baths
1,602Sq Ft
4,000Lot Size
Property Price
LIST PRICE$1,199,900
EST. MARKET VALUE
$1,169,031
SUMMARY
This Single Family Residence is a Strong Value Opportunity, listed at $1,199,900—positioned slightly above the $1,168,643 Fair Market Value. While not a discount play, the property offers exceptional long-term stability with no Mello Roos and a low 1% tax rate. Featuring a Condition Rating of 3, the home includes a Granite Kitchen and a private deck with Mountain and City Light Views. Its corner lot location provides rare privacy in California’s safest city. This is an ideal acquisition for Owner-Occupants or first-time buyers seeking a turnkey lifestyle.
Estimated Market Value
$1,169,031
Based on Realkey algorithm analyzing recent comparable sales in Rancho Santa Margarita.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4 El Vaquero Subject | $1,199,900* List Price | 3 | 3 | 1,602 | $730 | - |
A 4 Via Joaquin Sold | $1,065,000 | 3 | 3 | 1,522 | $700 | 0.2 mi |
B 14 Calle Alimar Sold | $1,130,000 | 3 | 3 | 1,602 | $705 | 0.2 mi |
C 20 Crucillo Sold | $1,060,000 | 3 | 3 | 1,522 | $696 | 0.4 mi |
D 6 Calle Rienda Sold | $1,200,000 | 4 | 3 | 1,660 | $723 | 0.1 mi |
E 4 Via Violeta Sold | $1,105,000 | 3 | 3 | 1,551 | $712 | 0.5 mi |
F 26 Via Zapador Sold | $1,010,000 | 3 | 3 | 1,428 | $707 | 0.1 mi |
G 14 Paseo Vecino Sold | $1,165,000 | 3 | 3 | 1,735 | $671 | 0.9 mi |
H 2 Via Maya Sold | $1,142,000 | 3 | 3 | 1,551 | $736 | 0.5 mi |
I 7 Temecula Court Active | $1,088,000 List Price | 3 | 3 | 1,551 | $701 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Although built in 1986, the property is immaculately maintained and move-in ready. The kitchen features a partial renovation (5-15 years) with granite counters, mosaic backsplash, and newer appliances. Systems appear updated, including a relatively modern HVAC condenser and water heater. While some fixtures and cabinetry remain dated, the overall functional condition exceeds the 'Fair' threshold.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional Financial Value
The property offers a rare combination of no Mello Roos, a low 1% tax rate, and minimal HOA dues of $91, providing significant long-term savings and increased purchasing power for buyers.
- Premium Corner Lot Location
Situated on a desirable corner lot with no neighbor on one side, the home features enhanced privacy, a large wrap-around yard with a custom outdoor fireplace, and ample guest parking.
- Elite Community Safety & Amenities
Located in California’s safest city, residents gain access to the extensive Rancho Santa Margarita master-planned amenities, including the Beach Club, lake, pools, and water park.
CONSRISKS & DEFICIENCIES
- 1980s Era Footprint
Built in 1986, the 1,602 square foot layout may feel somewhat compact or traditional compared to modern open-concept designs favored by contemporary buyers.
- High Price Per Square Foot
At a list price of nearly $1.2M, the property commands a premium price per square foot, which may be a deterrent for families seeking maximum interior living space for their budget.
About 4 El Vaquero
This home qualifies for a FREE DOWN PAYMENT GRANT of up to 3.5% of the purchase price through True Prime Mortgage! Welcome home to Rancho Santa Margarita - ranked the #1 safest city in Orange County for over ten years! This beautiful single family residence features three spacious bedrooms, 2 and a half bathrooms, and just over 1,600 square feet of living space. Located on a desirable corner lot with no neighbors on one side and plenty of extra parking, this home has been immaculately well maintained and has amazing curb appeal. An inviting living room entry with cozy fireplace welcomes you into the home. There is a formal dining room which leads to a generous-sized kitchen, complete with a new gas range, granite counters and tile backsplash. On the other side of the kitchen you'll encounter a large family room with direct access to your attached two-car garage. Both the living and family rooms provide sliding door access to your private backyard, featuring a custom outdoor fireplace, patio cover, and plenty of space for outdoor living with both grass and hardscape. The corner lot location of this home allows for a generously-sized wrap-around yard. The principal suite is located upstairs, along with two additional bedrooms and a full bathroom. The principal bedroom boasts tall vaulted ceilings and a private outdoor deck where you can enjoy beautiful views of the mountains and city lights. Walking distance to three different schools, including elementary, middle, and high school. Very low HOA dues of only $91 per month and NO MELLO ROOS! Very low tax rate of just over 1%. Enjoy access to all the amenities that Rancho Santa Margarita master community has to offer, including the beach club, RSM lake, pools, tennis courts, a water park, walking trails, and much more! In addition to being the #1 safest city in Orange County, Rancho Santa Margarita is now the #1 safest city and has the lowest level of crime in all of California. Don't miss out on this opportunity!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1986
- Lot Size
- 4,000 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $91.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 4.0 |
| Baths | 3.0 | 3.0 |
| Square foot | 1,602 | 2,052.721 |
| Lot Size | 4,000 | 5,381.721 |
| Price | $1.20M | $1.36M |
| Price per sq ft | $749 | $654 |
| Built year | 1986 | 1994 |
| HOA | $91.0 | $146 |
| Days on market | 43 | 53 |
Pricing History
Listed for Sale
Jul 28, 2026
$1,199,900
Initial Listing
Sold
Aug 12, 1999
$245,000
Public Record
Sold
Sep 22, 1993
$184,000
Public Record