4 El Vaquero, Rancho Santa Margarita, California 92688, Rancho Santa Margarita, 92688 - 3 bed, 3 bath
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4 El Vaquero
Rancho Santa Margarita, California 92688
ACTIVE
CONDITION: GOOD
3Beds
3Baths
1,602Sq Ft
4,000Lot Size
Property Price
LIST PRICE$1,149,900
EST. MARKET VALUE
$1,133,450
SUMMARY
This Single Family Residence is a Strong Value Opportunity, listed at $1,149,900—positioned slightly above the $1,133,451 Fair Market Value. While the price reflects current market stability, the property offers exceptional long-term financial benefits, including a low 1% tax rate and no Mello Roos. Featuring an immaculately maintained Condition Rating of 3, the home includes a Granite Kitchen, a private deck with mountain views, and a custom outdoor fireplace. Located in California’s #1 safest city, this is an ideal acquisition for Owner-Occupants or first-time buyers seeking a secure, lifestyle-focused community.
Estimated Market Value
$1,133,450
Based on Realkey algorithm analyzing recent comparable sales in Rancho Santa Margarita.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4 El Vaquero Subject 3 bd · 3 ba · 1,602 sqft · $708 | $1,149,900* List Price | 3 | 3 | 1,602 | $708 | - |
A 7 Temecula Court Sold 3 bd · 3 ba · 1,551 sqft · $677 · 0.2 mi | $1,050,000 | 3 | 3 | 1,551 | $677 | 0.2 mi |
B 4 Via Joaquin Sold 3 bd · 3 ba · 1,522 sqft · $700 · 0.2 mi | $1,065,000 | 3 | 3 | 1,522 | $700 | 0.2 mi |
C 20 Crucillo Sold 3 bd · 3 ba · 1,522 sqft · $696 · 0.4 mi | $1,060,000 | 3 | 3 | 1,522 | $696 | 0.4 mi |
D 18 Las Piedras Sold 3 bd · 3 ba · 1,428 sqft · $718 · 0.3 mi | $1,025,000 | 3 | 3 | 1,428 | $718 | 0.3 mi |
E 6 Calle Rienda Sold 4 bd · 3 ba · 1,660 sqft · $723 · 0.1 mi | $1,200,000 | 4 | 3 | 1,660 | $723 | 0.1 mi |
F 19 Pawlonia Sold 3 bd · 3 ba · 1,839 sqft · $595 · 0.5 mi | $1,095,000 | 3 | 3 | 1,839 | $595 | 0.5 mi |
G 6 Via Menta Sold 3 bd · 3 ba · 1,460 sqft · $733 · 0.4 mi | $1,070,000 | 3 | 3 | 1,460 | $733 | 0.4 mi |
H 4 Via Violeta Sold 3 bd · 3 ba · 1,551 sqft · $712 · 0.5 mi | $1,105,000 | 3 | 3 | 1,551 | $712 | 0.5 mi |
I 10 Pasada Valiente Active 3 bd · 3 ba · 1,522 sqft · $690 · 0.2 mi | $1,049,900 List Price | 3 | 3 | 1,522 | $690 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 1986 but immaculately maintained and move-in ready. The kitchen has been updated with granite countertops, a tile backsplash, and a new gas range, fitting the 5-15 year renovation window. While some bathroom fixtures and flooring styles are older, the overall condition is functional and well-preserved.
PROSSTRENGTHS & OPPORTUNITIES
- Superior Financial Profile
The property offers exceptional value with a low 1% tax rate, no Mello Roos, and minimal HOA dues of $91, significantly reducing the total monthly carrying cost compared to similar Orange County homes.
- Prime Location and Safety
Situated in California’s safest-ranked city, this desirable corner lot provides enhanced privacy and is within walking distance to elementary, middle, and high schools, making it ideal for families.
- Outdoor Living and Views
The home features a generous wrap-around yard with a custom outdoor fireplace and a primary suite deck that captures stunning mountain and city light views, maximizing the Southern California lifestyle.
CONSRISKS & DEFICIENCIES
- Modest Square Footage
With approximately 1,600 square feet of living space, the home may feel compact for buyers seeking the larger interior volumes often found in this price bracket.
- 1980s Era Layout
Built in 1986, the floor plan and architectural style may require further modernization to compete with the open-concept designs preferred by contemporary luxury buyers.
About 4 El Vaquero
This home qualifies for a FREE DOWN PAYMENT GRANT of up to 3.5% of the purchase price through True Prime Mortgage! Welcome home to Rancho Santa Margarita - ranked the #1 safest city in Orange County for over ten years! This beautiful single family residence features three spacious bedrooms, 2 and a half bathrooms, and just over 1,600 square feet of living space. Located on a desirable corner lot with no neighbors on one side and plenty of extra parking, this home has been immaculately well maintained and has amazing curb appeal. An inviting living room entry with cozy fireplace welcomes you into the home. There is a formal dining room which leads to a generous-sized kitchen, complete with a new gas range, granite counters and tile backsplash. On the other side of the kitchen you'll encounter a large family room with direct access to your attached two-car garage. Both the living and family rooms provide sliding door access to your private backyard, featuring a custom outdoor fireplace, patio cover, and plenty of space for outdoor living with both grass and hardscape. The corner lot location of this home allows for a generously-sized wrap-around yard. The principal suite is located upstairs, along with two additional bedrooms and a full bathroom. The principal bedroom boasts tall vaulted ceilings and a private outdoor deck where you can enjoy beautiful views of the mountains and city lights. Walking distance to three different schools, including elementary, middle, and high school. Very low HOA dues of only $91 per month and NO MELLO ROOS! Very low tax rate of just over 1%. Enjoy access to all the amenities that Rancho Santa Margarita master community has to offer, including the beach club, RSM lake, pools, tennis courts, a water park, walking trails, and much more! In addition to being the #1 safest city in Orange County, Rancho Santa Margarita is now the #1 safest city and has the lowest level of crime in all of California. Don't miss out on this opportunity!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1986
- Lot Size
- 4,000 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $91.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 4.0 |
| Baths | 3.0 | 3.0 |
| Square foot | 1,602 | 2,146.37 |
| Lot Size | 4,000 | 5,282.037 |
| Price | $1.15M | $1.39M |
| Price per sq ft | $718 | $643 |
| Built year | 1986 | 1993 |
| HOA | $91.0 | $133 |
| Days on market | 9 | 53 |
Pricing History
Listed for Sale
Oct 16, 2026
$1,149,900
Initial Listing
Sold
Aug 12, 1999
$245,000
Public Record
Sold
Sep 22, 1993
$184,000
Public Record