4 Velarde Court, Rancho Santa Margarita, California 92688, Rancho Santa Margarita, 92688 - 3 bed, 3 bath
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4 Velarde Court
Rancho Santa Margarita, California 92688
ACTIVE
CONDITION: EXCELLENT
3Beds
3Baths
1,857Sq Ft
4,386Lot Size
Property Price
LIST PRICE$1,175,000
EST. MARKET VALUE
$1,200,000
SUMMARY
This Stunning Move-In Ready Home is a Strong Value Opportunity, listed at $1,200,000—positioned well below the $1,269,346 Fair Market Value by 5%. This valuation gap offers $69,346 in Instant Equity for the buyer. Featuring a 2019 remodeled kitchen, 2023 updated bathrooms, and an Excellent Condition Rating, this property requires no immediate work. With Saddleback Mountain views, a covered Alumawood patio, and access to the Santa Margarita Beach Club, it is an ideal sanctuary for discerning professionals or growing families.
Estimated Market Value
$1,200,000
Based on Realkey algorithm analyzing recent comparable sales in Rancho Santa Margarita.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4 Velarde Court Subject 3 bd · 3 ba · 1,857 sqft · $646 | $1,175,000* List Price | 3 | 3 | 1,857 | $646 | - |
A 2 Daybreak Sold 3 bd · 3 ba · 1,610 sqft · $668 · 0.2 mi | $1,075,000 | 3 | 3 | 1,610 | $668 | 0.2 mi |
B 4 Daybreak Ln Sold 3 bd · 3 ba · 1,422 sqft · $742 · 0.2 mi | $1,055,000 | 3 | 3 | 1,422 | $742 | 0.2 mi |
C 24 Calle Fortuna Sold 3 bd · 3 ba · 1,574 sqft · $645 · 0.2 mi | $1,015,000 | 3 | 3 | 1,574 | $645 | 0.2 mi |
D 5 Galisteo Sold 4 bd · 3 ba · 1,597 sqft · $654 · 0.1 mi | $1,045,000 | 4 | 3 | 1,597 | $654 | 0.1 mi |
E 37 Sendero Sold 4 bd · 3 ba · 2,261 sqft · $602 · 0.8 mi | $1,360,000 | 4 | 3 | 2,261 | $602 | 0.8 mi |
F 54 Sillero Sold 3 bd · 3 ba · 2,045 sqft · $648 · 1.0 mi | $1,325,000 | 3 | 3 | 2,045 | $648 | 1.0 mi |
G 9 Galisteo Sold 3 bd · 3 ba · 1,597 sqft · $651 · 0.1 mi | $1,040,000 | 3 | 3 | 1,597 | $651 | 0.1 mi |
H 29 Calle Verano Sold 3 bd · 3 ba · 1,574 sqft · $670 · 0.2 mi | $1,055,000 | 3 | 3 | 1,574 | $670 | 0.2 mi |
I 21 Calle Verano Active 3 bd · 3 ba · 1,574 sqft · $660 · 0.2 mi | $1,039,000 List Price | 3 | 3 | 1,574 | $660 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
The property is in mint condition with major recent renovations that meet the criteria for excellent status: all three bathrooms were remodeled in 2023 (<5 years) and the kitchen was remodeled in 2019 (5 years). The interior features modern finishes, updated LED lighting, and meticulous maintenance throughout.
PROSSTRENGTHS & OPPORTUNITIES
- Recent Modern Upgrades
The home features a 2019 remodeled kitchen and 2023 updated bathrooms, offering a turn-key experience with contemporary finishes, custom cabinetry, and high-end Elfa shelving systems.
- Premium Lot and Views
Situated on one of the largest lots in the development, the property boasts stunning Saddleback Mountain views and a spacious backyard with a covered Alumawood patio for indoor-outdoor living.
- Premier Community Amenities
Residents benefit from exceptional lifestyle perks, including access to the Santa Margarita Beach Club, community pools, and proximity to extensive hiking and biking trails.
CONSRISKS & DEFICIENCIES
- Limited Bedroom Count
With only three bedrooms, the property may face stiff competition from larger four-bedroom homes available within the same price bracket in Rancho Santa Margarita.
- Compact Lot Size
Despite being one of the larger lots in the subdivision, the 4,386 square foot footprint remains relatively modest, which may limit privacy or space for significant outdoor expansions.
About 4 Velarde Court
**. SELLERS ARE OFFERING a 1/1 BUY DOWN with a Full Price offer. Thats a SAVINGS of $600 a MONTH on BUYERS MONTHLY HOUSE PAYMENT! Sellers are in escrow & highly motivated to secure a successful sale. Don’t miss this opportunity—bring your offer!** **Welcome to Cabrillo Vista, one of Rancho Santa Margarita’s most desirable neighborhoods!** This beautifully cared-for home showcases true pride of ownership, stunning Saddleback Mountain views and a thoughtfully designed interior. The spacious kitchen and dining areas flow into a spectacular family room with soaring vaulted ceilings and over 430 square feet of living space. French doors open to a covered Alumawood patio, creating the perfect indoor-outdoor setting for relaxing and entertaining. Numerous upgrades include a **remodeled kitchen with custom cabinetry (2019), all three remodeled bathrooms (2023), and a brand-new 4-ton Rheem A/C system installed in June 2026** with a 10-year compressor and parts warranty and 5-year labor warranty. Additional features include LED lighting, ceiling fans throughout, Elfa® closet and laundry shelving, custom upstairs cabinetry, a resurfaced bonus room ceiling, epoxy-coated garage floor and a **2026 LiftMaster Wi-Fi garage door opener** operated by phone or keypad. Enjoy walking distance to a community pool, plus access to **SAMLARC amenities including pools, parks, hiking and biking trails, year-round community events and the beautiful Santa Margarita Beach Club.** With its exceptional location, mountain views, extensive upgrades and outstanding community amenities, this home offers the best of the Rancho Santa Margarita lifestyle.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1997
- Lot Size
- 4,386 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $91.0 / Month
Neighborhood Insights
Rancho Santa Margarita Unified Schools
Tijeras Creek Elementary School
Grades K-5 • 0.6 mi
8/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 4.0 |
| Baths | 3.0 | 3.0 |
| Square foot | 1,857 | 2,146.37 |
| Lot Size | 4,386 | 5,282.037 |
| Price | $1.18M | $1.39M |
| Price per sq ft | $633 | $643 |
| Built year | 1997 | 1993 |
| HOA | $91.0 | $133 |
| Days on market | 24 | 53 |
Pricing History
Listed for Sale
Oct 21, 2026
$1,175,000
$1,200,000
-2% Price Drop
Initial Listing
Price Change
Oct 1, 2026
$1,200,000
Initial Listing
Sold
Aug 31, 2023
$1,000,000
Public Record
Sold
Sep 23, 2013
$565,000
Public Record
Sold
Nov 2, 2000
$279,000
Public Record