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40 Cathy Lane, Scotts Valley, California 95066, Scotts Valley, 95066 - 3 bed, 2 bath

40 Cathy Lane, Scotts Valley, California 95066 home-pic-0
ACTIVE$1,039,000
40 Cathy Lane, Scotts Valley, California 95066
3Beds
2Baths
1,657Sqft
6,490Lot
Year Built
1977
Close
-
List price
$1.04M
Original List price
$1.25M
Price/Sqft
$627
HOA
-
Days on market
-
Sold On
-
MLS number
ML82012151
Home ConditionFair
Features
Good View: Neighborhood
Patio
ViewNeighborhood

About this home

We found 3 Cons,5 Pros. Rank: price - $1.04M(9th), sqft - 1657(22th), beds - 3(44th), baths - 2(34th).

Welcome to this delightful home nestled in the highly sought-after community of Scotts Valley. Offering 1,660 square feet of well-designed living space, this residence features three generously sized bedrooms all on one level for added convenience. Ideal for entertaining, the separate living room provides a spacious area to relax and host guests. At the heart of the home lies a thoughtfully designed kitchen, complete with granite countertops, gas hookups, and modern appliances including a dishwasher, microwave, and refrigerator. High ceilings and a mix of carpet, hardwood, and tile flooring enhance the home's character and comfort. A cozy fireplace brings warmth and charm to the living area, making it a perfect spot to unwind. Step outside to enjoy a private outdoor space an inviting retreat surrounded by nature. Located on a quiet cul-de-sac and framed by majestic redwoods, this home is part of the highly rated Scotts Valley Unified School District. With easy access to Highway 17 for commuters and just 10 minutes from the scenic beaches of Santa Cruz, this property offers a rare combination of tranquility, convenience, and everyday livability.

Price History

Date
Event
Price
12/06/25
Price Change
$1,039,000-1.9%
11/20/25
Price Change
$1,059,000-1.9%
11/05/25
Price Change
$1,079,000-1.8%
09/25/25
Price Change
$1,099,000-3.5%
09/05/25
Price Change
$1,139,000-2.6%
08/10/25
Price Change
$1,169,000-1.7%
08/07/25
Price Change
$1,189,000
06/26/25
Listing
$1,249,000
Condition Rating
Fair
Built in 1977, this property is well-maintained with a significantly updated kitchen featuring modern white shaker cabinets, granite countertops, and stainless steel appliances. The fireplace also appears updated. However, the overall age of the home suggests that core systems (HVAC, plumbing, electrical, roof) may be original or aging, as noted in the property analysis. Some light fixtures and the style of tile flooring in the living area appear dated. While move-in ready, the property requires minor updates beyond the kitchen to fully modernize and address potential aging infrastructure, aligning with the 'Fair' condition criteria.
Pros & Cons

Pros

Prime Location & Amenities: Situated in a highly desirable Scotts Valley cul-de-sac, offering excellent schools, convenient Highway 17 access for commuters, and proximity to Santa Cruz beaches.
Functional Single-Story Layout: Features 1,660 sqft with three generously sized bedrooms all on one level, providing convenience and a well-designed living space ideal for various demographics.
Modernized Kitchen: Equipped with granite countertops, gas hookups, and modern appliances (dishwasher, microwave, refrigerator), enhancing functionality and aesthetic appeal.
Charming Interior Details: Boasts high ceilings, a mix of quality flooring (hardwood, tile), and a cozy fireplace, contributing significantly to the home's character and comfort.
Private Natural Setting: Offers an inviting private outdoor space, beautifully framed by majestic redwoods, providing a tranquil and secluded retreat.

Cons

Significant Price Reductions: The property has undergone multiple price reductions from its original list price, which may suggest initial overpricing or market resistance, potentially raising buyer questions.
Age of Core Systems: Built in 1977, the property may have original or aging core systems (e.g., HVAC, plumbing, electrical, roof) that could require future maintenance or replacement, despite kitchen updates.
Generic High School District Info: While the general school district is highly rated, the specific high school district is listed as 'Other,' which might require further clarification for prospective buyers.

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