40 Garcia Avenue, San Francisco, CA 94127, San Francisco, 94127 - 6 bed, 5 bath

40 Garcia Avenue
San Francisco, CA 94127
Property Price
SUMMARY
Analysis of 40 Garcia Avenue, San Francisco, CA 94127 reveals a Fairly Priced Property with a current list price of $3,875,000 aligned with the estimated $3,948,591 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 40 Garcia Avenue Subject | $3,875,000* List Price | 6 | 5 | 4,415 | $894 | - |
A 320 Wawona Street Sold | $3,850,000 | 6 | 4 | 3,843 | $1,002 | 0.7 mi |
B 154 Maywood Drive Sold | $3,706,000 | 5 | 3 | 3,811 | $972 | 0.8 mi |
C 130 San Pablo Avenue Sold | $3,750,000 | 4 | 3 | 3,460 | $1,084 | 0.5 mi |
D 2645 14th Avenue Sold | $3,535,000 | 5 | 3 | 4,155 | $851 | 0.7 mi |
E 214 Santa Clara Avenue Active | $3,995,000 List Price | 5 | 4 | 3,530 | $1,132 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This 1926 home has undergone an extensive, high-end renovation that meets modern luxury standards. The property features a chef's kitchen with premium Viking and Miele appliances, slab stone countertops, and a spa-style primary suite with a soaking tub and oversized walk-in shower. With upgraded electrical and plumbing systems, dual-paned windows, recessed lighting, and hardwood floors throughout, the home shows no signs of deferred maintenance and reflects recent, comprehensive improvements.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- Expansive and Flexible Layout
With 6 bedrooms and over 4,400 sqft of living space, this home offers rare scale for San Francisco, featuring a versatile floor plan that easily accommodates multi-generational living or a professional home office.
- High-End Modern Upgrades
The property seamlessly blends 1920s charm with modern luxury, featuring a chef's kitchen with Viking and Miele appliances, a spa-style primary suite, and fully upgraded electrical and plumbing systems.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 4415, other record living area = 3340. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 6, other record bedroom count = 4.
- Premium Market Pricing
The $3.875M list price positions this property at the high end of the local market, which may limit the pool of qualified buyers and extend the time on market.
- Limited Outdoor Footprint
While the interior is exceptionally large, the 5,610 sqft lot size results in a relatively modest yard-to-house ratio for a family home of this magnitude.
About 40 Garcia Avenue
Grand Traditional Home: This beautifully remodeled family-friendly home offers abundant space, plentiful natural light, and a layout designed for comfortable living. A gracious formal entry hall leads to spacious formal living and dining rooms filled with sunlight from picture and bay windows. At the heart of the home, the open chef's kitchen includes a large center island, slab stone countertops, a walk-in pantry, and premium Viking and Miele appliances. Six bedrooms, four on the upper level and two on the main floor, are complemented by four full baths and an well-designed half bath. Adding flexibility, one of the main-level bedrooms is currently configured as a private office with French doors, and the other serves as a guest bedroom. Upstairs, the primary suite offers privacy and comfort with a large walk-in closet, a spa-style bath with dual sinks, a deep soaking tub, and an oversized walk-in shower. The upper level's other bedrooms are also generously sized with walk-in closets and windows that contribute to the home's undeniable warmth. Hardwood floors, recessed lighting, dual-paned windows, and upgraded electrical and plumbing systems show the recent and meaningful improvements made throughout. The lower-level family/rec room adds versatility with a separate entrance, an attached full bath, a wine bar and beverage refrigerator. There is also a dedicated laundry room conveniently opposite the lower-level stairs. Outdoors, you'll enjoy a fenced yard with a broad deck and stone patios that create a wonderful setting for dining, gardening and entertaining, while the attached garage contains a workspace and even more storage. This exceptional home offers refined living in an optimal location, just minutes from popular West Portal Village dining and shops, excellent local schools, Stonestown Mall, Whole Foods, 280/101 freeways, and BART/Muni.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1926
- Lot Size
- 5,610.53 Sq. Ft.
Interior
- Total Bedrooms
- 6
- Total Bathrooms
- 5 (5 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Francisco Unified Schools
West Portal Elementary School
Grades K-5 • 0.3 mi
Clarendon Alternative Elementary School
Grades K-5 • 0.6 mi
Miraloma Elementary School
Grades K-5 • 0.6 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 6.0 | 4.0 | 97% |
| Baths | 5.0 | 3.0 | 91% |
| Square foot | 4,415 | 2,284.5 | 97% |
| Lot Size | 5,610.53 | 3,804.785 | 87% |
| Price | $3.88M | $2.33M | 94% |
| Price per sq ft | $878 | $1.1K | 18% |
| Built year | 1926 | 1930 | 34% |
| HOA | $0 | $0 | 50% |
| Days on market | 34 | 175 | 1% |
Pricing History
Listed for Sale
Feb 1, 2026
$3,875,000
Initial Listing












































































