40 W Luna Loca Lane, Tracy, CA 95391, Tracy, 95391 - 2 bed, 2 bath

40 W Luna Loca Lane
Tracy, CA 95391
Property Price
SUMMARY
Analysis of 40 W Luna Loca Lane, Tracy, CA 95391 is currently available with a list price of $480,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Tracy Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
Built in 2006, this property falls within the 10-20 year age range for a 'good' condition rating. The home is move-in ready with upgraded flooring and stainless steel appliances in the kitchen. The interior appears well-maintained with a modern open-concept layout, and the primary bathroom features desirable contemporary elements like a separate soaking tub and shower. No immediate renovations are required.
PROSSTRENGTHS & OPPORTUNITIES
- Prime Walkable Location
Situated in the heart of Bethany Village, this home is within walking distance to top-rated K-8 and high schools, Central Park, trails, and the future Downtown, offering exceptional lifestyle convenience.
- Modern Open-Concept Design
This corner-unit features upgraded flooring, stainless steel appliances, and a spacious primary suite with two private balconies, providing a bright and contemporary living environment with excellent natural light.
- Comprehensive HOA Benefits
The HOA provides significant value by covering essential utilities including water, trash, and sewer, as well as exterior maintenance, paired with the rare inclusion of a private two-car garage.
CONSRISKS & DEFICIENCIES
- High Monthly HOA Fees
At $536 per month, the association fees are relatively high, which may impact the debt-to-income ratio and overall monthly affordability for some buyers.
- Limited Bedroom Count
With only two bedrooms, the property may not meet the needs of larger families or professionals requiring a dedicated home office without sacrificing a guest room.
About 40 W Luna Loca Lane
Welcome to the highly desirable neighborhood of Bethany Village in Mountain House! This corner-unit 2-bedroom 2-bathroom condo offers an ideal location just a short walk to Bethany K-8, Mountain House High, Central Park, Bethany Creek Trails, groceries store, a farmers' market, a brand-new library, scenic greenbelt paths, and the future Downtown. Inside, you'll find upgraded flooring, a spacious family room with access to a private balcony, and a dining area that flows into the kitchen featuring ample cabinetry and stainless steel appliances. Definitely, open-concept living. The oversized primary suite includes a walk-in closet, sliding glass doors to a second private balcony, and a bathroom with a separate soaking tub and shower. The HOA provides excellent value, covering trash, water, and sewer, as well as exterior/common area upkeep. A two-car garage completes this move-in ready home, making it a perfect blend of convenience, comfort, and style. This is a VA and FHA approved condo.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 2006
- Lot Size
- 100 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $536 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,262 | 1,275 | 40% |
| Lot Size | 100 | 100 | 50% |
| Price | $480.0K | $480.0K | 50% |
| Price per sq ft | $380 | $361 | 80% |
| Built year | 2006 | 2006 | 50% |
| HOA | $536 | $536 | 50% |
| Days on market | 10 | 199 | 20% |
Pricing History
Listed for Sale
Feb 25, 2026
$480,000
Initial Listing




















