401 N Center Court, Santa Maria, CA 93455, Santa Maria, 93455 - 3 bed, 3 bath
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Santa Maria, CA 93455
This Spacious Townhome is a Strong Value Opportunity, listed at $560,000—positioned well below the $585,236 Fair Market Value by 4%. This valuation gap offers $25,236 in Instant Equity. Featuring a 3-bedroom, 2.5-bathroom layout with a versatile loft and granite kitchen, the property maintains a Condition Rating of 3. With a rare assumable 3% FHA loan, this home is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking long-term financial stability in a well-maintained community.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 401 N Center Court Subject | $560,000* List Price | 3 | 3 | 1,580 | $370 | - |
A 426 Parkview North Sold | $496,000 | 3 | 3 | 1,398 | $355 | 0.1 mi |
B 120 Foxenwood Drive Sold | $595,000 | 2 | 2 | 1,688 | $352 | 0.9 mi |
C 1192 Hilltop Sold | $410,000 | 2 | 2 | 1,012 | $405 | 0.7 mi |
D 646 Shady Lane Pending | $515,000 List Price | 3 | 3 | 1,398 | $368 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Although built in 1984 (40 years old), the property is described as well-maintained and move-in ready with updates including granite countertops, track lighting, and a water softener. These improvements and the 'well-maintained' status suggest a renovation/maintenance profile within the 5-15 year range, making it functional for immediate occupancy.
The property features a rare assumable FHA loan at a 3% interest rate, offering a significant competitive advantage and substantial monthly savings in the current high-rate environment.
Located in the desirable Northpoint Village, residents have access to premium amenities including a heated pool, spa, tennis courts, and playgrounds, enhancing the overall lifestyle value.
The 1,580 sqft floor plan includes a functional loft and an attached two-car garage, providing the flexibility needed for a home office, media room, or additional living space.
The $530 monthly association fee is a significant recurring cost that may impact the overall affordability and debt-to-income ratio for some prospective buyers.
Built in 1984, the 40-year-old structure may require more frequent maintenance or modern updates to its core systems compared to newer residential developments.
Rare assumable FHA loan opportunity at 3% interest. Rare chance for first-time buyers and investors alike. Whether you're looking to establish roots, or generate rental income, this property offers exceptional value and versatility. This charming two-story townhome in the desirable Northpoint Village community of Santa Maria is well-maintained, features 3 bedrooms, 2.5 bathrooms, and a versatile loft ideal for a home office, media room, or additional living space. Enjoy a spacious floor plan with a cozy fireplace, granite countertops, water softener, track lighting, and an attached two-car garage. The primary suite offers dual sinks and ample storage, while the additional bedrooms provide flexibility for a variety of needs. Located on a quiet cul-de-sac, residents enjoy access to community amenities including a heated pool, spa, tennis courts, playground, and picnic area. Conveniently located near shopping, dining, parks, and commuter routes, this home offers comfort, convenience, and low-maintenance living.
No exterior & parking available.
Grades K-6 • 1.0 mi
Grades 7-8 • 0.8 mi
Grades 9-12 • 0.4 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 0.0 |
| Baths | 3.0 | 0.0 |
| Square foot | 1,580 | - |
| Lot Size | 1,160 | - |
| Price | $560.0K | $496.5K |
| Price per sq ft | $354 | $389 |
| Built year | 1984 | 0 |
| HOA | $530 | $0 |
| Days on market | 37 | 95 |
Jun 15, 2026
$560,000
Initial Listing
Sep 11, 2018
$324,000
Public Record
May 15, 2015
$245,000
Public Record
Nov 4, 2011
$177,500
Public Record
Jun 22, 2006
$375,000
Public Record
Oct 27, 2000
$163,000
Public Record