403 S Horne Street, Oceanside, California 92054, Oceanside, 92054 - 3 bed, 2 bath
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403 S Horne Street
Oceanside, California 92054
ACTIVE
CONDITION: GOOD
3Beds
2Baths
1,519Sq Ft
5,227.2Lot Size
Property Price
LIST PRICE$1,750,000
EST. MARKET VALUE
$1,782,582
SUMMARY
This Turnkey Coastal Sanctuary is a Strong Value Opportunity, listed at $1,750,000—positioned well below the $1,782,582 Fair Market Value by 1.8%. This valuation gap offers $32,582 in Instant Equity for the buyer. Featuring a Condition Rating of 3, the home includes a modernized granite kitchen and three expansive decks with panoramic ocean views. While local elementary schools have lower ratings, the property’s prime location and historic charm make it an ideal acquisition for Owner-Occupants or lifestyle-focused buyers.
Estimated Market Value
$1,782,582
Based on Realkey algorithm analyzing recent comparable sales in Oceanside.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 403 S Horne Street Subject 3 bd · 2 ba · 1,519 sqft · $1,174 | $1,750,000* List Price | 3 | 2 | 1,519 | $1,174 | - |
A 321 S Freeman Street Sold 5 bd · 4 ba · 1,741 sqft · $862 · 0.2 mi | $1,500,000 | 5 | 4 | 1,741 | $862 | 0.2 mi |
B 909 Leonard Avenue Sold 3 bd · 3 ba · 1,496 sqft · $1,123 · 0.4 mi | $1,680,000 | 3 | 3 | 1,496 | $1,123 | 0.4 mi |
C 426 S Nevada Street Sold 3 bd · 2 ba · 1,116 sqft · $1,465 · 0.1 mi | $1,635,000 | 3 | 2 | 1,116 | $1,465 | 0.1 mi |
D 205 Godfrey Sold 3 bd · 2 ba · 1,298 sqft · $1,367 · 0.9 mi | $1,775,000 | 3 | 2 | 1,298 | $1,367 | 0.9 mi |
E 1008 S Ditmar Street Sold 2 bd · 2 ba · 1,350 sqft · $1,252 · 0.5 mi | $1,690,000 | 2 | 2 | 1,350 | $1,252 | 0.5 mi |
F 714 Ditmar Street N Sold 2 bd · 2 ba · 990 sqft · $1,364 · 0.8 mi | $1,350,000 | 2 | 2 | 990 | $1,364 | 0.8 mi |
G 1474 Stewart Street Street Sold 3 bd · 2 ba · 1,431 sqft · $996 · 1.0 mi | $1,425,000 | 3 | 2 | 1,431 | $996 | 1.0 mi |
H 316 S Ditmar Pending 4 bd · 3 ba · 1,609 sqft · $1,149 · 0.1 mi | $1,849,000 List Price | 4 | 3 | 1,609 | $1,149 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Although originally built in 1929, the property has undergone significant renovations and is highly well-maintained. The kitchen features updated granite countertops, a modern undermount stainless steel sink, and a contemporary tile backsplash, indicating a renovation within the past 5-15 years. The home is fully functional and move-in ready.
PROSSTRENGTHS & OPPORTUNITIES
- Panoramic Ocean Views
Perched at the highest point of a corner lot, the home features three expansive decks providing breathtaking, unobstructed views of the Pacific Ocean.
- Historic Architectural Charm
This rare 1920s Spanish-style bungalow is impeccably maintained, offering a unique blend of vintage character and modern move-in readiness.
- Private Outdoor Sanctuary
The property includes a lush, private yard with established landscaping and fruit trees, complemented by a detached two-car garage for ample storage.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =5227, other record lot size in square feet = 5000. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
- Historic Infrastructure
Given the home's 1929 construction, buyers should anticipate potential maintenance needs associated with aging systems common in century-old properties.
- Elementary School Ratings
The local elementary schools are currently rated lower (3/10), which may impact the property's appeal to families focused on public school performance.
About 403 S Horne Street
Rare 1920s Spanish Style Beach Bungalow with Unobstructed Ocean Panoramas. Step back in time while enjoying the height of coastal luxury in this impeccably maintained 1920s beach bungalow. Perched at the highest point of a coveted corner lot, this home offers a rare blend of vintage character and modern move-in readiness. Experience true indoor-outdoor living with three expansive decks, each perfectly positioned to capture breathtaking, unobstructed views of the Pacific Ocean. Beyond the stunning vistas, the property is a lush private sanctuary featuring well-established landscaping and productive fruit trees. A detached two-car garage provides ample space for vehicles and beach gear. This is more than just a home; it’s a character-filled retreat where history meets the horizon.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1929
- Lot Size
- 5,227.2 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Oceanside Unified Schools
Laurel Elementary School
Grades K-5 • 0.9 mi
3/10
Mission Elementary School
Grades K-5 • 1.0 mi
3/10
South Oceanside Elementary School
Grades K-5 • 1.4 mi
4/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 2.0 | 2.5 |
| Square foot | 1,519 | 1,724.705 |
| Lot Size | 5,227.2 | 6,427.213 |
| Price | $1.75M | $960.6K |
| Price per sq ft | $1.2K | $549 |
| Built year | 1929 | 1987 |
| HOA | $0 | $149 |
| Days on market | 29 | 45 |
Pricing History
Listed for Sale
Sep 26, 2026
$1,750,000
Initial Listing
Sold
May 5, 2025
$1,500,000
Public Record
Sold
Aug 21, 1997
$219,000
Public Record