4038 Loma Riviera Circle, San Diego, California 92110, San Diego, 92110 - 2 bed, 2 bath
4038 Loma Riviera Circle
San Diego, California 92110
Property Price
SUMMARY
Analysis of 4038 Loma Riviera Circle, San Diego, California 92110 is currently available with a list price of $685,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although built in 1965, the property has undergone extensive recent renovations that meet current quality standards. Key upgrades include a fully remodeled kitchen with quartz countertops and stainless steel appliances, remodeled bathrooms, wood-look tile flooring, and dual-paned windows. The interior features modern aesthetics like vaulted wood-beamed ceilings and updated fixtures, presenting a move-in-ready home with no visible deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Modern Interior Upgrades
The home features a fully remodeled kitchen with quartz countertops and stainless steel appliances, along with updated bathrooms and dual-paned windows, offering a move-in-ready experience.
- Desirable End-Unit Layout
As an end unit with vaulted wood-beamed ceilings and multiple private outdoor spaces, the property provides enhanced privacy and a spacious architectural feel that mimics a single-family residence.
- Prime Community Location
Ideally situated within the complex, the unit is directly across from premium amenities including the pool and clubhouse, while remaining just blocks from the beach, dog parks, and local dining.
CONSRISKS & DEFICIENCIES
- High Monthly HOA Fees
The association fee of $740.16 per month is significantly high for a two-bedroom unit, which may impact the overall affordability and monthly carrying costs for potential buyers.
- Limited Bathroom Configuration
With only 1.5 bathrooms, the lack of a second full bath may be a drawback for families or those who frequently host guests, potentially limiting the property's competitive edge.
About 4038 Loma Riviera Circle
Welcome home! 4038 Loma Riviera is a gorgeous 2br/1.5ba end unit townhome just waiting for you. Features include a remodeled kitchen w/newer cabinets, quartz counters & stainless steel appliances, remodeled bathrooms, dual paned windows & sliders, wood-look tile floors, a full sized laundry room, a large private patio, multiple balconies & vaulted wood beamed ceilings. Sun drenched rooms, off street parking & storage, a large pantry & excellent amenities. An exceptional location in the complex with palm tree views & across from the pool, clubhouse, BBQs & outdoor fireplace. Just blocks to the beach, dog park, restaurants & shopping. Lives like a single family home, it could be yours... and you deserve it!
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 1965
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $740.16 / Month
Neighborhood Insights
San Diego Unified Schools
Loma Portal Elementary School
Grades K-4 • 1.1 mi
Dewey Elementary School
Grades K-4 • 1.1 mi
Ocean Beach Elementary School
Grades K-4 • 1.4 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,054 | 1,015 | 50% |
| Lot Size | - | - | 50% |
| Price | $685.0K | $722.0K | 33% |
| Price per sq ft | $650 | $611 | 50% |
| Built year | 1965 | 1968 | 17% |
| HOA | $740.16 | $612 | 67% |
| Days on market | 4 | 94 | 17% |
Pricing History
Listed for Sale
Mar 3, 2026
$685,000
Initial Listing
Sold
Jan 30, 2020
$455,000
Public Record
Sold
Dec 28, 2007
$315,000
Public Record
Sold
Oct 7, 2005
$405,000
Public Record