40414 Calle Santa Monica, Indio, California 92203, Indio, 92203 - 2 bed, 3 bath

40414 Calle Santa Monica
Indio, California 92203
Property Price
SUMMARY
Analysis of 40414 Calle Santa Monica, Indio, California 92203 reveals a Fairly Priced Property with a current list price of $699,000 aligned with the estimated $683,971 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Indio Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 40414 Calle Santa Monica Subject | $699,000* List Price | 2 | 3 | 2,569 | $266 | - |
A 80735 Camino Santa Elise Sold | $533,000 | 2 | 3 | 2,554 | $209 | 0.5 mi |
B 81083 Avenida Tres Lagunas Sold | $615,000 | 2 | 3 | 2,230 | $276 | 0.3 mi |
C 80600 Avenida Santa Carmen Sold | $490,000 | 2 | 2 | 2,147 | $228 | 0.2 mi |
D 39492 Camino Piscina Sold | $565,500 | 3 | 2 | 2,370 | $239 | 0.6 mi |
E 81157 Avenida Los Circos Sold | $850,000 | 3 | 4 | 2,868 | $296 | 0.4 mi |
F 81220 Avenida Sombra Sold | $649,000 | 2 | 3 | 2,446 | $265 | 0.4 mi |
G 80818 Camino Santa Elise Active | $669,000 List Price | 2 | 3 | 2,569 | $260 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is in well-maintained, move-in ready condition, fitting the criteria for a home built approximately 20 years ago that has been meticulously cared for. While the aesthetic finishes—such as the diagonal tile flooring, honey-toned cabinetry, and granite countertops—reflect the original 2004 construction style, the home features high-value mechanical updates including a brand-new HVAC system (2024) and a tankless water heater. The kitchen is equipped with modern stainless steel appliances, and the exterior is enhanced with custom pavers and professional landscaping, requiring no immediate repairs.
PROSSTRENGTHS & OPPORTUNITIES
- Premium Golf Course Lot
The property occupies a prime east-facing homesite on the 18th fairway, offering unobstructed panoramic views of the lake, mountains, and golf course while capturing ideal desert sunrises.
- Recent Mechanical Upgrades
Significant capital improvements including a brand-new HVAC system installed in October 2024 and a tankless water heater provide immediate value and long-term energy efficiency.
- Spacious San Miguel Floor Plan
With nearly 2,600 square feet of living space, this layout features a versatile den with custom built-ins and a 2-car plus golf cart garage, catering perfectly to the active adult lifestyle.
CONSRISKS & DEFICIENCIES
- Limited Bedroom Count
Despite the large square footage, the home only offers two dedicated bedrooms, which may limit appeal for buyers who require more sleeping quarters for guests or family.
- Dated Interior Finishes
Built in 2004, the interior features like standard tile flooring and granite slabs may feel aesthetically dated to modern buyers looking for contemporary desert designs.
About 40414 Calle Santa Monica
Experience breathtaking golf course, lake, and mountain views from this beautifully positioned San Miguel floor plan in the highly sought-after 55+ community of Sun City Shadow Hills. Perfectly situated on a premium east-facing homesite overlooking the 18th fairway, this home captures stunning desert sunrises and sweeping panoramic vistas. Offering 2,596 square feet, this thoughtfully designed residence features 2 bedrooms, 2.5 bathrooms, and a spacious den with custom built-ins, ideal for a home office or reading retreat. The open great room layout is filled with natural light and showcases tile flooring, plantation shutters throughout, and expansive windows framing the picturesque golf course setting. The chef's kitchen is both functional and inviting, complete with granite slab countertops, abundant cabinetry, stainless appliances, and a large center island, making it perfect for everyday living and entertaining. Step outside to enjoy the tranquil outdoor setting, where the premium location provides uninterrupted views of the lush fairway, sparkling lake, and surrounding mountains--a true desert lifestyle experience. Custom pavers enhance the driveway, walkways, and back patio area, creating beautiful curb appeal and an inviting space to relax or entertain outdoors. This home has been thoughtfully maintained and upgraded, including new HVAC (October 2024) and a tankless water heater (August 2025). Additional highlights include a 2-car plus golf cart garage, spacious living areas, and an ideal location within one of the desert's premier active adult communities. Sun City Shadow Hills residents enjoy world-class amenities, including championship golf courses, resort-style pools, fitness centers, tennis and pickleball, clubhouses, and a vibrant social lifestyle. This is a rare opportunity to own a premium golf course property with spectacular views in one of the Coachella Valley's most desirable 55+ communities.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2004
- Lot Size
- 7,841 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $398.0 / Month
Neighborhood Insights
Indio Unified Schools
Andrew Jackson Elementary School
Grades K-5 • 2.6 mi
Ronald Reagan Elementary School
Grades K-5 • 3.5 mi
Desert Ridge Academy
Grades 6-8 • 1.3 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 34% |
| Baths | 3.0 | 2.0 | 53% |
| Square foot | 2,569 | 2,112 | 81% |
| Lot Size | 7,841 | 7,405 | 52% |
| Price | $699.0K | $550.0K | 80% |
| Price per sq ft | $272 | $277 | 45% |
| Built year | 2004 | 2006 | 28% |
| HOA | $398.0 | $300 | 95% |
| Days on market | 3 | 185 | 0% |
Pricing History
Listed for Sale
Mar 4, 2026
$699,000
Initial Listing
Sold
May 18, 2012
$479,000
Public Record
Sold
Nov 30, 2004
$394,500
Public Record




























































