4045 Harbour Island Lane, Oxnard, California 93035, Oxnard, 93035 - 5 bed, 3 bath

4045 Harbour Island Lane
Oxnard, California 93035
Property Price
SUMMARY
Analysis of 4045 Harbour Island Lane, Oxnard, California 93035 reveals a Fairly Priced Property with a current list price of $1,750,000 aligned with the estimated $1,718,681 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Oxnard Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4045 Harbour Island Lane Subject | $1,750,000* List Price | 5 | 3 | 2,851 | $603 | - |
A 5126 Terramar Way Sold | $1,685,000 | 4 | 3 | 2,285 | $737 | 1.0 mi |
B 4104 Baltic Street Sold | $1,770,000 | 4 | 3 | 3,451 | $513 | 0.2 mi |
C 4037 Sunset Lane Sold | $1,245,000 | 3 | 3 | 1,989 | $626 | 0.8 mi |
D 1423 Caspian Way Active | $1,475,000 List Price | 5 | 3 | 2,851 | $517 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although built in 2008, this property has undergone an extensive recent renovation that brings it to current luxury standards. The kitchen is fully updated with Cambria Hermitage Quartz counters, a 6-burner range, and triple ovens. The primary bathroom features a modern freestanding soaking tub and high-end tile work. With designer lighting, upgraded vanities, and immaculate interior finishes, the home shows no deferred maintenance and meets the criteria for a recently renovated, high-quality residence.
PROSSTRENGTHS & OPPORTUNITIES
- Gourmet Chef's Kitchen
The home features a high-end renovation including Cambria Hermitage Quartz counters, a 6-burner range, and a total of three ovens, making it a premier workspace for culinary enthusiasts.
- Luxurious Primary Retreat
The primary suite offers a spa-like experience with a freestanding soaking tub, a private fireplace, and a front-facing balcony that captures sunset views.
- Premier Community Amenities
Situated in the gated Seabridge community, residents enjoy access to a pool, gym, and waterfront pathways that lead directly to local restaurants, retail, and harbor activities.
CONSRISKS & DEFICIENCIES
- Low Available Lot Utilization
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 3920, living area = 2851.
- Limited Private Outdoor Space
With a lot size of only 3,920 square feet for a nearly 3,000 square foot home, the property lacks a substantial private backyard for recreation or gardening.
- Lack of Direct Water Views
Despite its location on Shell Island, the listing specifies 'None' for views, which may be a drawback for buyers expecting direct harbor or ocean vistas at this price point.
About 4045 Harbour Island Lane
Modern luxury meets coastal elegance in this stunning 5 bedroom retreat on Shell Island in the Seabridge community. The renovated home has bespoke touches, a chef's kitchen and custom details throughout. Enter to the open-concept great room, the epitome of style! This includes a window-filled living room with built-ins and a fireplace, the dining area and the gourmet kitchen with a center island. A 6-burner range with oven, combined with the addition of 2 more wall ovens, provides ample room for a gourmet meal. The apron-front sink is divided into 2 deep basins. Cambria Hermitage Quartz counters make a calming surface for preparation and island dining. The expansive counters around the perimeter, custom bar cabinet, and coffee corner with floating shelves make this a dream workspace! Designer lighting adorns the walls, is set inside glass-front cabinetry, and spotlights the island. Both downstairs bedrooms share an updated bathroom with shower/tub combination. The den is tucked behind the kitchen. Level 2 is complete with a primary suite, 2 more additional bedrooms and a loft-style upstairs family room. A refreshment center has a beverage refrigerator and storage. The spa-like primary retreat has a fireplace, a gorgeous bathroom with a freestanding soaking tub and separate shower, delicate tile work, textured wallpaper and attractive lighting. The upgraded vanity has two sinks, with beautiful mirrors and fixtures. The primary features a front-facing balcony with sunset views. Its oversized closet will delight any fashionista. Floor to ceiling cabinets offer linen organization. The full-size laundry room has a sink and a window for natural light and fresh air. A thoughtful linen cabinet was added beside the laundry room. The additional upstairs bedrooms are generously sized with large closets, ceiling fans and room-darkening window treatments. The front deck was expanded with pavers and a manicured turf front lawn. This is the ideal vantage-point to enjoy the community. Soak in the afternoon sun and visit with friends and neighbors. Nearby, landscaped waterfront pathways meander through the neighborhood, where boats of all sizes are docked. The pathways lead to restaurants, retail, parks and paddle board and kayak launches. The community includes a gorgeous pool, spa, gym and event space on gated Coral Island. The Channel Islands beaches and harbor are less than 2 miles away. Move right in to this immaculate and gorgeous home.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2008
- Lot Size
- 3,920 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $288.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 5.0 | 3.0 | 91% |
| Baths | 3.0 | 2.0 | 56% |
| Square foot | 2,851 | 1,804 | 86% |
| Lot Size | 3,920 | 4,030 | 49% |
| Price | $1.75M | $1.13M | 72% |
| Price per sq ft | $614 | $614 | 49% |
| Built year | 2008 | 1977 | 99% |
| HOA | $288.0 | $0 | 95% |
| Days on market | 7 | 155 | 3% |
Pricing History
Listed for Sale
Feb 28, 2026
$1,750,000
Initial Listing
Sold
Apr 7, 2021
$945,000
Public Record
Sold
Aug 18, 2008
$623,500
Public Record

























































