4045 Harbour Island Lane, Oxnard, California 93035, Oxnard, 93035 - 5 bed, 3 bath

4045 Harbour Island Lane, Oxnard, California 93035 home-pic-0

4045 Harbour Island Lane

Oxnard, California 93035

ACTIVE
CONDITION: EXCELLENT
5Beds
3Baths
2,851Sq Ft
3,920Lot Size

Property Price

LIST PRICE$1,750,000
EST. MARKET VALUE
$1,718,681

SUMMARY

Analysis of 4045 Harbour Island Lane, Oxnard, California 93035 reveals a Fairly Priced Property with a current list price of $1,750,000  aligned with the estimated $1,718,681 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Oxnard Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$1,718,681
Based on Realkey algorithm analyzing recent comparable sales in Oxnard.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
4045 Harbour Island Lane
Subject
$1,750,000*
List Price
532,851$603-
A
5126 Terramar Way
Sold
$1,685,000432,285$7371.0 mi
B
4104 Baltic Street
Sold
$1,770,000433,451$5130.2 mi
C
4037 Sunset Lane
Sold
$1,245,000331,989$6260.8 mi
D
1423 Caspian Way
Active
$1,475,000
List Price
532,851$5170.3 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

Although built in 2008, this property has undergone an extensive recent renovation that brings it to current luxury standards. The kitchen is fully updated with Cambria Hermitage Quartz counters, a 6-burner range, and triple ovens. The primary bathroom features a modern freestanding soaking tub and high-end tile work. With designer lighting, upgraded vanities, and immaculate interior finishes, the home shows no deferred maintenance and meets the criteria for a recently renovated, high-quality residence.

PROSSTRENGTHS & OPPORTUNITIES

  • Gourmet Chef's Kitchen

    The home features a high-end renovation including Cambria Hermitage Quartz counters, a 6-burner range, and a total of three ovens, making it a premier workspace for culinary enthusiasts.

  • Luxurious Primary Retreat

    The primary suite offers a spa-like experience with a freestanding soaking tub, a private fireplace, and a front-facing balcony that captures sunset views.

  • Premier Community Amenities

    Situated in the gated Seabridge community, residents enjoy access to a pool, gym, and waterfront pathways that lead directly to local restaurants, retail, and harbor activities.

CONSRISKS & DEFICIENCIES

  • Low Available Lot Utilization

    The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 3920, living area = 2851.

  • Limited Private Outdoor Space

    With a lot size of only 3,920 square feet for a nearly 3,000 square foot home, the property lacks a substantial private backyard for recreation or gardening.

  • Lack of Direct Water Views

    Despite its location on Shell Island, the listing specifies 'None' for views, which may be a drawback for buyers expecting direct harbor or ocean vistas at this price point.

About 4045 Harbour Island Lane

Modern luxury meets coastal elegance in this stunning 5 bedroom retreat on Shell Island in the Seabridge community. The renovated home has bespoke touches, a chef's kitchen and custom details throughout. Enter to the open-concept great room, the epitome of style! This includes a window-filled living room with built-ins and a fireplace, the dining area and the gourmet kitchen with a center island. A 6-burner range with oven, combined with the addition of 2 more wall ovens, provides ample room for a gourmet meal. The apron-front sink is divided into 2 deep basins. Cambria Hermitage Quartz counters make a calming surface for preparation and island dining. The expansive counters around the perimeter, custom bar cabinet, and coffee corner with floating shelves make this a dream workspace! Designer lighting adorns the walls, is set inside glass-front cabinetry, and spotlights the island. Both downstairs bedrooms share an updated bathroom with shower/tub combination. The den is tucked behind the kitchen. Level 2 is complete with a primary suite, 2 more additional bedrooms and a loft-style upstairs family room. A refreshment center has a beverage refrigerator and storage. The spa-like primary retreat has a fireplace, a gorgeous bathroom with a freestanding soaking tub and separate shower, delicate tile work, textured wallpaper and attractive lighting. The upgraded vanity has two sinks, with beautiful mirrors and fixtures. The primary features a front-facing balcony with sunset views. Its oversized closet will delight any fashionista. Floor to ceiling cabinets offer linen organization. The full-size laundry room has a sink and a window for natural light and fresh air. A thoughtful linen cabinet was added beside the laundry room. The additional upstairs bedrooms are generously sized with large closets, ceiling fans and room-darkening window treatments. The front deck was expanded with pavers and a manicured turf front lawn. This is the ideal vantage-point to enjoy the community. Soak in the afternoon sun and visit with friends and neighbors. Nearby, landscaped waterfront pathways meander through the neighborhood, where boats of all sizes are docked. The pathways lead to restaurants, retail, parks and paddle board and kayak launches. The community includes a gorgeous pool, spa, gym and event space on gated Coral Island. The Channel Islands beaches and harbor are less than 2 miles away. Move right in to this immaculate and gorgeous home.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
2008
Lot Size
3,920 Sq. Ft.

Interior

Total Bedrooms
5
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$288.0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds5.03.0
91%
Baths3.02.0
56%
Square foot2,8511,804
86%
Lot Size3,9204,030
49%
Price$1.75M$1.13M
72%
Price per sq ft$614$614
49%
Built year20081977
99%
HOA$288.0$0
95%
Days on market7155
3%

Pricing History

Listed for Sale

Feb 28, 2026

$1,750,000

Initial Listing

Sold

Apr 7, 2021

$945,000

Public Record

Sold

Aug 18, 2008

$623,500

Public Record

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