
West Sacramento, CA 95691
This Modern Tri-Level Residence is a Strong Value Opportunity listed at $525,000—positioned well below the $526,759 Fair Market Value by 0.3%. This pricing provides $1,759 in Instant Equity alongside a rare 3.5% FHA assumable loan for significant long-term interest savings. Boasting an Excellent Condition Rating, the 2020 construction features a first-floor ensuite ideal for rental income and a rear 2-car garage pre-plumbed for EV charging. It is a strategic acquisition for Owner-Occupants or House-Hackers prioritizing modern efficiency and financial upside.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 4057 Southampton Subject | $525,000* List Price | 4 | 4 | 1,901 | $277 | - |
A 4057 Southampton Street Pending | $525,000 List Price | 4 | 4 | 1,901 | $276 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
This property was built in 2020, placing it well within the 10-year threshold for an excellent rating. The home features modern open-concept living with contemporary vinyl plank flooring, a high-quality kitchen with updated appliances, and current aesthetic finishes throughout. All major systems, including the EV-ready garage and HVAC, are virtually new, meeting modern energy-efficiency standards with no evidence of deferred maintenance.
The property features a rare FHA assumable loan at a 3.5% interest rate, offering significant long-term interest savings for qualified buyers compared to current market rates.
A first-floor ensuite bedroom provides excellent flexibility for guest accommodations, rental potential, or multigenerational living arrangements.
Built in 2020, this home offers contemporary finishes, energy-efficient features, and is pre-plumbed for EV charging and solar, reducing immediate maintenance needs.
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 2279, living area = 1901.
The three-story layout requires frequent stair usage, which may not be ideal for buyers with mobility concerns or those seeking a more traditional single-level flow.
Built in 2020, this modern tri-level home in West Sacramento offers 4 bedrooms and 3.5 bathrooms centrally located for out of the area commuters with an FHA assumable loan at 3.5% a rare opportunity that could offer significant long-term savings for qualified buyers! The first-floor ensuite bedroom is ideal for guests, multigenerational living, or added rental potential. The second level features bright open-concept living with vinyl plank flooring, a spacious kitchen, dining area, office nook, half bath, laundry room and an oversized balcony perfect for indoor-outdoor entertaining. Upstairs, the private primary suite is complemented by two additional bedrooms and a full bath. Situated on a desirable corner lot with a rear 2-car garage pre-plumbed for EV charging or solar, this home checks the boxes!
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 56% |
| Baths | 4.0 | 2.5 | 91% |
| Square foot | 1,901 | 1,692 | 59% |
| Lot Size | 2,279 | 5,674.5 | 15% |
| Price | $525.0K | $560.0K | 41% |
| Price per sq ft | $276 | $315 | 30% |
| Built year | 2020 | 2003 | 90% |
| HOA | $99 | $0 | 84% |
| Days on market | 62 | 185 | 4% |
Feb 19, 2026
$525,000
Initial Listing
Jun 29, 2020
$465,000
Public Record