406 East Street, Roseville, CA 95678, Roseville, 95678 - 3 bed, 2 bath
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406 East Street
Roseville, CA 95678
ACTIVE
CONDITION: EXCELLENT
3Beds
2Baths
1,380Sq Ft
4,792Lot Size
Property Price
LIST PRICE$629,000
EST. MARKET VALUE
$654,172
3% BelowMARKET VALUE
SUMMARY
This Duplex Residential Income Asset is a High-Potential Investment Opportunity, listed at $629,000—positioned well below the $654,172 Fair Market Value by 3%. This valuation gap offers $25,172 in Instant Equity. Featuring a 2024 Full Renovation and Approved Parcel Map for future splitting, the property provides significant upside. With a Condition Rating of 2, the main unit is move-in ready, while the second unit offers value-add potential. This is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking multi-generational living.
Estimated Market Value
$654,172+$25,172 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Roseville.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
The main home underwent a full renovation in 2024, featuring brand-new HVAC, plumbing, and electrical systems. The interior is in mint condition with modern laminate flooring, updated kitchen cabinets, and sleek countertops, meeting the criteria for a high-quality renovation under 5 years old.
PROSSTRENGTHS & OPPORTUNITIES
- Development Potential
The property features two homes on one lot with an approved parcel map, offering a rare opportunity to split the lot into two separate parcels for future resale or investment flexibility.
- Comprehensive 2024 Renovation
The main residence underwent a full 2024 renovation including new HVAC, plumbing, and electrical systems, providing a move-in-ready experience with modern aesthetic upgrades.
- Strategic Location
Situated in the desirable Old Roseville area, the property is minutes from downtown amenities and sits directly across from brand-new homes, indicating strong neighborhood growth and appreciation.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1380, other record living area = 1290. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
- Limited Lot Size
With two dwellings situated on a 4,792-square-foot lot, outdoor space and privacy between the units are constrained compared to traditional single-family properties.
- Inconsistent Unit Condition
While the main home is fully modernized, the second unit is in older condition and may require additional capital for cosmetic updates to match the quality and rental value of the primary residence.
About 406 East Street
Great opportunity in Old Roseville featuring two homes on one lot with an approved parcel map and potential to split into two separate parcels. The main home was fully renovated in 2024 with major upgrades including new plumbing, electrical, and HVAC systems. The interior features fresh texture and paint, laminate flooring, updated kitchen cabinets, sleek countertops, and a bright, move-in-ready layout. The second home, located off the alley, is currently occupied and in good condition, with potential for some light cosmetic updates. Located on a beautiful street with brand-new homes directly across the street, just minutes from Downtown Roseville, shopping, dining, and parks. A great opportunity for an investor, multi-generational living, or future separate ownership.
Property Details
Public Facts
- Property Type
- Duplex
- Year Built
- 1954
- Lot Size
- 4,792 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Roseville Unified Schools
Ferris Spanger Elementary School
Grades K-5 • 0.7 mi
6/10
George A. Buljan Middle School
Grades 6-8 • 2.4 mi
5/10
Roseville High School
Grades 9-12 • 0.3 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 6.0 |
| Baths | 2.0 | 3.0 |
| Square foot | 1,380 | 723 |
| Lot Size | 4,792 | 7,405 |
| Price | $629.0K | $972.8K |
| Price per sq ft | $456 | $1.3K |
| Built year | 1954 | 2026 |
| HOA | $0 | $0 |
| Days on market | 13 | 35 |
Pricing History
Listed for Sale
Aug 27, 2026
$629,000
Initial Listing
Sold
Jun 21, 2024
$425,000
Public Record